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Fee or free, it's clients' choice
Mortgage Strategy's straw poll this week is a clear sign of how the credit crunch has shifted opinion on the subject of fees. With more than 1,600 brokers voting, 53% say they now charge fees for advice - a radical change from the days when most were remunerated by proc fees.
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Recent events prove we're still a nation divided
After all that's happened over the last two years, after all that's been said and written, I found myself wondering last week whether anyone has learnt anything from it all.
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The building blocks of a life in surveying
I never really wanted to be a surveyor and in my early years I was an assistant golf professional, a part-time butcher and head barman at Stoke's largest gay pub.
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New EU credit rules could be in all our interests
The European Union Consumer Credit Directive, a maximum harmonisation legislation passed by the European Parliament in May 2008, is in the process of being incorporated into UK law, with the deadline for its implementation June 10 2010.
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Relationships key to rebuilding mortgage market
I've just completed a series of roadshows around the UK and the feedback I got from our mortgage brokers was that business is looking up.
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Just get it right the first time
One strike and you're out - that's the message from Abbey as it tries to get to grips with mortgage applications not being filled out correctly.
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Lenders' complex deals are good news for brokers
When Abbey announced that some 65% of its mortgage applications were not completed correctly there was the expected broker outcry.
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Big issues
Should self-cert be scrapped? That's just one of the issues on the agenda at the Council of Mortgage Lenders' conference on mortgage regulation in two weeks' time.
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A little-known law that protects tenants
I have for some time said that the buy-to-let market needs to be regulated and recent events in the landlord market have done nothing to change that view.
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Unscrupulous letting agents are ripping consumers off
The lettings market is thriving on the back of depressed property sales and a lack of liquidity as more people are choosing to rent rather than buy.