Accord Mortgages has reduced rates on two and five-year fixed 95 per cent LTV mortgages by up to 0.40 per cent.
Included in the range from the intermediary-only arm of Yorkshire Building Society is a 3.8 per cent five-year fix with £1,000 cashback on completion, a £495 product fee and free standard valuation.
The same mortgage is available at 3.6 per cent fixed for two years.
Available to borrowers looking for a product fee-free option are a 3.85 per cent two-year fix and a 4 per cent five- year fix. Both come with £1,000 cashback on completion and free standard valuation.
Accord Mortgages product manager Ben Merritt says: “We understand the financial pressures of real life and are committed to assisting brokers help their clients to secure flexible mortgages which suit their needs.
“Buying your first home or moving to larger place to accommodate a new arrival in your family can be tough financially and incur a lot of upfront costs. We’ve created these mortgages with this in mind and think they will prove popular with brokers and their clients.”