The average two-year fixed rate has risen marginally from last week, according to data collected by Moneyfacts.
The current rate stands at 2.48 per cent, three basis points lower than one year ago.
Moneyfacts says rates within the 60 per cent LTV category, and the 65 per cent LTV category have both increased, with the average in the former rising from 1.90 per cent to 1.91 per cent, and the latter from 2.00 per cent to 2.02 per cent.
In addition, rates within the 70 per cent LTV category rose from 2.54 per cent to 2.55 per cent, and average rates in the 75 per cent LTV category increased from 2.32 per cent to 2.34 per cent.
The rates in the 80 per cent LTV also rose, from 2.44 per cent to 2.45 per cent, and the 85 per cent LTV category from 2.45 per cent to 2.46 per cent.
Meanwhile, rates in the 90 per cent LTV category remained unchanged at 2.63 per cent.
In contrast, average rates in the 95 per cent LTV category fell, from 3.26 per cent to 3.25 per cent.
Moneyfacts finance expert Darren Cook comments: “With rates having risen across the board, it would appear as if lenders have increased rates due to speculation about the interest rate rise.
“Lower LTV’s are more sensitive to economic conditions which is why rates in the lower and middle LTV categories have seen increases.
“It is unsurprising that rates have fallen in the 95 per cent LTV category as it is extremely competitive.”