Do limited companies provide the perfect solution for higher-rate taxpayers and what issues should landlords take into consideration?
Do Mark Carney and Janet Yellen really believe a rate rise is around the corner? Could they be talking up the possibility for other reasons?
Alan Cleary, managing director at Precise Mortgages, casts a critical eye over the industry
Rick Watkin, chief executive at MCI Club and MortgageKeeper, crunches the numbers to bring you the key market trends
What do Pierre Cardin and Jean Miller have in common? French fashion designer Cardin, aged 93, is the last survivor of Parisian haute couture and still controls a global business empire; Miller, aged 92, is a cloakroom attendant at the Vidal Sassoon hair salon in Glasgow, having been there for 17 years. Both are still […]
There has been a notable uptick in remortgage activity. June data from the Council of Mortgage Lenders shows a sharp rise in monthly and year-on-year figures for both volume and value. Drilling down into the details, 31,600 households were said to have switched their mortgage deals in June compared to 24,300 in May. This was […]
It looks very likely that our customers will have to foot the bill for the almost 59 per cent increase in insurance premium tax announced in the summer Budget. Will this affect the amount of insurance people buy? The AA predicts an average £5 rise in home insurance. That could be enough for some consumers […]
The proposed changes to EU rules on hedging instruments could mean fixed-rate mortgages cease from small lenders. The reason is that most lenders have to hedge interest rate exposure to ensure they can fix funding costs to match the fixed-rate income of the mortgage. The proposed changes will make it hard and expensive for smaller […]
Businesses are taking particular advantage of three elements of bridging finance: speed, sizeable loans and flexible payment options
Despite the big increase in remortgages, there is much more work to do to ensure all borrowers are catered for, not just the nice easy ones
Andy Frankish, new homes director at Mortgage Advice Bureau, provides an in-depth analysis of the new-build sector