Mortgage Strategy
Online - January 2012
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“Fake Lord” jailed for mortgage fraud
17 Jan 2012
Nine men have been jailed for a mortgage fraud that made extensive use of fake documents.
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1 million a year rely on payday loans to pay mortgage
4 Jan 2012
Almost one million people have taken out a payday loan to help pay their rent or mortgage in the last 12 months, according to research by Shelter.
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3mc offers bridge and remortgage deal
18 Jan 2012
3mc is offering a bridge and remortgage deal from Aldermore Commercial Mortgages and Precise Mortgages.
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Abbey expands its B2L offering and cuts existing rates
16 Jan 2012
Abbey for Intermediaries is boosting its buy-to-let range with the launch of four products and rate cuts of up to 0.20% on its existing range.
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Abbey increases rates and slashes maximum loan for offset
9 Feb 2012
Abbey for Intermediaries is increasing rates on a number of its fixed and tracker mortgage products from tomorrow by between 0.10% and 0.50%.
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Accord launches into 90% LTV lending
10 Jan 2012
Accord Mortgages is launching into 90% LTV lending with a range of two and five-year fixed rate products.
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AIFA appoints policy director
11 Jan 2012
The Association of Independent Financial Advisers has appointed Chris Hannant as a policy director.
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Aldermore ups B2L LTV to 80%
9 Jan 2012
Aldermore is today increasing its maximum LTV for buy-to-let products from 75% to 80%.
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All talk and no action: Labour peer on Shapps
30 Jan 2012
A Labour peer has hit out at housing minister Grant Shapps, accusing him of using housing policies to grab headlines.
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AMI calls on FOS go further than 25 free cases a year
6 Jan 2012
The Association of Mortgage Intermediaries has called on the Financial Ombudsman Service to go further in its move to increase the number of free complaints cases from three to 25 a year in 2013.
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Average FTB age is 30, say Clydesdale and Yorkshire
25 Jan 2012
The average age of a first-time buyer taking out a mortgage with Clydesdale and Yorkshire Banks is 30, the lenders have revealed.
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Banks’ gross mortgage lending up 12% year-on-year in December
25 Jan 2012
Gross mortgage lending by high street banks totalled £9bn in December 2011, 12% higher than the same period in 2010.
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Barclays gives brokers direct access to underwriters
20 Jan 2012
Barclays is giving brokers access to a named underwriter for each mortgage application they submit to the lender.
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Barclays relaunching 75% LTV B2L through brokers tomorrow
25 Jan 2012
Barclays is relaunching its 75% LTV buy-to-let deals through brokers tomorrow and introducing a new 10-year fixed rate on its residential range.
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Base rate kept on hold and no more QE
12 Jan 2012
The Bank of England’s Monetary Policy Committee has today voted to keep the base rate on hold and maintain the size of the asset purchase programme.
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Bridgebank Capital appoints head of marketing
26 Jan 2012
Bridgebank Capital has appointed Emma Hodson, to fulfil a new role as head of marketing.
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Bright Grey pays out 91% of critical illness claims
30 Jan 2012
Bright Grey has revealed that it has paid out 91% of critical illness claims in the last six months of 2011.
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Brightstar Financial makes new appointments
31 Jan 2012
Brightstar Financial has recruited two new members to its team.
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Brokers expect to do more bridging business this year
20 Jan 2012
Mortgage brokers are expecting to write more bridging business this year than last, according to research by West One Loans.
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Buying is £100 a month cheaper than renting
30 Jan 2012
Buying a home works out over £100 a month cheaper than renting in the UK, according to research by Halifax.
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Cheap money, free money - something's gotta give
13 Jan 2012
Interest rates, as expected, were once again left on hold yesterday. I’ve lost track of how many months Bank Bate has been at 0.5%, but it’s one hell of a long time.
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Clydesdale and Yorkshire waive product fees for limited period
4 Jan 2012
Clydesdale and Yorkshire Banks are waiving arrangement fees for customers taking out a mortgage before February 25.
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Clydesdale launches into 80% LTV B2L lending
26 Jan 2012
Clydesdale Bank has become the latest lender to launch into 80% LTV buy-to-let lending.
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Compass launches ID theft product
19 Jan 2012
Compass Underwriting is launching a new ID theft product in association with LawShield and Experian.
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Cost of fraud climbs to all-time high in 2011
9 Jan 2012
The value of reported fraud increased by 50% in 2011 to reach £2bn, according to accountancy firm BDO’s latest FraudTrack report.
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Coventry launches B2L deals with no ERCs
3 Jan 2012
Coventry Intermediaries is launching a new range of mortgage products tomorrow, including some five-year buy-to-let deals with no early repayment charges.
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Deloitte appoints Michael Coogan as strategic adviser
4 Jan 2012
Deloitte appoints former CML director general to role of startegic adviser to its financial services practice.
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End of Stamp Duty holiday could be disastrous for FTBs, says NAEA
24 Jan 2012
The end of the Stamp Duty holiday for first-time buyers in March could have a disastrous impact on the bottom end of the housing market, the National Association of Estate Agents is warning.
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Enness Private Clients launches high net worth referral service
18 Jan 2012
Enness Private Clients is today launching a high net worth referral service for brokers, IFAs and wealth managers.
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Equity release advances up 15% year-on-year
18 Jan 2012
Equity release advances totalled £215.9m in Q4 2011, the highest level since 2009, according to figures from Safe Home Income Plans.
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Euro directive risks repossession rise
23 Jan 2012
Clause in capital requirements directive calls for EU loans to be treated as if in default at 90 days in arrears rather than UK’s 180 days.
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Exodus of brokers from market is starting to slow
16 Jan 2012
The rapid pace at which mortgage brokers have been leaving the market finally began to slow in the final months of 2011, figures from the Financial Services Authority reveal.
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First Complete expands GI panel
24 Jan 2012
First Complete has expanded its general insurance panel adding insurer Delta, in addition to Halifax and Abbey GI which were added to the panel at the latter part of last year.
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Fitch assigns special servicer rating to Exact
12 Jan 2012
Fitch Ratings has assigned Charter Court Financial Services Limited, trading as Exact Mortgage Experts, a residential special servicer rating of RSS3.
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Fitch maintains Vertex’s negative watch rating
23 Jan 2012
Fitch Ratings has maintained Vertex Mortgage Services’ ‘rating watch negative’ status due to its declining portfolio.
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FOS proposes boosting the number of free cases from 3 to 25 in 2013
6 Jan 2012
The Financial Ombudsman Service has today revealed that it’s looking to boost the number of free cases businesses are allowed from three to 25 in 2013 as it prepares to tackle a flood of payment protection insurance complaints over the coming year.
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FOS sees drop in mortgage complaints
17 Jan 2012
The Financial Ombudsman Service saw a drop in the number of mortgage complaints it received in the last three months of 2011.
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FSA appoints board chairman for FSCS
9 Jan 2012
The Financial Services Authority has appointed Lawrence Churchill as the new chairman of the board of the Financial Services Compensation Scheme.
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FSA fines Direct Line and Churchill £2.17m
18 Jan 2012
The Financial Services Authority has fined Direct Line Insurance and Churchill Insurance £2.17m for failing to prevent files that the FSA had requested from being improperly altered.
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FSA has not used mystery shoppers for over a year
12 Jan 2012
The Financial Services Authority has not used mystery shoppers for over a year and a half, according to a Freedom of Information request made by the BBC.
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FSA orders house building council to change contract terms
18 Jan 2012
The Financial Services Authority has ordered the National House-Building Council to amend the contract terms of one of its insurance policies and is warning other insurance firms that customers must be given appropriate policy information.
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FSA warns lenders over interest-only mortgage contracts
12 Jan 2012
The Financial Services Authority has warned lenders over the wording they use in their contracts for interest-only mortgages.
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Gateway surveyors become associate member of BSA
30 Jan 2012
Gateway surveyors has joined the Building Societies Association as an associate member.
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GDP shrank by 0.2% in Q4
25 Jan 2012
The UK economy contracted by 0.2% in the final quarter of 2011, data from the Office for National Statistics reveals.
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Generational divide stalling housing market
27 Jan 2012
A generational divide will stagnate the UK housing market this year, according to HSBC, as young people are unable to buy and older homeowners are unwilling to sell.
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Govt says FCA should consult on early warnings
27 Jan 2012
Financial Services Bill rejects FSA’s argument that it should not consult firms being investigated before publishing their details.
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Govt to encourage pensioners to downsize to ease housing supply
17 Jan 2012
Shapps calls on councils to help pensioners downsize to free up housing stock for families.
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Gross lending in December up 12% year-on-year
23 Jan 2012
Gross mortgage lending totalled £11.7bn in December 2011, 12% higher than the same period a year ago, according to data from the Council of Mortgage Lenders.
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Half of brokers expect more B2L business this year
16 Jan 2012
More than half of brokers say the expect to complete more buy-to-let business this year than last, according to a survey by Paragon Mortgages.
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Half of FOS complaints come from claims firms
12 Jan 2012
Number of FOS cases from claims management companies has gone from 18 per cent in 2007 to 45 per cent last year.
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High LTV mortgage advances up 32% in 2011
13 Jan 2012
The number of mortgages advanced at an LTV of 85% or more increased by 32% between 2010 and 2011, according to the latest mortgage monitor from e.surv.
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Hinckley & Rugby cuts discount mortgage rates
17 Jan 2012
Hinckley & Rugby Building Society has cut the rates on three of its lifetime discount mortgages.
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Hinckley & Rugby offers 5-year fix at 3.95%
13 Jan 2012
Hinckley & Rugby Building Society has launched a five-year fixed rate mortgage at 3.95%.
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HML appoints new sales director
16 Jan 2012
HML has appointed Richard Hennah as its new sales director.
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House prices fell by 0.9% in December
6 Jan 2012
UK house prices fell by 0.9% in December to an average of £160,063, according to the latest house price index from Halifax.
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House purchase lending up year-on-year in November
16 Jan 2012
House purchase lending saw a year-on-year rise in November for only the second time in 2011, shows data from the Council of Mortgage Lenders.
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Housing market confidence falls in Q4
11 Jan 2012
Homeowners’ confidence in the housing market fell to its lowest level in a year in Q4 2011, according to Zoopla’s latest housing market sentiment survey.
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HSBC launches conveyancing panel with Countrywide
6 Jan 2012
HSBC is introducing a panel of conveyancers for its mortgage customers, which will be managed by Countrywide.
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HSBC pledges £15bn in mortgage lending for 2012
19 Jan 2012
HSBC has pledged to lend at least £15bn in mortgages this year, with £3bn set aside specifically for first-time buyers.
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Ipswich launches 95% LTV deal at 5.75%
20 Jan 2012
Ipswich Building Society is launching a 95% LTV mortgage with a rate of 5.75%.
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Irish house prices plummet by 18% in 2011
3 Jan 2012
Average asking prices for property in Ireland fell by 18% in 2011, as large as the decline seen in 2009, according to research by property website Daft.ie.
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It takes two to tango
24 Jan 2012
Bad habits of lenders are driving intermediaries to distraction, wrote Mortgage Strategy’s Samuel Dale last week in a list of things that really tick off brokers.
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John Charcol appoints head of sales
11 Jan 2012
John Charcol has appointed sales manager Dan Jolly to the newly created post of head of sales.
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John Malone to stay on at PMS until 2013
19 Jan 2012
John Malone, chairman of PMS, has extended his contract with the company until December 2013.
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Just Retirement cuts lifetime mortgage by 0.1%
16 Jan 2012
Rate cut from 6.5% to 6.4% for new applications.
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L&G Mortgage Club offers two 95% LTV deals
31 Jan 2012
Legal & General’s Mortgage Club has launched two 95% LTV deals in conjunction with the Newcastle Building Society.
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Land Registry: November house prices down 1.9% year-on-year
3 Jan 2012
Average house prices in England and Wales fell by 1.9% year-on-year to reach £160,780, according to the latest Land Registry data.
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Law Society to step into Godiva insurance battle
23 Jan 2012
The Law Society and the Solicitors Regulation Authority have been granted ’leave to intervene’ by the High Court in a case between Godiva Mortgages and Travelers Insurance company.
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Leeds raises B2L LTV to 80%
10 Jan 2012
Leeds Building Society has increased its maximum LTV for buy-to-let from 70% to 80%.
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Lloyds launches securitisation
30 Jan 2012
Lloyds Banking Group has launched a securitisation deal, backed by a pool of UK prime residential mortgage loans.
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Lower income families face 22-year wait for house deposit
23 Jan 2012
Lower to middle income households currently face a 22-year wait to save up for a deposit on their first home, according to a report out today.
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LV= reduces lifetime mortgage rates
4 Jan 2012
LV= is reducing rates across its range of lifetime and flexible lifetime mortgages.
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LV= to speed up underwriting process
13 Jan 2012
LV= has changed its underwriting rules in order to increase the number of applications which receive an immediate online decision.
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MAB teams up with Police Mutual
31 Jan 2012
The Mortgage Advice Bureau has signed an exclusive deal to provide the members of Police Mutual with mortgage advice.
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Manchester Building Society joins Brightstar panel
6 Jan 2012
Specialist distributor Brightstar Financial has added Manchester Building Society to its first charge lender panel.
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Martin Reynolds appointed chief executive of SimplyBiz Mortgages
12 Jan 2012
The SimplyBiz Group has appointed Martin Reynolds to the newly created role of chief executive of SimplyBiz Mortgages.
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Masthaven launches renovation and refurbishment bridge
23 Jan 2012
Masthaven Bridging Finance has launched a renovation and refurbishment bridging loan.
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MIG scheme start date unrealistic, says Countrywide
9 Jan 2012
The government’s mortgage indemnity guarantee scheme has an unrealistic start date, Countrywide claims.
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MMR will not help a third of sub-prime borrowers
23 Jan 2012
Under Mortgage Market Review rules at least a third of sub-prime borrowers would still be mortgage prisoners, despite a clause designed to help those trapped in their properties or loans.
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Moody’s predicts stable 2012 for UK RMBS master trusts
23 Jan 2012
The performance of UK residential mortgage-backed securities master trusts containing prime mortgages will remain stable in 2012, according to a report published today by Moody’s.
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Mortgage applications up 21% in 2011
18 Jan 2012
The total number of mortgage applications in 2011 was up 21.2% on 2010, according to the latest National Mortgage Index compiled by the Mortgage Advice Bureau.
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Mortgage approvals in December remain static
31 Jan 2012
The latest Trends in Lending figures from the Bank of England show there were 106,399 mortgage approvals in December, up only slightly on the 104,856 in November.
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Mortgage approvals remain static in November
4 Jan 2012
There were 52,854 approvals for house purchases in November, up only slightly on October’s 52,786, the latest figures from the Bank of England show.
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Mortgage demand fell in Q4 2011, say lenders
5 Jan 2012
Consumer demand for mortgages fell in Q4 2011, according to lenders.
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Mortgage payments fell to 10-year low in 2011
9 Jan 2012
Borrowers’ monthly mortgage payments fell to a 10-year low in 2011 as lenders competed to offer some of their cheapest deals, according to research from Barclays.
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MPC vote unanimous again in January
25 Jan 2012
The Monetary Policy Committee voted unanimously to keep the base rate on hold and maintain the quantitative easing programme at £275bn earlier this month, minutes of the meeting have revealed.
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MPs dismiss Bank's accountability plan
23 Jan 2012
The Treasury select committee says Bank proposals to increase accountability are not enough.
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Mutuals' gross mortgage lending up 16% in 2011
31 Jan 2012
Gross lending by building societies and other mutuals in 2011 was £23.6bn, which is up 16% compared to £20.4bn in 2010.
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Mutuals’ gross lending up 24% year-on-year in November
4 Jan 2012
Gross mortgage lending by mutuals totalled £2.5bn in November, up 24% compared to November 2010, reveals data from the Building Societies Association.
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N&P launches 10-year fix at 3.99%
24 Jan 2012
Available up to 75% LTV with a fee of £295.
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Nationwide launches 90% LTV two-year fixed rate
12 Jan 2012
Nationwide has launched a two-year fixed rate at 90% LTV for first-time buyers, home movers and existing customers moving home.
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NatWest reduces rates on 90% LTV fixed rates
26 Jan 2012
NatWest Intermediary Solutions will be reducing the rates on a number of its fixed rate mortgages tomorrow, including its 90% LTV products, in both its core and corporate ranges. It is also reducing the rates on its 60% LTV buy-to-let mortgages.
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NatWest to slash BDM team by half
13 Jan 2012
NatWest Intermediary Solutions, the intermediary arm of the Royal Bank of Scotland, is cutting its field based BDM team from 40 to 19.
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Negligence claims could drop after GMAC-RFC vs Countrywide verdict
9 Jan 2012
A ruling in a High Court case between GMAC-RFC and Countrywide Surveyors could result in fewer lenders making claims of negligence against surveyors.
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New lender added to Promise panel
24 Jan 2012
Secured loan master broker Promise Solutions has added Evolution Money to it’s panel and to its online loan sourcing portal.
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Newcastle BS teams up with e.surv
5 Jan 2012
Newcastle Building Society has appointed e.surv as its new panel manager for mortgage valuations.
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NLA urges amateur landlords to comply with regulations
10 Jan 2012
The National Landlords Association has published guidelines for homeowners who are considering letting out their home as an alternative to selling.
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Not enough being done to promote drawdown, warns KRS
23 Jan 2012
Dean Mirfin, group director at Key Retirement Solutions, says not enough is being done to educate consumers on the benefits of drawdown plans.
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OFT to investigate Mortgage Brain’s acquisition of MortgageStream
25 Jan 2012
The Office of Fair Trading is to look at the anticipated acquisition by Mortgage Brain of MortgageStream.
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Omni Capital snaps up former Tiuta underwriter
6 Jan 2012
Omni Capital has appointed Jack Broadbridge, who was previously underwriting team leader at rival bridging firm Tiuta, as its underwriting case manager.
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Openwork to launch protection app
19 Jan 2012
Openwork is launching a mobile app that enables advisers to obtain protection quotes via Apple devices.
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Over 1,000 homes sold through FirstBuy
27 Jan 2012
The UK’s three biggest house builders have sold a total of 1,250 homes through the Government’s FirstBuy scheme in its first four months.
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Paragon launches new product range and changes criteria
5 Jan 2012
Paragon Mortgages has lowered its rental income requirement and launched a new range of products.
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Paragon lent £38.6m in Q4 2011
26 Jan 2012
The Paragon Group of Companies, Paragon Mortgages’ parent company, lent £38.6m in buy-to-let loans during the final quarter of 2011, an interim management statement has revealed.
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Paragon’s Andrew Lees retires
12 Jan 2012
Andrew Lees, head of sales at Paragon Mortgages, is to retire next month after 23 years at the firm.
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Portillion appointing new CFO
30 Jan 2012
Would-be lender Portillion says it is close to appointing a new chief financial officer, following the resignation of its current CFO David Hill.
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Precise launches regulated bridging range
10 Jan 2012
Precise Mortgages has launched a range of regulated bridging products.
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Property transactions hold steady in December
10 Jan 2012
Property transaction levels held relatively firm in December, according to the latest housing market survey from the Royal Institution of Chartered Surveyors.
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RBS and Lloyds stake sales to take longer, says UKFI
11 Jan 2012
UKFI has confirmed that the sale of the government’s stakes in Royal Bank of Scotland Group and Lloyds Banking will take longer than expected.
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RBS boss Hester rejects £1m bonus
30 Jan 2012
RBS chief Stephen Hester to waive £1 million bonus.
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RBS mulls retreat from investment banking
5 Jan 2012
Royal Bank of Scotland is drawing up plans to scale back its investment banking division in a move that would put 10,000 jobs at risk.
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RBS to cut 3,500 jobs
12 Jan 2012
The Royal Bank of Scotland has announced it is to cut some 3,500 jobs as part of a shake up of its investment banking division.
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Rent-back borrowers lose appeal in suspected mortgage fraud
25 Jan 2012
Victims of a suspected mortgage fraud face repossession after losing their appeal against a High Court ruling.
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S&P downgrades Northern Rock
6 Jan 2012
Standard & Poor’s has downgraded Northern Rock’s long-term rating following its acquisition by Virgin Money.
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S&P rates HML ‘above average’ for servicing in Ireland
26 Jan 2012
HML has become the first residential mortgage servicer to receive an international rating for the services it provides to Irish lenders.
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S&P upgrades Crown’s servicer rating
17 Jan 2012
Standard & Poor’s has upgraded Crown Mortgage Management’s rating as a primary servicer of commercial loans and residential mortgages to above average.
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Santander's 2011 mortgage lending down 2% despite boost in H2
31 Jan 2012
Santander’s gross mortgage lending for 2011 totalled £23.7bn, 2% lower than the £24.2bn it lent in 2010, the bank’s results have revealed.
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Scottish house prices down 0.8% year-on-year in November
18 Jan 2012
Scottish house prices fell by 0.2% in November to reach an average of £147,202, representing a year-on-year decline of 0.8%.
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Sesame Bankhall appoints head of adviser technology
11 Jan 2012
Sesame Bankhall Group has appointed a former Avelo manager to head up its adviser technology strategy.
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Sesame Bankhall Group’s mortgage business up 8% in 2011
27 Jan 2012
Sesame Bankhall Group delivered £26.1bn of mortgage business to lenders in 2011, an increase of 8% on the £24.2bn delivered in 2010.
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Shapps: MIG scheme will not distort new-build market
31 Jan 2012
The government is satisfied that its mortgage indemnity guarantee scheme will not distort valuations in the new-build property market, says housing minister Grant Shapps.
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Shawbrook launches online broker tool
9 Jan 2012
Shawbrook Bank has launched an online tool for its commercial mortgage brokers.
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Six lenders offering 80% LTV B2L after Kensington withdraws
27 Jan 2012
There are now six lenders offering 80% LTV on buy-to-let after several product launches this month, and the withdrawal of Kensington from the entire buy-to-let market at the end of last year.
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Skipton launches three and five-year fixes
17 Jan 2012
Skipton Building Society is launching a new suite of three and five-year fixed rate mortgages on Thursday, with reduced rates of up to 0.40%.
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Solicitors slam HSBC conveyancer panel
16 Jan 2012
Solicitors are up in arms over HSBC’s decision to only use conveyancers from a restricted panel, according to a network that represents UK high street law firms.
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State Bank of India to launch residential mortgages in August
30 Jan 2012
State Bank of India has confirmed that it will launch a range of residential mortgages in the UK in August.
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Stephen Gay departs AMI
13 Jan 2012
The Association of Independent Financial Advisers has today announced that Stephen Gay, director- general of AIFA and the Association of Mortgage Intermediaries, is to leave the organisation.
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Tiuta launch iphone and ipad app
24 Jan 2012
Tiuta has launched a new loan calculator app for iphone and ipad users.
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Tiuta offers brokers cashback incentive
9 Jan 2012
Tiuta is today introducing an incentive for brokers that will see them receive cashback when their clients’ loans are redeemed.
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TMA appoints two new regional sales managers
4 Jan 2012
TMA has appointed two regional sales managers, Julie Johnston and Lee Loizou.
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Turner: One page RBS report 'was a mistake'
31 Jan 2012
FSA chairman regrets not publishing a full report on its investigation into RBS at an earlier stage.
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UK house prices up 1% in 2011
3 Jan 2012
House prices fell by 0.2% in December but increased by 1% throughout 2011, according to Nationwide Building Society.
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UK in recession already, says CEBR
16 Jan 2012
The UK economy is already in recession, says the Centre for Economics and Business Research.
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UK inflation falls to 4.2%
17 Jan 2012
The UK consumer prices index has fallen to 4.2% in December, according to the Office for National Statistics.
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Unemployment rises to 2.68 million
18 Jan 2012
The unemployment rate for the three months to November 2011 was 8.4%, up 0.3% on the previous quarter, figures from the Office for National Statistics show.
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US investors to sue Lloyds
3 Jan 2012
US shareholders in Lloyds are launching a lawsuit against the bank demanding compensation for its takeover over HBOS.
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Valuation activity held up in December
9 Jan 2012
The number of mortgage valuations held up well in December, recording a less pronounced than usual fall for this time of year.
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Virgin Money announces executive team
9 Jan 2012
Sir Richard Branson and Virgin Money chief executive officer, Jayne-Anne Gadhia have revealed the Virgin Money board and executive team today.
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Virgin Money vows to stay true to brokers
12 Jan 2012
Virgin Money has vowed to stay true to brokers, following its acquisition of Northern Rock on January 1 2012.
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Virgin plans to double Northern Rock lending
26 Jan 2012
Virgin Money plans to double the value of mortgage lending that Northern Rock advanced.
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West One Loans makes three appointments
24 Jan 2012
West One Loans has appointed three new members of staff at its Hertfordshire headquarters.
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Woolwich relaunching B2L 75% LTV direct deals
18 Jan 2012
Woolwich is relaunching its 75% LTV buy-to-let deals tomorrow, through its direct only channel.
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Woolwich’s B2L system crashes
4 Jan 2012
Woolwich’s back office system for processing buy-to-let cases has crashed.
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Y3S Group subsidiary in administration
23 Jan 2012
Y3S Group has placed one of its subsidiaries, BMB Financial Limited, into administration, leaving behind liabilities of £191,418.
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Yorkshire expands B2L across England and Wales
20 Jan 2012
Yorkshire Building Society is extending its buy-to-let offering to properties across the whole of England and Wales from Monday, as well as loosening its lending criteria.









