Mortgage Strategy
9 August 2010
-
60 seconds with...Paul Smith
9 August 2010
CHIEF EXECUTIVE OFFICER, SPICERHAART
-
Authorities should investigate lenders' dual pricing stance
9 August 2010
I’d like to see the FSA target lenders that use dual pricing with rates and fees, and question their Treating Customers Fairly policies.
-
Barclays and Lloyds profit hikes may not herald increased lending
9 August 2010
Barclays and Lloyds Banking Group have both reported substantial rises in profits for the first six months of 2010, but industry experts say this is unlikely to signal more mortgage lending.
-
Bridging barriers
9 August 2010
Although the drought in mainstream lending has thrown up opportunities for short-term finance providers, the sector remains constrained byfunding issues
-
Brokers will play key role in recovery, says Lloyds
9 August 2010
PETER CURRAN: FUTURE SECURE FOR ADVISERS
-
Businessman denied credit licence by OFT
9 August 2010
The Office of Fair Trading has found County Durham-based William O’Rourke unfit to hold a credit licence and refused his application to set up a debt collection business.
-
CAN YOU HAVE A POP TO WIN THIS BOTTLE OF MIGHTY FINE CHAMPAGNE?
9 August 2010
-
Clients need more than comparison sites can provide
9 August 2010
I was interested to read about Moneysupermarket.com’s recent comments on how the best mortgage deals are now only available direct from lenders.
-
Control what you can, forget the rest
9 August 2010
JEFF KNIGHT, MANAGING DIRECTOR, TONIC MARKETING SOLUTIONS
-
Council tenancy will not change, even if it should
9 August 2010
David Cameron’s off-the-cuff plan to limit council house occupation is unlikely to make it onto the statute books
-
Covering up in a time of uncertainty
9 August 2010
As unemployment rises and state support falls ensuring your clients have comprehensive protection in place will bring them peace of mind while being good for your business
-
Drop lock will calm borrowers’ nerves
9 August 2010
DAVID FINLAY, INTERMEDIARY BUSINESS DIRECTOR, WOOLWICH
-
First-ever broker census will gauge state of industry
9 August 2010
Mortgage Strategy, in association with Woolwich, has launched its first broker census.
-
Fixing it so clients don't go under as interest rates rise
9 August 2010
As earnings fall and uncertainty rules brokers should consider fixed deals to stabilise borrowers’ payments
-
Fraud quadrupled in the first half of 2010
9 August 2010
Mortgage fraud almost quadrupled in value in the first six months of 2010, according to KPMG’s Fraud Barometer.
-
Free legals won't seem so free when complaints roll in
9 August 2010
Paying for a decent conveyancing service is the best option for customers and advisers in the long run
-
FSA must act in the interests of clients before it's too late
9 August 2010
The reason most of the best deals are only available direct is dual pricing by lenders and the deals they offer at 90% LTV that brokers can’t get at.
-
Helping small-scale developers cash in
9 August 2010
ROGER MORRIS, SALES AND MARKETING DIRECTOR, AFFIRMATIVE FINANCE
-
HSBC's mortgage market share goes up 3% in first half of 2010
9 August 2010
HSBC increased its share of the mortgage market by only 3% in the first six months of this year.
-
Hysterical aversion to risk could bring
9 August 2010
STAR LETTER
-
Industry saddened to see brand axed as A&L merges into Abbey
9 August 2010
ANDREW MONTLAKE: THIS REDUCES CLIENTS’ CHOICE
-
It's payback time as banks make profits
9 August 2010
ALAN CLEARY, MANAGING DIRECTOR, PRECISE MORTGAGES
-
JC Flowers investment may double Kent Reliance's mortgage business
9 August 2010
MIKE LAZENBY, WE WILL BUILD ON OUR STRENGTHS
-
Jon King moves on after 10 years at Hodge Lifetime
9 August 2010
Jon King has quit his role as mana-ging director of Hodge Lifetime but says he will continue working in the equity release sector.
-
Kensington offers integrated online application portal
9 August 2010
Kensington has launched a fully integrated online application and processing system.
-
LAST WEEK'S WINNER
9 August 2010
“The final humiliation for a broker was having to advertise a rival’s products just to earn a wage.”TOM CLEARYSTART FINANCIAL SERVICES
-
Leader: Brokers will thrive again
9 August 2010
It wasn’t a good week for brokers. First came the comment from Moneysupermarket.com that 90% of deals are available direct and then the news that another broker brand, Alliance & Leicester, is getting the chop. To rub salt into the wound HSBC also came out with a 2.19% tracker deal and released research showing direct-only deals dominate the best buy tables.
-
Lenders could pay us fees as they do to get online business
9 August 2010
The 90% of deals that Moneysupermarket.com states are only available direct from lenders are presumably included on its site.
-
Let's give a boost to tomorrow's moguls
9 August 2010
ROBERT WINFIELD, MANAGING DIRECTOR, CHARTWELL FUNDING
-
marketwatch
9 August 2010
JONATHAN CORNELL, HEAD OF COMMUNICATIONS, FIRST ACTION FINANCE
-
Media Spotlight: Persuasion
9 August 2010
By James Borg
-
MPC freezes base rate at 0.5% and holds fire on further cash injections
9 August 2010
The Bank of England’s Monetary Policy Committee has voted to hold interest rates at 0.5% for the 17th consecutive month.
-
Mystery lender provides 90% LTV secured loan
9 August 2010
Secured Loans Consulting is offering a 90% LTV secured loan provided by an unnamed new lender. It will be available to employed applicants over 25 years of age and the maximum loan amount is £15,000.
-
New cover products can fill the PPI gap
9 August 2010
JAMES WATSON, SALES AND MARKETING DIRECTOR, PAYMENTSHIELD
-
No wonder clients prefer brokers to direct-only lenders
9 August 2010
’Nine out of 10 consumers would rather use brokers than go through the mortgage process on their own’ should be the follow-up to Moneysupermarket.com’s recent pronouncement.
-
Paaleads tries to limit harm done by parent group
9 August 2010
DEV MALLE, SHOCKED BY MISJUDGEMENT
-
Paymentshield product to cover client outgoings
9 August 2010
An income insurance product that covers customers’ financial commitments in a similar way to payment protection insurance is being launched by Paymentshield.
-
Prepare now for an era of rising rates
9 August 2010
ROBERT MCCOY, PRODUCT AND COMMUNICATIONS MANAGER, PMS
-
Property prices bounce back after falling in June
9 August 2010
House prices rose 0.6% in July reversing June’s fall, according to the latest Halifax index.
-
RBS firms fined for not screening sanctions targets
9 August 2010
The Financial Services Authority has fined firms in the Royal Bank of Scotland group £5.6m for failing to guard against breaches of financial sanctions.
-
Service must focus on customer needs
9 August 2010
ALAN DRING, DIRECTOR, THE MAD APPROACH
-
Sign up to the MS petition now - it's a matter of survival
9 August 2010
I hope the usual broker apathy does not prevail when it comes to responding to Mortgage Strategy’s petition to save the industry.
-
The mortgage Mole
9 August 2010
DIGGING THE DIRT IN THE MORTGAGE WORLD…
-
Tiuta hikes LTVs on a variety of bridging products
9 August 2010
GEORGE PATELLIS: SERIOUS ABOUT BALANCING RISK
-
TMA offers DA brokers access to Safe&Secure
9 August 2010
The Mortgage Alliance has added Safe&Secure Insurance Services to its panel. TMA becomes the first club to promote Safe&Secure’s proposition to directly authorised brokers.
-
Uinsure cuts premiums as RSA joins its panel
9 August 2010
Uinsure has appointed RSA to its panel and cut its premiums in response to feedback from advisers. To achieve this it has reduced the commission it pays to brokers to 27.5% from 30%.
-
Value of applications rises at L&G club but it sees tough times ahead
9 August 2010
BEN THOMPSON: WE HAVE MADE GOOD PROGRESS
-
your shout
9 August 2010
The best of the comments from Mortgage Strategy Online
-
You've made your move, now stay ahead of the pack
9 August 2010
Brokers should not lose focus on the diversified business streams they have found if the mortgage market recovers
