Jeremy Duncombe

Five things you should know about… Embracing technology

Embracing technology By Jeremy Duncombe, director of intermediary distribution, Accord Mortgages 1. Know your lenders, not just what the sourcing system tells you. All lenders have differences in policy, service, rates and risk appetite. A good broker should be familiar with these as it will help you to properly explain and advise your client on which […]

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Opinion: Opportunities for brokers in 2018

  With 2018 in full swing, brokers should seize every opportunity that comes their way. The remortgage rush March 2018 is set to see a spike in buy-to-let mortgage activity as savvy borrowers, who rushed to complete their mortgage applications ahead of the Stamp Duty surcharge that came into effect in April 2016, will be […]

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Opinion: The importance of staying informed

This financial year has been characterised by an influx of regulation, from the Prudential Regulation Authority’s (PRA) changes to portfolio buy-to-let, to the upcoming implementation of PSD2 and GDPR. With so many updates hitting the market in such short space of time, it’s vital for advisers to stay informed about the latest industry trends and […]

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Opinion piece: Never assume you know it all

Brokers must future-proof themselves by providing a holistic proposition and using technology to update and improve it Uncertainty has become the watchword for much of the global political and economic outlook over the past 12 months. Yet, despite a lack of certainty about the impact of events such as Brexit, last year was a strong […]

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Housing Watch: Isn’t house purchase a right, not a privilege?

Most first-time buyer products rely on support from the Bank of Mum and Dad, benefiting only the privileged few As house price inflation continues to rise and wage inflation struggles to keep pace, it is no surprise many young people are stuck in Generation Rent. A recent report from Halifax has been making noise in […]

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Opinion: Remortgages can avoid fixed-rate roulette

The Bank of England’s decision to lower the base rate to just 0.25 per cent means we are once again in uncharted waters. Of course, the expectation for many is that this rate cut will bring with it a reduction in mortgage rates. However, recent research by Legal & General has shown that fixed rates […]

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Comment: The post-Brexit mortgage market

Three weeks have passed since the news was announced that the leave campaign was victorious after Britain went to the polls to vote in the historic European Union Referendum. Since then, speculation surrounding the effects on the market has been dominating the conversations of the British public. After a very interesting couple of weeks post-referendum, […]

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Jeremy Duncombe: Retention proc fees are essential

Lenders who pay fees contribute to better service for clients The introduction of the MMR in 2014 had a significant impact on brokers’ workloads due to the more stringent affordability testing and lengthier advice process it created. Most lenders have raised their procuration fees to reflect the changes, but retention proc fees have been almost […]