Mortgage Strategy
8 March 2010
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60 seconds with...George Patellis
8 March 2010
Chief executive officer, Tiuta
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Ads leave clients in the dark about lack of advice on offer
8 March 2010
On the subject of advice, I feel companies that advertise by mailshot or on the internet encouraging consumers to contact them by phone or via the web should make it clear that they are not offering any advice.
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Aldermore steps boldly into the lending breach
8 March 2010
COLIN SNOWDON: THIS IS NOT A CAUTIOUS PILOT
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Ambitious targets
8 March 2010
Colin Snowdon (seated) and Richard Spinks have high hopes for Aldermore’s broker-only mortgage arm, due to launch soon
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Awards ceremony was upbeat andworthwhile
8 March 2010
This year’s Mortgage Strategy Awards ceremony was the best I have attended for years.
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Banned firm should have protected itself against fraudsters
8 March 2010
I was interested to read the story on Mortgage Strategy Online last week about the FSA banning Walthamstow mortgage broker Kevin Byrne for lacking the integrity and competence to prevent his business, Forest Financial, being targeted by mortgage fraudsters.
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Bidders are sold on benefits of bridging
8 March 2010
GUY GARRARD: HEAD OF BUSINESS DEVELOPMENT, TIUTA
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Bonking is no fun in a cycling sense
8 March 2010
Many of you may be wondering how we came up with the idea of cycling from London to Spain over 10 days to raise money for Shelter.
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Cable in repossession crisis warning
8 March 2010
Liberal Democrat shadow chancellor Vince Cable is warning that a repossessions crisis may have been postponed rather than averted.
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CAN YOU HAVE A POP TO WIN THIS POSH MONTBLANC ROLLERBALL PEN?
8 March 2010
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CHL is honoured as a great firm to work for
8 March 2010
CHL Mortgages achieved a top 20 placing at this year’s Sunday Times Best Company Awards.
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Claims firm under the regulatory microscope
8 March 2010
CARL WRIGHT: BBC CLAIMS
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Clumsy regulation will increase risk of a second downturn
8 March 2010
It was interesting to read the letter from Savills Lending Solutions’ managing director Rob Jupp in last week’s Mortgage Strategy.
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Competition becomes a two-horse race
8 March 2010
Paul Muolo is executive editor of National Mortgage News
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Coventry bagged 15% of mutual lending last year
8 March 2010
Coventry Building Society carried out 15% of all new mortgage lending by building societies in 2009 compared with just 8% in 2008, its annual results reveal.
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Enterprise boss is back in business
8 March 2010
Michael Clapper, founder and former group chief executive of Enterprise Group, has returned to the mortgage market after acquiring an equity stake in Viva Costa International Mortgages.
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Equity release gets better press at last
8 March 2010
JON KING: MANAGING DIRECTOR HODGE, LIFETIME
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Freeze goes on as base rate chalks up a year at 0.5%
8 March 2010
The Bank of England base rate has now been at a record low of 0.5% for a year, following the Monetary Policy Committee’s decision to keep rates on hold last week.
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Give peace of mind this Mothers' Day
8 March 2010
ED STUART-BROWN: HEAD OF PROTECTION SALES, FRIENDS PROVIDENT
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Harmonise affordability system to help brokers and clients, says AMI
8 March 2010
The Association of Mortgage Intermediaries has called for lenders to level the playing field when it comes to assessing borrowers’ affordability.Last week Nationwide for Intermediaries became the latest lender to change the way it assesses affordability.
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How architecture can add colour to life's rich tapestry
8 March 2010
Conversions and extensions have contributed to the varied character of domestic properties in this country
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HSBC figures reveal mortgage share has jumped to 11%
8 March 2010
HSBC laid claim to 11% of all mortgage sales last year, according to the bank’s annual results.
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LAST WEEK’S WINNER
8 March 2010
NAME AND ADDRESS SUPPLIED“Boy George mis-heard Dale when he was talking about rent-back.”
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Leader: At last, some good news
8 March 2010
The news this week that new entrant Aldermore will soon be ready to start lending is fantastic.
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Marketwatch
8 March 2010
Income multiples were a convenient but blunt tool and Nationwide has finally joined the rest of the industry in scrapping them in favour of an affordability-based model - a sensible move
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Media Spotlight: Personal Reputation Management
8 March 2010
By Louis Halpern and Roy Murphy
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Metro Bank gets go-ahead to join high street battle
8 March 2010
Metro Bank has finally obtained a banking licence from the Financial Services Authority after initially applying in early 2008.
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Own-label minera water for the FSA while firms drown
8 March 2010
When I visited the FSA’s gleaming offices in Canary Wharf recently I was agog at the opulence before my eyes.
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Pressure on to open up the sales process
8 March 2010
The OFT thinks the property transaction system would benefit from a healthy dose of competition, and one way of providing that would be to ditch some outdated rules that are limiting access to the market
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Prime fast-track deals get green light from Fitch
8 March 2010
Fast-track mortgages do not pose more of a risk than income-verified loans, research from Fitch Ratings suggests.
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Room in market for self-cert as long as guidelines are clear
8 March 2010
I welcomed the comments made by Ray Boulger, senior technical manager at John Charcol, in his Mortgage Strategy Online blog last week on self-cert.
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Save agents from unfair bribe jibes
8 March 2010
A recent Office of Fair Trading investigation concluded that there isn’t a strong case for introducing full regulation or licensing of estate agents.
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Self-cert not needed if lenders educated their underwriters
8 March 2010
There is no need for self-cert products. What is required is a sustained effort from lenders to educate their underwriters to assess cases on their merits.
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Small firms well placed to cash in on the recovery
8 March 2010
Many large companies are too cumbersome to react to fresh opportunities while smaller firms are fighting fit
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Technology rules on the long road back to lending
8 March 2010
Business rules management could help lenders return to sustainable loan origination as the market improves
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Tesco is unlikely to be a threat, brokers told
8 March 2010
Mortgage brokers have been told not to fear retail giant Tesco’s foray into the property market.
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The cost of leads is beyond our control
8 March 2010
JUSTIN REES: HEAD OF MARKETING LEADPOINT UK
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The mortgage mole
8 March 2010
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Valuers facilitate fraud, says CIFAS
8 March 2010
Valuers have been named as being among the main contributors to an annual rise in mortgage fraud.
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We need a credible plan to repay debt
8 March 2010
ALAN CLEARY: MANAGING DIRECTOR EXACT
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We need lenders' help to sustain market recovery
8 March 2010
Our industry is set for recovery in 2010 but lenders must do more to help first-time buyers and the new-build sector
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You don't have to be a lawyer to sell wills
8 March 2010
JEFF SMITH: COMMERCIAL DIRECTOR THE ASSET PROTECTION STRATEGY
