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Artemis Global equities: ’15, going on ’16

After an “interesting” year, Peter Saacke separates the so-what stories (the Swiss franc, Grexit) from the ones with lasting impact on global equities.

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Buy-to-let Watch: Market is already reacting to B2L tax changes

Lenders know the Chancellor’s measures will have an impact on the sector and some feel the need to react to that now Although the Government’s proposed cuts to landlord tax relief do not take effect until 2017, the market is already reacting to them. TSB is the latest lender to increase its rental cover calculation […]

Kensington increases max core range LTV to 85%

Kensington is increasing the maximum LTV on its core range to 85 per cent from 80 per cent and is introducing a new 65 per cent LTV product. Rates start at 3.34 per cent for a two-year year fixed at 65 per cent LTV. A three-year fixed is available at 3.64 per cent and a five-year […]

This week’s Caption Competition (13/01/16) and last week’s winner

This week’s Caption Competition (From left to right) Mike Maddin, Alan Cleary, John Malone and David Copland live it up in Marbella.  If you want to be in with a chance to win a delicious box of Hotel Chocolat milk chocolates, please submit a caption for the photo above and you will be automatically entered […]

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Rent rises counteracting increasingly tougher B2L stress testing

Landlords’ ability to take out larger loans is not being harmed by increasingly tougher stress testing criteria due to rising rents, according to research from Buy to Let Club. Lenders’ norm for many years has been 125 per cent at 5 per cent, but this is increasing, according to Buy to Let Club managing director […]

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