Barclays Mortgages is letting those who earn up to £50,000 borrow more on high-LTV residential mortgages by raising its maximum income multiples.
The lender previously lent up to 4x income for those with deposits of between 10 and 15 per cent.
Barclays is now raising the limit to 4.49x income from today for these LTV bands.
For those with incomes of £55,000 or more, Barclays will lend to 5x income at 85 per cent LTV or below.
For those with incomes of less than £50,000 looking to borrow at LTVs of 90 per cent or more, the maximum income multiple is 4x.
A 4x income multiple also applies for those with a debt-to-income ratio of 20 per cent or greater.