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Borrowers could handle incremental rises in the base rate, says Moody’s

Borrowers will be able to handle incremental increases in base rate and arrears levels are likely to rise only slightly, according to ratings agency Moody’s. Last month, Bank of England governor Mark Carney said the Monetary Policy Committee could begin thinking about raising rates at the “turn of the year”. The markets have predicted a […]

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Complete FS adds Family Building Society to panel

Southampton-based packager Complete FS has added Family Building Society to its lending panel. Family BS, which is part of National Counties Building Society, offers a range of offset and ‘low-start’ mortgages and also offers a loan called the Family Mortgage, which allows family members to combine their finances to reduce payment costs without having to […]

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MAS posts £786k loss as chief exec pay hits £180k

The Money Advice Service has reported a loss of £786,000 for the year 2014/15 and handed chief executive Caroline Rookes a £20,000 pay rise. It marks the first time MAS has made a loss since it was launched in 2010. In that time, levy income has more than doubled from an original take of £32m […]

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(Another) downhill stroll — retirement planning

A report published this morning by the CIPD (CIPD Employee Outlook March 2015) provides yet more interesting data to the changing landscape of retirement planning. It should be remembered that we are in a period of genuine flux here given that the default retirement age was scrapped three years ago, and new pension freedoms come online in April. Both of these alterations will have a huge impact on how employees plan for their retirement.

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