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A US revolution: Investing in creative destruction

The theme of ‘creative destruction’, or the impact of new technology, gathered pace in 2015. But which companies make an attractive investment? Stephen Moore, manager of the Artemis US Extended Alpha Fund, reviews.

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Editor’s note: Regulatory clarity needed

At the start of October the FCA launched a call for inputs on competition in the mortgage sector. A feedback statement will be published in the first quarter of this year and the regulator will decide whether to proceed with a market study. It is keen to explore whether all parts of the market are […]


Precise enters Help to Buy scheme

Precise Mortgages has entered into the Government’s Help to Buy equity loan scheme for the first time. The range is aimed at borrowers who have minor adverse and would not be served by the high street lenders. Borrowers must have a 5 per cent deposit, although this can be supplemented by up to 5 per […]


Rob Clifford: Get set for a rollercoaster year

The Mortgage Credit Directive rules, stamp duty hikes and new competition will make 2016 just as exciting as 2015 The UK mortgage market had its ups and downs last year but lending activity has grown throughout. Despite some obstacles to overcome in 2016, it seems this trajectory can be maintained. That said, 2015 did not […]


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