By Harry Landy, Managing Director of Enterprise Finance This month I wanted to take a closer look at the bridging market, because with contradictory news about the mortgage markets and property transactions over the last month or so, it is little wonder uncertainty is reigning supreme in the sector. On the one hand, we had […]
LendInvest’s Roy Armitage comments on the art of specialist underwriting
By Ian Boden, Sales Director, LendInvest For all of the talk of doom and gloom around the prospects for buy-to-let over the last couple of years, the truth appears to be rather different. Far from deserting the sector, lenders are now presenting landlords with a wider range of borrowing options than ever before. New figures […]
Steve Larkin, Director of Development Finance, LendInvest One of the current frustrations of the housing market is the significant number of development deals being delayed, rather than pushing on towards completion. Last month, Blane Perrotton of Naismiths organised a roundtable event, hosted at LendInvest offices and attended by lenders Maslow, Octopus, Shawbrook, Paragon, Close Brothers, […]
As a specialist finance distributor, one of the products we offer here at Enterprise Finance are Second Charge mortgages. But we often hear similar soundbites from brokers who aren’t completely sure about these increasingly popular loans. Here are our responses to six of their common concerns: 1. “I’m not 100% clear on second charge mortgages” […]
By Harry Landy, Managing Director of Enterprise Finance This article, aimed at mortgage brokers and intermediaries, aims to give an overview of the market and discuss issues that may impact the specialist finance sector. Market Observer As you’ll be aware, interest rates are now at their highest level since February 2009. Key to the change […]
There are various options for fast, short-term funding available – but in the property world, a bridging loan is an increasingly popular option. Designed specifically to bridge the gap in funding, they can help with everything from buying a property on a tight deadline, to small or large-scale developments. To get you up to speed […]
By Ian Boden, Sales Director, LendInvest When it comes to property investment, there are lots of different factors any investor will want to look at before agreeing to a purchase, with the potential for capital growth chief among them. Something that is very clear from our latest Buy-To-Let Index is that while the general rate […]
Ian Boden, Sales Director, LendInvest For all of the talk of doom and gloom around the prospects for buy-to-let over the last couple of years, the truth appears to be rather different. Far from deserting the sector, lenders are now presenting landlords with a wider range of borrowing options than ever before. New figures from […]
Ian Boden, Sales Director, LendInvest There’s little question that the shape of the landlord market is changing. The various regulation and taxation changes introduced over the last few years have seen the make-up of the nation’s landlords move away from the dinner party landlords with one or two properties to those with much more comprehensive […]
Ian Boden, Sales Director, LendInvest It’s been a rollercoaster couple of years for the world of property investment, with a succession of tax and regulatory changes that investors and their brokers have had to get their heads around. But for all of the discussions about stamp duty, portfolio landlords and underwriting rules, the fundamentals of […]
Ian Boden, Sales Director, LendInvest Location is one of the most important factors for any property investor to consider when looking at expanding their portfolio. You want to buy in the right place, somewhere with a steady supply of tenants and which can deliver strong rental yields and/or good capital growth over the longer term. […]