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NatWest set for return to interest-only market

NatWest Intermediary Solutions has confirmed it will re-enter the interest-only market. To qualify, borrowers must earn at least £100,000, excluding discretionary bonuses, and have an “acceptable” repayment strategy. The maximum LTV is 75 per cent. Borrowers cannot take out an interest-only loan if they plan to repay it within three years, if they want to […]

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Aldermore loosens bridging criteria

Aldermore has loosened its bridging criteria by reducing its minimum valuation for light refurbishment from £100,000 to £75,000. The move brings its bridging offering in line with its buy-to-let range. In addition, the lender has reduced the minimum age for those qualifying from 25 to 21, except if the applicant is a first-time landlord. It […]

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Analysis: Beat comparison sites at their own game

On noting the return of the famously irritating opera singer featured in the advertising campaign of a well-known comparison website, I wondered why such sites go to the trouble of advertising when often they seem to get a helping hand from the consumer press.  Indeed, in recent weeks both Which? and a prominent current affairs […]

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Company sick pay – new findings

Research by insurer LV= suggests that some 11 million employees in the UK have no company-paid sick leave entitlement. So if an employee from within the above grouping cannot work through illness or injury for any period of time, their only income would likely be that provided by state benefits alone.

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