Mortgage Strategy
30 August 2010
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60 Seconds with...Ian Lonergan
30 August 2010
IAN LONERGAN CHIEF EXECUTIVE OFFICER EXACT AND PRECISE MORTGAGES
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Adverse market conditions force SLS to shut shop
30 August 2010
Savills Lending Solutions blamed market forces as it officially closed its doors on Friday.
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Arrears figures are not such good news
30 August 2010
ALISON BEECH BUSINESS RELATIONSHIP DIRECTOR SPICERHAART
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Bradford & Bingley sues law firms over same-day remortgaging deals
30 August 2010
Bradford & Bingley is pursuing negligence claims against law firms over advice received on same-day remortgage buy-to-let deals.
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Brokers' petition on dual pricing gets brush-off from government
30 August 2010
KEVIN DUFFY BROKERS MUST SOLDIER ON
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CAN YOU HAVE A POP TO WIN THIS BOTTLE OF MIGHTY FINE CHAMPAGNE?
30 August 2010
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Changing times for the advisory sectors
30 August 2010
TIM JORDAN HEAD OF RESIDENTIAL PROPERTY FORSHAWS DAVIES RIDGWAY
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Check the potential of landlord business
30 August 2010
PAUL SHEARMAN MORTGAGE, GI AND PROPOSITION DIRECTOR OPENWORK
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Countrywide claims 10% share of broker market
30 August 2010
GRENVILLE TURNER OUTPERFORMING THE MARKET IS KEY
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Credit check facility for brokers being piloted
30 August 2010
Goldsmith Williams is trialling a facility that will provide brokers with a free client credit check, valuation and anti-money laundering identity report.
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Crown gets an upgrade from ratings agency
30 August 2010
Fitch Ratings has upgraded UK servicer ratings for Crown Mortgage Management. It has also removed Crown from its Rating Watch Evolving status.
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Dates for you DIARY...
30 August 2010
SEPTEMBER 9Monetary Policy Committee base rate decisionOne member of the MPC voted for a rise for the third time last month. Andrew Sentance believes it’s time for rates to rise but will he have any support this month?Find out on September 9.
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Demand for mortgages likely to fall as BBA points to a lacklustre July
30 August 2010
Gross mortgage lending at banks was £8.4bn in July, slightly below the previous six-month average of £8.6bn, the British Bankers’ Asso-ciation reports.
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Double dip recession and high rates is Policy Exchange's forecast for UK
30 August 2010
ANDREW LILICO 10% INFLATION IS INEVITABLE
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Double running is common nowadays
30 August 2010
JASON WERTH MANAGING DIRECTOR SELLMYCOMMERCIALPROPERTY.CO.UK
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Economists make left-field forecasts just for exposure
30 August 2010
Regarding the story that Andrew Lilico of Policy Exchange believes Britain is heading for a double dip recession and 10% inflation - this is just one person’s point of view and although he may be respected in the field of economics he is in the minority with respect to his prediction.
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First Direct lands crown in poll for client satisfaction
30 August 2010
First Direct has been rated the best lender for mortgage customers in a poll by Which? Money.
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Guidance is needed not scaremongering
30 August 2010
ROBERT WINFIELD MANAGING DIRECTOR CHARTWELL FUNDING
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Households say finances were down in August
30 August 2010
Three in 10 households reported a drop in their finances in August, says the Markit/YouGov Household Finance Index. This reflects a decline in income and a rise in the price of goods and services.
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I'd like to know why MPC rate rebel was villain of the week
30 August 2010
I always look forward to reading Mortgage Strategy every weekly, particularly Jonathan Cornell’s Marketwatch column, but last week he classed the Monetary Policy Committee’s resident rate rebel Andrew Sentance as his Villain of the Week.
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In my opinion
30 August 2010
We need a more accurate measure of house price expectations based on an agreed set of official indices as these are a key part of any investment process and relying on a myriad of surveys is risky
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In my opinion
30 August 2010
KPMG’s recent Fraud Barometer has confirmed the long-held view that a manager is a greater threat to a business than an employee, so firms need to get serious about tackling this menace
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Income protection is the more vital cover for everyone
30 August 2010
In response to the news that almost one-third of new mortgages do not have life cover associated with them, according to Defaqto research, I think this should be more focussed on those who don’t have income protection.
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Intermediaries did not complain when they got exclusives
30 August 2010
Regarding the article on the government’s stance on dual pricing and readers’ comments on Mortgage Strategy Online, I’m sorry but no brokers complain when they get exclusive deals from lenders, especially when these are priced less than direct products.
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Intermediaries must fight for themselves
30 August 2010
JEFF KNIGHT MANAGING DIRECTOR TONIC MARKETING SOLUTIONS
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Lack of finance is holding landlords back, warns RICS
30 August 2010
JOHN HERON RICS RESULTS NO SURPRISE
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Landlords become more wary about buy-to-let
30 August 2010
Landlords’ confidence in buy-to-let has fallen in the past three months, according to a survey by LSL Property Services. Some 42% of landlords believe now is a good time to invest, a drop from 48% in Q1.
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LAST WEEK’S WINNER
30 August 2010
“The Mortgage Strategy wage negotiations are getting tougher every year.”RACHAEL WILKINSON
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Leader: Counting the human cost
30 August 2010
In last week’s issue we revealed the results of our first broker census that was aimed at gauging what business people in the market were doing and how they were surviving.
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Lenders need to do the right thing and help the economy
30 August 2010
There has been much press recently over the massive margins lenders are enjoying and how banks are not lending in the way that they tell us they are. Quelle surprise.
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Life cover sales up as brokers get into cross-selling mode
30 August 2010
Insurers say research showing only one-third of new mortgages are without life cover is a sign that brokers are starting to offer more cover.
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Lilico has valid view though at the higher end of the spectrum
30 August 2010
In response to Andrew Lilico’s predictions, interest rates are going to increase at some point, it is just a question of what they are going to increase to.
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Manager of the month - August
30 August 2010
Peter Williams, Simply Finance, Director
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Manager of the month - August
30 August 2010
Top Of The League is a new industry recognition scheme in association with Woolwich mortgages from Barclays. The aim is to recognise two outstanding individuals each month who will be named Player of the Month or Manager of the Month. Top of the League nominees have all delivered excellent service in their company or community, for colleagues or clients. Each month during the football season Woolwich talent scouts will be hunting out star players and managers in all major networks, ...
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Marketwatch
30 August 2010
Abbey’s credit policy clampdown effectively shuts the door on professional landlords wanting residential loans. And it’s sad Nigel Stockton is leaving Lloyds group - our loss is Countrywide’s gain
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Master of business
31 Aug 2010
Grenville Turner, chief executive of Countrywide, has a reputation for turning around businesses in tough times. It’s no wonder then that the downturn has not been a hurdle to making the financial arm grow its market share 21 months running
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Media Spotlight - Secrets Of The Millionaire Mind
30 August 2010
By T. Harv Eker
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Moneyfacts article on margins was silly and misleading
30 August 2010
The article in which Moneyfacts says the margin between mortgage rates and the cost of funding to lenders through the swap rate market stands at an all-time high is silly.
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Mutuals fight to get into best buy tables
30 August 2010
AARON STRUTT PRODUCT AND COMMUNICATIONS TRINITY FINANCIAL GROUP
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New regulators in 2012 will carry on with FSA policies
30 August 2010
Financial Services Authority will continue to deliver on projects such as the MMR until the new regime comes in
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Northern Rock promises to bring back £99 mortgage fee
30 August 2010
Northern Rock last week pledged that its £99 mortgage application fee offer would be back despite having to pull it last Monday.
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Payplan calls for debt advice to be regulated
30 August 2010
Payplan’s call for statutory regulation of the debt advice sector has faced opposition from the industry.
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Planning consent for Charles could open the floodgates
30 August 2010
Permission for Prince Charles’ solar panels will see owners of listed properties rushing to apply for double glazing
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Player of the month - August
30 August 2010
John Bartley, Oval Financial Services, Mortgage Adviser
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Prepare to document entire client journey
30 August 2010
SOPHIE HALL DIRECTOR OF DISTRIBUTION INTELLIFLO
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Ratings agency plays down upbeat bank results
30 August 2010
Despite positive interim results from all major UK banks, Standard & Poor’s says that a sustained im-provement in their performance is far from certain.
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Regulator's remit does not extend to pricing of products
30 August 2010
After reading that the government has rejected a broker petition calling for a ban on dual pricing, I noticed one comment on Mortgage Strategy Online which defended the decision.
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Scottish borrowers spending less on their mortgages
30 August 2010
The proportion of income needed by Scottish borrowers to pay their mortgage each month fell to a 14-year low in Q2.
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Simple truth about lenders' scorecards
30 August 2010
ALAN CLEARY MANAGING DIRECTOR PRECISE MORTGAGES
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Small networks can offer large benefits
30 August 2010
CHRIS TANNER MANAGING DIRECTOR HOMELOAN PARTNERSHIP
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Star Letter - Unless lenders start to act prudently funds will continue to be limited and expensive
30 August 2010
I must disagree with the writer of the letter in the August 23 issue of Mortgage Strategy titled ’We need to get some perspective on what caused the recession’.
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Students spark rise in university town prices
30 August 2010
New students are boosting house prices, with growth in 60% of university towns outperforming their respective regions, says Lloyds TSB.
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The financial strain of later retirement
30 August 2010
IAIN MALLON DIRECTOR OF PROTECTION MARKETING AT AXA
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The Mortgage Mole
30 August 2010
DIGGING THE DIRT IN THE MORTGAGE WORLD…
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Why property is still a sound investment
30 August 2010
RICHARD SEXTON DIRECTOR OF BUSINESS DEVELOPMENT E.SURV
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Winners of first TOTL competition in August leave judges impressed
30 August 2010
FROM LEFT: DAVID FINLAY, JOHN BARTLEY AND PETER WILLIAMS AWARDS RECOGNISE EXCELLENCE AMONG BROKERS
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Year-on-year rise sees GDP hit the 1.2% mark in Q2
30 August 2010
The latest figures from the Office for National Statistics - released last week - showed that gross domestic product in Q2 2010 was 1.2% - 1.7% higher than for the same period in 2009.
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Zurich is fined a hefty £2.2m for security failings
30 August 2010
Zurich Insurance was last week slapped with the biggest ever fine for security failings - £2.2m - as the Financial Services Authority flexed its muscles.
