Accord Mortgages has introduced a new two-year fix for customers with a 35 per cent deposit.
The 65 per cent LTV product is fixed at 1.25 per cent and has a product fee £995.
The intermediary-only lender, part of Yorkshire Building Society, has also made rate reductions on two-year fixes across its 65 per cent, 75 per cent, 80 per cent and 85 per cent loan-to-value range by up to 0.10 per cent.
Highlights include a 1.83 per cent two-year fix at 75 per cent LTV for house buyers which has no upfront fee and £250 cashback on completion and free standard valuation.
Remortgage customers can get a 1.47 per cent two-year fix at 80 per cent LTV with a £995 fee and £250 cashback on completion, along with free standard valuation.
National intermediary sales manager at Accord, David Robinson says: “Our new 65 per cent LTV home loan is the third new lower loan-to-value mortgage we have launched in the last 10 days.
“We’re pleased to have made further reductions on our two-year fixed rate mortgage range. Many borrowers are looking for competitive short-term fixes at the moment, so our new offerings should appeal to borrowers with differing budgets.”