Gary Adams

Accord drops ID certification requirement

Accord Mortgages has announced that copies of ID documents will no longer need to be certified during the mortgage application process. Instead, photocopies of required documents, including passports and driving licences, will be deemed sufficient. This, the lender says, will make uploading documents faster and improve the overall application experience. This change takes place across […]

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West One Loans announces new large loan team

West One Loans has announced the formation of ‘Premier Loan Team,’ a group of experienced underwriters who will focus on large loans and complex cases. Specifically, the team will deal with loans consisting of £750,000 or more across the lender’s entire range of products, which includes commercial, both regulated and unregulated residential, and prime unregulated […]

Aldermore makes changes to resi and BTL propositions

Aldermore has announced a series of changes to its residential and buy-to-let mortgages propositions. For residential mortgages, the specialist lender has reduced the minimum valuation for ex-public sector property outside of Greater London that it will lend on from £150,000 to £100,000  and increased the maximum property land size from three to six acres. Regarding […]

buy-to-let

New HMO rules: landlords need licence today

New rules for landlords who rent out houses in multiple occupation came into effect on 1 October, and the government has announced that landlords need their licences sorted from today. Under the new regime, landlords who rent a single property to five or more people from at least two separate households who share basic facilities, […]

Broker Focus: James Carson Lee, Sentry Advice

We aim to amplify the voices of all intermediaries, up and down the country. This month we profile James Carson Lee, partner at Sentry Advice Sum up your firm in a few sentences Our mission is to be a human that says ‘yes’ in an industry of ‘computer says no’, with our ethos firmly rooted in […]

buy-to-let

10 years ago: What made the news in September 2008

Burgeoning financial crisis yet to rewrite the rules 18 August 2008: Over-55s owe more than £37,000 on mortgages The news that older homeowners owed an average of £37,316 on their mortgages was met with much consternation in 2008. Ten years on and SunLife report that the average owed for the same age group now stands […]

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Saffron partners with TMA Club

TMA Club has announced that Saffron for Intermediaries has been added to its lending panel. Saffron’s product range covers residential, buy-to-let and self-build mortgages and caters for people whose circumstances include self-employment and contract working. This move follows a burst of recent activity on TMA’s part that has seen it strike a deal with Knowledge […]

Accord Mortgages issues BTL tax guide

Accord Mortgages has made a new buy-to-let tax guide available for brokers through its Accord Growth Series of blogs. The guide aims to help landlords navigate the new tax regime that started on 6 April 2017, the first returns for which landlords will soon be expected to file. The way in which income tax, wear […]