Emma Simon


Comment: Brokers have key role in crunch year for BTL

The buy-to-let market remains an important sector of the housing market. It provides a solution to those keen to rent, whilst for landlords it provides a source of income, a tangible investment asset and a potential alternative to pension savings. However, it does have some detractors, not least those who feel that the buy-to-let market […]


Tipton offers new Airbnb mortgage

Tipton & Coseley Building Society has launched a new mortgage for Airbnb hosts. The building society will now accept mortgage applications for second homes and holiday lets where the borrowers wish to let the property out via the Airbnb website. A recent investigation by Mortgage Strategy found that few lenders are willing to provide mortgages […]

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3mc launches exclusive BTL deals with Paragon Bank

Paragon Bank is launching a range of exclusive buy-to-let products through 3mc. These mortgages are part of the lender’s portfolio range. These products increase the maximum available loan size up to 75 per cent LTV to £750,000. This is £250,000 more than the maximum loan size available through Paragon’s core range. The products are available […]


New services aims to help lenders sell-on IO mortgage debt

  Spicerhaart Corporate Sales has enhanced its interest-only proposition for lenders. This new service aims to pair later life lenders with  banks and building societies who are looking to sell-on their interest-only mortgage debt. Lenders using this service will have these outstanding debts repaid, while customers will be offered an extension to their mortgage term.  […]

Mortgage rates cut by 8 per cent in past three months

  Lenders have cut mortgage rates by up to 8 per cent in the last three months, as competition increases for first-time buyers and those remortgaging.  The latest data analysis from Mortgage Brain shows that the biggest reductions have been to mortgages at higher LTV brackets. For example, the cost of two-year fixes at 90 […]


Leeds BS cuts cost of BTL deals

Leeds Building Society has launched a new two-year fixed-rate buy-to-let mortgage, as part of a wider refresh of rates. This new fee-free deal charges a rage of 2.32 per cent, and is available up to 70 per cent LTV. This mortgage will be offered to both portfolio and stand-alone landlords, and offers a free valuation […]

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Flurry of FCA updates to impact market

Regulator unveils proposed directory of senior financial services professionals, publishes fees for 2018/19 and approves new tech-based mortgage firms. The Financial Conduct Authority published a raft of reports, consultations and policy initiatives over the past month and many will have a direct impact on the mortgage sector. Recently, the FCA has put forward plans to […]