Rebekah Commane


Paradigm adds Bluestone Mortgages to lender panel

Specialist lender Bluestone Mortgages has been added to the lender panel of Paradigm Mortgage Services. Paradigm members will now be able to access Bluestone’s range of mortgages designed for customers who can demonstrate affordability but struggling to get past automated application processes. To work with Bluestone, advisers can complete an online registration form, and the […]

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FCA considers BTL approach for solo-regulated firms

The FCA has confirmed that it is considering its approach to buy-to-let lending for solo-regulated firms, who are not subject to PRA rules. Speaking at the Association of Short-term Lenders conference in London, FCA technical specialist Lorna O’Brien said the regulator is considering to what extent poor underwriting standards by solo-regulated firms would impact consumers. […]


‘Car crash’ expected in BTL market following PRA changes

The buy-to-let market is set to be a ‘car crash’ following the implementation of underwriting changes for portfolio landlords, according to an industry expert. Speaking on a panel at the Financial Services Expo in London today, Mortgages for Business chief executive David Whittaker (pictured) said a combination of lack of knowledge among landlords and an absence […]

‘Grass-roots’ packager Thistle launches

A packager has launched that proposes to support brokers around the UK and “restore the sector’s old fashioned values”. Edinburgh based Thistle Finance calls itself a ‘grass-roots’ packager and is looking to place a particular focus on the specialist lending markets in Scotland and Northern Ireland. The packager has begun working with Mortgage Advice Bureau […]


Editor’s Note: Your bigger and better Mortgage Strategy has landed

It’s with great pleasure that we today reveal the first issue of our new monthly print version of Mortgage Strategy. After 16 years of producing weekly editions of your much-loved magazine, we felt it was time for a change, so we’ve moved to a bigger and better version, landing on your desks once a month. […]

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FCA investigation into five providers continues

The FCA is continuing its investigations over how five pension providers are treating their closed-book customers. In an update this morning, the regulator said that while it had closed its investigations into Police Mutual, it still had Scottish Widows, Prudential, Old Mutual, Abbey Life and Countrywide Assured under its spotlight. The six providers were referred […]

Irish bank to write off debt of BTL mortgage customers

An Irish bank is writing off the debt of some of its buy-to-let mortgage customers. RTE reports that Permanent TSB has been contacting some of its landlord customers who are in arrears asking them if they will sell their property to the bank. The bank says that customers who agree to a “voluntary surrender” will […]

Opinion: Should 100% mortgages for FTBs make a comeback?

There were obvious reasons why 100 per cent mortgages were pulled post-crisis, but with low interest rates for the foreseeable future, there has been recent calls in some quarters for a rise in LTV levels back to 100 per cent for first-time buyers. Clearly this would help even up the divide between those who can […]

Get your votes in for the Mortgage Strategy Awards 2018

If you’re anything like me, you’ll be wondering where this year has gone. How can it possibly be September already? But here we are, with Christmas decorations already on sale in certain department stores and nominations well underway for the 2018 Mortgage Strategy awards. Self-nominations run until Friday, giving lenders, brokers, providers and distributors from […]