Robert Thickett


The Mortgage Mole: Back in the Cabinet

Back in the Cabinet Our beloved Mortgage Mole somehow found himself in the House of Commons last week, having burrowed his way into Dining Room A, where a keen discussion was taking place about the transfer of Help to Buy 2 to the private sector. Being a pivotal player in the mortgage industry, Mole was […]


Media Spotlight: Happier by Tal Ben-Shahar

Is the secret to happiness a big house, a fast car and millions in the bank? While all three may make one’s life easier, the number of unhappy millionaires regularly featured in the press suggests that untold riches and the high life are not necessarily a fast track to happiness. How many times have most […]


Community challenge

Coventry Building Society has always valued its community, not only when it comes to charity work but also when dealing with brokers, with its seven pledges underpinning the way it likes to do business



Application processing times have slipped hugely I was interested last week to read comments from CML chairman Stephen Noakes, who said that the effect of the MMR on customers has been “minimised” by lenders’ preparation. Writing in the CML’s fortnightly newsletter, Noakes said the impact of regulatory changes on service levels was “predicted and expected”. […]


MMR is enough to slow the bubble

With each new speech, Chancellor George Osborne tries to steer clear of the housing/mortgage market crash path that too many of his predecessors were unable to sidestep. The latest announcements, made during this month’s Mansion House oration, provided further powers to the Bank of England by giving it the ability to cap loan-to-incomes and LTVs […]


Scaremongering stories help no one

Elements of the media do not often let the truth get in the way of a good scaremongering story. Take the housing bubble, which depending on who you listen to, is a cause of national concern – or at least keeps everyone in London and the South East awake at night.  In response to this […]


MS Leader: Foreign caps show boosting housing supply only answer

After his forward guidance policy was likened to an “unreliable boyfriend” for constantly changing its mind, the Bank of England governor Mark Carney got decisive last week with the deployment of a loan-to-income cap. After all the concern about how the Financial Policy Committee could deploy its arsenal of macro prudential tools, the LTI cap […]


The Mortgage Mole: Race day held to celebrate broker’s son

Race day held to celebrate broker’s son The great and the good of the mortgage industry were in attendance for a charity race day held by Lindon-Travers Associates principle James Lindon-Travers at Sandown Park. Nearly 200 people attended the event which was held to raise money for three charities  – White Lodge Centre, Disability Challengers, […]

Nationwide and Halifax slated for H2B restrictions for homemovers

Brokers have hit out at Halifax and Nationwide’s decision last week to restrict Help to Buy equity loan to first-time buyers and exclude homemovers. Halifax announced it was temporarily restricting shared equity and shared ownership loans to first-time buyers only through its intermediary network. Homemovers can apply for the lender’s Help to Buy equity loan products […]