Atom Bank has launched a two-year fixed rate loan at 1.29 per cent at 75 per cent LTV with a £900 fee.
The loan is available for purchase and remortgage.
The online-only bank has also cut rates across its residential range.
The new rates include:
● Two-year fixed rate at 1.59 per cent and 60 per cent LTV
● Five-year fixed rate at 2.24 per cent and 75 per cent LTV
● Five-year fixed rate at 2.14 per cent and 80 per cent LTV with £900 fee
Atom Bank director of retail mortgage Maria Harris says: “With the launch of the new proposition taking off so well we are keen to continue improving our rates and the range of products we offer.”