Guy Anker

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Feature: Is London cooling?

London has historically been more expensive than the rest of the UK but a lack of new homes, poor affordability and Brexit could hit the market harder than the rest of the UK Fans of The Clash will be familiar with their hit song of 1979, ‘London calling’, which has been used to enhance many […]

Cover feature: Is the softening housing market just temporary?

With data and opinion both conflicted on the health of the mortgage market, is lending really heading downhill or on a longer-term path to growth? The mortgage market has had a turbulent 2017 so far and, at the half-way mark, many think it may have to withstand further storms. New-home transactions are down, appetite for […]

Cover feature: Are house prices heading for a fall?

Momentum is suddenly against the housing market but experts disagree on whether this is a natural adjustment or will lead to a bigger slump in property values The north-south divide in the housing market is well known but it has undergone a dramatic shift in recent months. No, London has not suddenly become cheaper than […]

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Cover Feature: Has the sub-prime fallout led to overcautious lenders?

Are regulators and lenders so determined that the market won’t fall back into its old sub-prime ways that they have become too cautious, to the detriment of consumers? It is a decade since the foundations of the mortgage market crumbled, leading to the credit crunch. Ten years on, with lending criteria far more rigid, ironically […]

Lifetime Isa

Cover story: Will the Lifetime Isa be too slow off the mark?

Banks and other product providers are shying away from Lifetime Isas amid fears that they are too complex and could lead to misselling The curtain is raised on the Government’s latest crusade to aid first-time buyers this week, but many fear Lifetime Isas will not offer anything like the helping hand this group needs. For […]

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Which way for mortgage rates in 2017?

Following an avalanche of rate cuts, the mortgage industry should brace itself for a possible upward turn as lender costs and inflation rise, experts advise The trend for mortgage rate cuts is coming to an end and both brokers and clients should prepare for hikes this year, according to industry experts. Meanwhile, lending giants including […]