Mortgage Strategy
29 November 2010
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60 seconds with...Andrew Montlake
29 November 2010
Communications director, Coreco
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A tribute to Colin Shave as he retires as GEMHL's CEO
29 November 2010
Last week, I was invited to a gathering of senior mortgage figures to pay tribute to Colin Shave on his retirement as chief executive officer from GE Money Home Lending.
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All may not be lost for rejected clients
29 November 2010
ALAN CLEARY, MANAGING DIRECTOR, PRECISE MORTGAGES
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Automated updates keep brokers happy
29 November 2010
DAVID FINLAY: INTERMEDIARY BUSINESS DIRECTOR, BARCLAYS
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Automation is the way forward
29 November 2010
This isn’t a new concept, but one that is finally moving away from theory and is set to become best practice, with 30% of firms expected to automate their marketing processes by 2015
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Barclays raises LTV by 5% on Great Escape
29 November 2010
Barclays has increased the LTV on its Great Escape remortgage package from 70% to 75%.
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Barclays reveals winners for its monthly awards
29 November 2010
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Charity is backing plans that prevent sensible lending
29 November 2010
I have just read the article on Mortgage Strategy Online stating that the Citizens Advice and Shelter are backing the FSA’s mortgage lending proposals.
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Consumers pivotal to equity release push
29 November 2010
SIMON LITTLE, EQUITY RELEASE CONSULTANT, SLCONSULTING
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Coreco appoints Campo as head of sales for advisers
29 November 2010
Richard Campo has been recruited head of sales at Coreco Group. He joins from Alexander Hall, where he was technical adviser for the past six years.
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Dates for your DIARY...
29 November 2010
DECEMBER 8Council of Mortgage Lenders annual dinner
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Director of conduct risk to leave FSA this year
29 November 2010
Dan Waters, director of conduct risk and asset management sector leader at the Financial Services Authority, will be leaving the regulator in December.
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Embrace an easier selling environment
29 November 2010
My local estate agent called me last week to discuss a valuation I’d had done on my property almost two years ago.
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Experts slate charities' support of FSA's affordability proposals
29 November 2010
Industry experts have criticised Shelter and the Citizens Advice Bureaux for backing the Financial Services Authority’s Mortgage Market Review.
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FSA dictating housing future
29 November 2010
Until 2008 the mortgage market had been responding to demographic changes and work patterns, but now the regulator seems hell-bent on condemning many to a lifetime of renting
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Hope secured loans get the boost they deserve after article
29 November 2010
I would like to compliment Mortgage Strategy on doing a feature earlier this month on the secured lending sector. In my opinion it’s been long overdue.
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It may be a different world in 12 months
29 November 2010
GUY GARRARD, HEAD OF BUSINESS DEVELOPMENT, TIUTA
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King claims that Europe will not decide UK policy
29 November 2010
Europe will not dictate regulation in the UK, according to Mervyn King, governor of the Bank of England.
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Leader: Shapps wakes up to MMR
29 November 2010
It’s taken a while but the housing minister Grant Shapps last week finally broke his silence about the Mortgage Market Review.
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Lenders are growing branch networks to capture more clients
29 November 2010
In response to Stephen Smith’s comments in last week’s Mortgage Strategy that lenders may rely more on brokers rather than sell direct after the Mortgage Market Review paper, the problem is that they still continue to offer better rates direct and undercut brokers.
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Lenders have to monito third parties with care
29 November 2010
Lenders should thank Mortgage Strategy for the valuable reminder on the importance of managing outsourcing in the article headlined ‘Third party firms not sticking to arrears rules’ (Mortgage Strategy, November 15).
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Lending in an age of uncertainty
29 November 2010
Next year is going to be another tough one in the industry, according to the movers and shakers at a recent round table hosted by HML in London. The consensus was that we need more lenders to do more lending and the regulator needs to create an environment to facilitate this. By John Murray
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Manager of the month - November
29 November 2010
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Marketwatch
29 November 2010
The remortgage market is gathering pace and Barclays’ increased LTV to 75% on its Great Escape range should help the sector. In addition, the overall outlook for the buy-to-let sector appears to be rosy
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Media Spotlight: Leading at a Higher Level
29 November 2010
Edited by Ken Blanchard
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Minister proposes end to Right to Buy scheme
29 November 2010
Jocelyn Davies, the Welsh Assembly’s deputy minister for housing and regeneration, is proposing a suspension of the Right to Buy scheme. She introduced the proposed measure to the National Assembly for consideration.
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MMR paper has good news if you believe in advice
29 November 2010
Independent, whole-of-market advice should never be underestimated. The FSA gets that and so should clients
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Mortgage advisers should remain at heart of industry
29 November 2010
Brokers’ role is crucial but we want lenders to take responsibility for decisions and check affordability
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Nationwide makes profit despite limiting its base rate
29 November 2010
Nationwide Building Society’s pledge to not increase its base mortgage rate by more than 2% over the Bank of England base rate has cost it £300m in the first half of the year.
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New variable rate from Halifax gets a tepid response
29 November 2010
Halifax’s reversionary rate for new borrowers has received a mixed reaction from brokers.
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Now is the time to offer high LTV deals
29 November 2010
Aaron Strutt Communications Manager Trinity Financial Group
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OFT challenges lenders' use of charging orders
29 November 2010
Services, part of Cattles plc, over their use charging orders.A charging order is a court order that places a charge on a debtor’s property, turning unpaid, unsecured debts into secured debts.Ray Watson, director of consumer credit at the OFT, says: “Lenders are entitled to use charging orders but must do so proportionately. We will take action to protect consumers.”
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Olympics will be with us before B2L is regulated
29 November 2010
At the recent Expo it was predicted that B2L regulation would be in place by next year’s event, but I beg to differ
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Omni Capital is an early entrant into high-value bridging market
29 November 2010
New short-term lender Omni Capital will be the first of a number of serious players in the high-value property market, says Affirmative Finance.
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Paragon Group cuts its defaulting loans by 40% as arrears improve
29 November 2010
JOHN HERON: LACK OF FUNDS IN THE SECTOR
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People do not share in Bank's optimism
29 November 2010
Grant Stevens Managing Direwctor Leadbay
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Player of the month - November
29 November 2010
Player of the month - Dave Norfolk
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Precise adds residential range with affordability test
29 November 2010
Lenders have been urged to be more open about their underwriting criteria, after Precise Mortgages revealed last week that it will be stress testing borrowers.
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Profitability leads to erratic behaviour
29 November 2010
Tony Yorke Principal Think Strategically
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Protect vulnerable shoots from frost
29 November 2010
ROBERT WINFIELD, OPERATIONS DIRECTOR, CHARTWELL HEALTHCARE
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Regulator was right to ban directors of short-term lender
29 November 2010
On behalf of the Association of Short Term Lenders, the trade body which represents short-term lenders, I would like to say we feel the regulator acted appropriately in fining and banning directors of Bridging Loans (Mortgage Strategy November 4).
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Remortgage market to stage renaissance
29 November 2010
Jonathan Hall Business DevelopmentDirector, Openconvey
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Savvy brokers can cash in as rental demand shoots up
29 November 2010
With landlords needing finance as the rental market hots up, brokers should focus their energy on this sector
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Scottish repossessions ruling could halt cases
29 November 2010
Lenders could face compensation claims from Scottish homeowners who have been repossessed, following a landmark ruling in the Supreme Court last week.
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Shapps criticises MMR paper as a step too far
29 November 2010
GRANT SHAPPS: FSA MUST LEARN FROM MISTAKES
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Simon White has painted the wrong picture of Gambia
29 November 2010
I was interested to read Simon White’s article in last week’s magazine extolling the virtues of the Gambia as a place to buy a property and holiday.
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Snowdon quits in bank reshuffle
29 November 2010
Colin Snowdon says he quit as chief executive of residential mortgage lending at Aldermore because of the bank’s decision to integrate its two mortgage businesses.
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Social housing cuts will affect landlords
29 November 2010
GARY BAILEY, DIRECTOR, CHESHIRE MORTGAGE CORPORATION
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Steve Haggerty blames exit from Northern Rock on strategy clash
29 November 2010
Steve Haggerty, former commercial director of Northern Rock Asset Management, has revealed his reasons for leaving the firm after just a few months.
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Stuart-Brown moves to Intrinsic Financial group
29 November 2010
Ed Stuart-Brown has left Friends Provident as head of distribution and joined Intrinsic Financial Services as group protection director.
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Talk to clients now about remortgaging
29 November 2010
JEFF KNIGHT, MANAGING DIRECTOR, TONIC MARKETING
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Target Servicing gets average S&P rating
29 November 2010
Target Servicing has achieved an average ranking by Standard & Poor’s for primary residential mortgages and consumer finance loans. Its outlook is positive as a primary servicer of residential mortgages.
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The great debate
29 November 2010
Industry experts discuss this year’s big issues from MMR, funding, remortgages to buy-to-let and look at the potential pitfalls and opportunities 2011 may hold
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The Mortgage Mole
29 Nov 2010
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The power of cloud computing
29 November 2010
Cloud computing will revolutionise the way IT resources are provided in the next five years and firms wishing to stay ahead of the market will have to keep up with new technology
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Time to take stock and plan for future
29 November 2010
As the year enters its final few weeks, the lending industry is getting reflective, looking back on the highs and lows of what has been yet another interesting and challenging year in financial services.
