Mortgage Strategy
Lending Strategy Dec/Jan 2009
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A body of Xmas reading with the economic zombies
Lending Strategy Dec/Jan 2009
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Abbey’s Lord Fix-it becomes TV star
Lending Strategy Dec/Jan 2009
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Ambitious objectives
Lending Strategy Dec/Jan 2009
It’s tough enough trying to develop a successful mutual at the moment but Paul Winter, chief executive of Ipswich Building Society, hankers after stepping into the Prime Minister’s shoes. Fortunately for the society a job swap is not on the cards
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Changing face of legal services
Lending Strategy Dec/Jan 2009
New legislation will see non-lawyers investing in legal firms and this could change the relationship between solicitors and lenders, says Anthony Ruane, senior property partner at Optima Legal
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Dead horse rides to the rescue
Lending Strategy Dec/Jan 2009
Proposed changes to mortgage regulation are poorly timed as well as being a shining example of locking the stable door after the horse has bolted, says Philip Tebbatt
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Don't pop the champagne yet
Lending Strategy Dec/Jan 2009
David Smith, economics editor of the Sunday Times, recently addressed a Lending Strategy lunch sponsored by HML, at which leading industry figures heard his views on the outlook for a tricky year
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Finding strength in numbers
Lending Strategy Dec/Jan 2009
Sharing data and producing industry benchmarks is the way to ensure a sustainable future for the lending sector, says Gary Styles, strategy, risk and economics director at Hometrack
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FSA vetting and the Wanless wonders
Lending Strategy Dec/Jan 2009
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IT can help in year of recovery
Lending Strategy Dec/Jan 2009
Andrew Jones, chief information officer at HML, which sponsored the Lending Strategy lunch with David Smith, says TCF means lenders must use technology to stay focussed on service as they restore their businesses
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Joined-up thinking is required
Lending Strategy Dec/Jan 2009
As authorities around the world consider ways to shore up the financial sector it is important their efforts are coordinated, says Neil Johnson, mortgage policy adviser at the Building Societies Association
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Knowledge and understanding
Lending Strategy Dec/Jan 2009
Local knowledge is important if lenders want to manage the arrears processes efficiently while being fair to borrowers, says Paul Duckworth, director at The Charlbury Group
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Money for nothing with in-bank fun
Lending Strategy Dec/Jan 2009
Chatroom hears that Immedia Group, which specialises in providing radio solutions for businesses, is working with a number of retail banks. According to Immedia competition is driving banks to change the customer experience.
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Movers & Shakers
Lending Strategy Dec/Jan 2009
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Number of first-time buyer deals highest since May, says website
Lending Strategy Dec/Jan 2009
Figures from Moneysupermarket. com show the number of mortgage products available for first-time buyers is at its highest since May 2008, with 1,354 deals on the market. This represents a rise of 18.3% since August.
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Paragon Group profits rise compared with 2008
Lending Strategy Dec/Jan 2009
The Paragon Group, parent of Paragon Mortgages, has reported a pre-tax profit of £54.3m for the year ending September 30. At the same time last year Paragon made a pre-tax profit of £53.7m.
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Signs of life in mortgage world
Lending Strategy Dec/Jan 2009
The worst of the housing recession seems to be behind us as business levels pick up and green shoots start to emerge, says Sally Laker, managing director of Mortgage Intelligence Holdings
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Taxpayers could be palmed off with second-rate run-off assets
Lending Strategy Dec/Jan 2009
As much as £30bn has been wiped off the value of mortgage portfolios held by UK-based financial institutions in run-off books, acc- ording to Exact.
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The battle to control defaults
Lending Strategy Dec/Jan 2009
In the first of a two-part report from the US mortgage front line Craig Focardi reports that defaults are almost out of control, while politicians and companies are vying to take the high ground in addressing the situation
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The fellowship of fraudsters
Lending Strategy Dec/Jan 2009
An increasing amount of mortgage fraud is coming to light and chief inspector Paul Barnard, a City of London Police expert on the subject, tells Natalie Martin a large number of complicit professionals are involved
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The living dead and a prospect too horrible to contemplate
Lending Strategy Dec/Jan 2009
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The year at a glance
Lending Strategy Dec/Jan 2009
You just knew 2009 wasn’t going to be much fun when it opened with news that we were officially in recession, and hopes of a sparky recovery were stifled largely by funding issues that still blight the lending sector
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Time-warp FSA is rehashing old ideas, says CML
Lending Strategy Dec/Jan 2009
The Council of Mortgage Lenders has accused the Financial Services Authority of going back in time and reworking old ideas from the Mortgage Code Compliance Board.
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Treasury paves the way for Northern Rock to be broken in two
Lending Strategy Dec/Jan 2009
