Mortgage Strategy
6 December 2010
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Lower proc fees could force brokers to charge
6 December 2010
RAY BOULGER, A TIPPING POINT WILL COME
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60 seconds with...Simon White
6 Dec 2010
SIMON WHITE, DIRECTOR, LONDON’S CHARTERED SURVEYORS
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Business as usual with remote access
6 December 2010
SOPHIE HALL, DIRECTOR OF BUSINESS DEVELOPMENT, INTELLIFLO
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CAN YOU HAVE A POP TO WIN THIS BOTTLE OF MIGHTY FINE CHAMPAGNE?
6 December 2010
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Charities' support for MMR cannot be taken seriously
6 December 2010
I was interested to read on Mortgage Strategy Online that Shelter and the Citizens Advice Bureau are supporting the MMR.
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Common sense will return when lenders take responsibility
6 December 2010
Naturally I share in the delight of hearing housing minister Grant Shapps state that the Financial Services Authority’s Mortgage Market Review was a step too far (Mortgage Strategy November 29).
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Countrywide nets contract to supply HSBC valuations
6 December 2010
HSBC has appointed Countrywide Surveying Services to undertake valuations for its UK brands and businesses.
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Dish of the day
6 December 2010
As the mainstream market remains constrained, there’s growing appetite for bridging loans to plug the gap, which bodes well for the sector in 2011
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Dump the FSA for independent advice on non-prime loans
6 December 2010
With the MMR, the regulator is preventing squeaky clean, well-informed, self-employed applicants from releasing equity from their homes unless they can prove their income. There are plenty of other examples of borrowers who will be shut out.
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Equity release is a planning tool, not a mortgage product
6 December 2010
Simon Little, equity release consultant at SLConsulting, was quite right in his column last week (Mortgage Strategy November 29) in identifying the three main areas where much work is needed.
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Free legals threaten client relationship
6 December 2010
HARPAL SINGH, MANAGING DIRECTOR, CONVEYANCING ALLIANCE
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FSA accused of being half-hearted in effort to encourage new lenders
6 December 2010
The Financial Services Authority is only half-heartedly encouraging new lenders to the mortgage mar-ket, says Peter Birch, chairman of Home & Savings Bank.
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FTBs wooed by Abbey with three-year fix
6 December 2010
Abbey for Intermediaries has launched a three-year fix at 85% LTV aimed at first-time buyers.
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Gloomy advisers expect to see less business next year
6 December 2010
Brokers are becoming increasingly pessimistic about future business levels, research shows.
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Halifax system gets full marks for its super-fast decisions
6 December 2010
I recently arranged a remortgage for a client and it was decided that a fixed rate with Halifax would be the best way forward.
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Helping customers with medical issues
6 December 2010
JON KING, MANAGING DIRECTOR, MORE2LIFE
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Industry worries as Natwest bans interest-only for first-time buyers
6 December 2010
Industry experts have expressed concern over NatWest Intermediary Solutions’ decision to stop offering interest-only to first-time buyers.
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Interest rates will have to be kept down
6 December 2010
GARY STYLES, STRATEGY, RISK AND ECONOMICS DIRECTOR, HOMETRACK
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Kensington one of many expected to make a comeback
6 December 2010
A number of lenders are expected to relaunch into the secured loan market next year, with Kensington tipped to be one of them, Mortgage Strategy understands.
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Kensington's return to secured loans would be good for us
6 December 2010
If the rumours about Kensington returning to the secured loan sector prove to be true it will be a huge vote on confidence and welcomed by all.
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LAST WEEK'S WINNER
6 December 2010
“With half a dozen squirrel tails around his neck, it’s hardly surprising he didn’t get the votes.”EARL GARDINERPMS
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Leader: Registration delay a setback
6 December 2010
News that the Financial Services Authority is putting back the extension of its approved persons regime by a year or even two came as a shock last week.
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Lenders' preference for faxes doesn't make sense
6 December 2010
Letters to the editor
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Marketwatch
6 December 2010
I’m not sure about NatWest ditching interest-only loans for first-timers as they do make sense for some professions. And Halifax has got a new SVR, which I assume will be not too closely linked to the base rate
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Media Spotlight: How To Sell
6 December 2010
By Jo Owen
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Metro Bank names head of commercial banking
6 December 2010
Metro Bank has appointed Mark Price as managing director of commercial banking.
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Mortgage brokers can now get an advanced diploma
6 December 2010
The ifs School of Finance has laun-ched a higher level qualification for mortgage advisers.
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MP blasts FSA's reign of fear as MMR creeps onto political agenda
6 December 2010
The Mortgage Market Review edged a step closer to becoming a political issue last week after an MP hit out at the regulator for creating a reign of fear.
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Now that minister agrees with us, the FSA might listen
6 December 2010
The MMR paper on responsible lending has rightly been criticised for attempting too much minutiae.
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Online security is not just for spooks
6 December 2010
MARK BLACKWELL, MANAGING DIRECTOR, XIT2
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Open up FTB deals or face stagnation
6 December 2010
DEAN JONES, HEAD, PAALEADS.COM
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Outlook poor as approvals halve
6 December 2010
The Council of Mortgage Lenders has warned that the mortgage market will not return to normal lending levels for the foreseeable future.
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Prices forecast to fall by up to 10% as new buyers hit a two-year low
6 December 2010
House prices could plummet by 10% next year, analysts are predicting.
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RBS escapes regulatory action after investigation
6 December 2010
The Financial Services Authority has taken no enforcement action against the Royal Bank of Scotland Group after launching a supervisory investigation into the bank.
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Rebranded West Brom reflects different image
6 December 2010
West Bromwich Building Society has rebranded to West Brom. The society says the new brand represents a change of image for the business.
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Regulatory reform delays approved persons regime
6 December 2010
The Financial Services Authority is delaying the approved persons regime by up to two years, blaming the government’s decision to introduce a new regulator.
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Ross Bowen takes up new role at Connells
6 December 2010
Ross Bowen has been appointed group mortgage services director at Connells. He takes up the role in addition to his current position as managing director for Connells Survey & Valuation.
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Scottish buyers with poor credit records left out in the cold
6 December 2010
Mortgage Strategy Online revealed that Scotland continued to see a subdued mortgage market in Q3, broadly mirroring the UK as a whole.
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Shapps needs to be aware of problems
6 December 2010
AARON STRUTT, COMMUNICATIONS MANAGER, TRINITY FINANCIAL GROUP
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SLS loan repayment fears are keeping banks from lending
6 December 2010
I was interested to read last week that Labour MP George Mudie has hit out at what he describes as the FSA’s reign of fear on mortgages, but why is everyone trying to turn the regulator into a scapegoat?Surely everyone knows the real reason that banks aren’t lending is because they are afraid of the cash crunch coming when they have to repay the funds they borrowed under the Special Liquidity Scheme.Name and address supplied
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Tesco is CML's latest associate member
6 December 2010
Tesco Bank has joined the Council of Mortgage Lenders as an associate member.
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The Mortgage Mole
6 December 2010
DIGGING THE DIRT IN THE MORTGAGE WORLD…
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THIS MONTH’S DECISION: HOLD
6 December 2010
Mortgage Strategy’s shadow Monetary Policy Committee is united in again voting to hold the base rate amid concerns about inflationand troubles in the Eurozone
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Tight liquidity calls for flexible thinking
6 December 2010
ALAN CLEARY, MANAGING DIRECTOR, PRECISE MORTGAGES
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Time to debunk the downvaluing myth
6 December 2010
RICHARD SEXTON, BUSINESS DEVELOPMENT DIRECTOR, E.SURV
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Week in NUMBERS
6 December 2010
£168- the amount parents will spend on presents per child this Christmas, according to a survey by LV=.
