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welcomes readers' letters intended for publication. Letters should be sent to: The Editor, Mortgage Strategy, 50 Poland Street, London W1F 7AX. Letters can also be faxed on 020 7943 8090 or sent by email to mortgage.strategy@centaur.co.uk
Star Letter
Paterson should look at the way banks gambled their customers' money away
Kevin Paterson, in his column in the June 22 issue of Mortgage Strategy, talks about the "void of personal responsibility" and "lack of moral accountability" of those who dare to challenge credit card and loan providers and seek to have their debts legally written off due to what he calls technicalities.
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Lenders must treat clients in arrears with understanding
I was intrigued to read that the Financial Services Authority was placing four lenders and third party administrators in enforcement (Mortgage Strategy Online June 22).
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Old law that favours lenders is unfair on today's borrowers
I was interested to read about four firms being investigated over arrears management.
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Abbey backlogs are down to staffing issues, not brokers
I'd like to comment on the recent article concerning Abbey's pledge to toughen up its packaging terms, in which the lender states that applications that do not meet the required standard will be declined and that decision will be final (Mortgage Strategy Online June 23).
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Pay and save deals could tempt FTBs back to the market
With lenders struggling to attract savers and offering attractive terms to new borrowers I've come up with something they could offer first-time buyers.