Mortgage Strategy
2 August 2010
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£50M is high price to pay for change without progress
2 August 2010
The government estimates that the cost of closing the FSA and remoulding financial services regulation will be about £50m, so what will we get for that?
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60 seconds with...Tim Jones
2 August 2010
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A shiny new logo is not enough to offer effective regulation
2 August 2010
Can I have the job of designing the new financial services regulator’s logo please? I reckon it’s got to be worth £1m at least.And will the new organisation be in the same building too? OK, so let’s get this straight - same staff, same desks, new name.Of course, I hope it doesn’t end up this way or it will be a huge waste of money that ends up protecting nobody.Name and address supplied
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Basel III proposals won't aid recovery
2 August 2010
JASON WERTH DIRECTOR
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Battle the meerkats with your expertise
2 August 2010
PAUL SHEARMAN MORTGAGE, GI AND PROPOSITION DIRECTOR OPENWORK
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Borrowers hot on trail of whole-of market advice
2 August 2010
In the first half of the year Unbiased.co.uk recorded a 24% increase in consumers looking for advice from a whole-of-market mortgage broker compared with the same period in 2009.
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Brokers have role as responsibility takes centre stage
2 August 2010
Lenders will be accountable for checking affordability but brokers must ensure deals are suitable for clients
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Brokers offer less choice, claims comparison site
2 August 2010
Comparison website Moneysupermarket.com has launched a blistering attack on the mortgage broker community by claiming advisers offer limited choice because 90% of deals are available only direct.
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Budget puts the brake on consumer spending
2 August 2010
Households are increasingly pessimistic about their finances following the emergency Budget, Markit and YouGov researchers claim. Almost a third of households say they spent less in July.
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CAN YOU HAVE A POP TO WIN THIS BOTTLE OF MIGHTY FINE CHAMPAGNE?
2 August 2010
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Claims drain as MoJ axes 38 firms in 2010
2 August 2010
More financial claims management firms have had their permissions cancelled this year than in the whole of 2009.
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Conveyancing Alliance revamps quote system
2 August 2010
Conveyancing Alliance has updated its online quotation system, launched a remortgage product, and revised its purchase conveyancing product.
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Costly replacement for FSA could have the same old faults
2 August 2010
Mark Hoban, financial secretary to the Treasury, last week launched the government’s consultation process on the implementation of reforms to financial regulation, in particular the scrapping of the Financial Services Authority.
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Cover is needed for more than holidays
2 August 2010
ED STUART-BROWN HEAD OF PROTECTION FRIENDS PROVIDENT
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Dates for your DIARY...
2 August 2010
AUGUST 8Monetary Policy Committee’s Bank base rate decisionA Bank of England base rate hike may just give the mortgage industry an injection of life so will the MPC answer brokers’ prayers? Don’t hold your breath. l Minutes of MPC meeting published
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Debt firm couple resign and face bankruptcy date
2 August 2010
Two former directors of Blu Debt Management have resigned and are facing bankruptcy proceedings.
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Desperately seeking better B2L products
2 August 2010
GEORGE PATELLIS CHIEF EXECUTIVE OFFICER TIUTA
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Easy to avoid being a data theft victim
2 August 2010
MARK BLACKWELL MANAGING DIRECTOR XIT2
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Ed Balls lacks the integrity to be PM
2 August 2010
PAUL HUNT MANAGING DIRECTOR PHOEBUS SOFTWARE
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Football trophy scheme rewards top performers
2 August 2010
On August 30 Woolwich, in conjunction with Mortgage Strategy, will name the first winners of Top of the League, a scheme to reward top-performing intermediaries.
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Forging a leads alliance
2 August 2010
Following the merger of their two firms under the Leadbay banner Rob Ridge (right) and Grant Stevens are hoping to make further inroads into the lead generation sector
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Former Rock finance boss brands FSA ban and £320,000 fine unfair
2 August 2010
Northern Rock’s former finance director says the Financial Services Authority’s decision to fine and ban him from trading is unfair and disproportionate.
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Help small firms survive the great funding drought
2 August 2010
Advisers could benefit from government proposals for companies that do not have access to equity funding
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House prices near same level as in the summer of 2006
2 August 2010
House prices rose 0.1% in June, marking an 8.4% annual rise, according to figures from the Land Registry.
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Indices are fine but surveyors are best
2 August 2010
RICHARD SEXTON DIRECTOR OF BUSINESS DEVELOPMENT E.SURV
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IT must make life easier for brokers
2 August 2010
SOPHIE HALL DIRECTOR OF DISTRIBUTION INTELLIFLO
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IT plays a new role behind the scenes
2 August 2010
CHARLES MORLEY HEAD OF SALES AND PRODUCT DEVELOPMENT KENSINGTON
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John Charcol is making a profit, says new owner
2 August 2010
IAN DARBY WE CAN HELP THE FRIM DEVELOP
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LAST WEEK’S WINNER
2 August 2010
NATHAN WILLIAMS, PINK HOME LOANS“Aagh! Shark fin! Oh sorry, my surfboard’s upside down.”
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Leader: Brokers look beyond price
2 August 2010
Moneysupermarket.com’s analysis of the top mortgage deals on the market will hardly come as a surprise to most brokers. The price comparison website points out that nine of the 10 best deals are available only direct from lenders, and goes on to question whether intermediaries can now justify calling themselves whole-of-market.
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Leeds back in the self-build sector
2 August 2010
Leeds Building Society has re-turned to the self-build market, which it left in 2009, with a variable product.
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Let's celebrate the fact that people are seeking out advice
2 August 2010
There seems to be a great deal of pessimism in response to any sort of news lately, whether good or bad. About 12 months ago a rise in the number of consumers seeking advice would have been hailed as a new dawn.
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Lloyds dumping PPI may herald product's demise
2 August 2010
Lloyds Banking Group’s decision to scrap payment protection insurance across its brands is the beginning of the end for the product, argues consumer organisation Which?.
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Lloyds' panel cull is a stealth reduction in consumer choice
2 August 2010
I was intrigued by the news last week that Lloyds Banking Group is cutting its solicitor panel. All I can say is - what a lot of tosh.
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Look before you leap when taking on trainee staff
2 August 2010
Brokers thinking of upping their head count must make sure the process is cost-efficient and mutually beneficial
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Look down if you want to up your property choice
2 August 2010
Lower ground floor flats have always had a bad press which is not fair, as they’re not all dark and dingy
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Marketwatch
2 August 2010
Lloyds Banking Group’s decision to trim its solicitor panel is primarily to do with clamping down on mortgage fraud and I’m sure other lenders will soon follow suit
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Measure of solicitors’ value to lenders should be quality rather than quantity
2 August 2010
STAR LETTER
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Media spotlight: The Third Man
2 August 2010
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Metro Bank opens for business with direct deals
2 August 2010
Metro Bank launched a range of direct mortgage deals last week as it opened its first branch in Holborn, London.
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Never mind advice and deals, sample the doggy biscuits
2 August 2010
With regard to the fanfare that followed the launch of Metro Bank last week, I’m sorry to be sceptical but I wonder if UK consumers are gullible enough to not worry about getting the best advice and deals that are available to them.
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Nottingham broker wins iPad in Precise draw
2 August 2010
Adam Roberts of Southside Mortgages in Nottingham has won an iPad in Precise Mortgages’ registration draw. Other prizes available to brokers who registered included holiday vouchers.
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Over half of landlords say tenant demand has been stable this year
2 August 2010
BOB YOUNG RENTAL SECTOR WILL PLUG GAP
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Regulator in search for new director of mortgage policy
2 August 2010
The Financial Services Authority is on the lookout for a new director of mortgage policy following Ed Harley’s move to its asset management department.
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Regulatory rejig could cost £50m, says government
2 August 2010
MARK HOBAN DELIVERING ON COMMITMENT
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Rent-back firms in good shape to help
2 August 2010
DANIEL LOWERSON PARTNER DFB HOUSING SOLUTIONS
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Rising base rate is still a distant prospect, warns Bank governor
2 August 2010
MERVYN KING A LONG ROAD TO ‘NORMAL’
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Sales appointments may raise Abbey’s broker service level
2 August 2010
Congratulations to Jeremy Duncombe and Sue Carvell who are now in top sales roles at Abbey for Intermediaries, with Duncombe responsible for the field sales force and Carvell for telephone sales and service.
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Select &; Protect in GI deal with Peter Alan
2 August 2010
Select & Protect has entered into an exclusive partnership with Peter Alan Financial Services to be its sole provider of general insurance.
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Slimmed-down solicitor panel will help us limit fraud, claims Lloyds
2 August 2010
Lloyds Banking Group says fraud played a part in its decision to cut its solicitor panel across all of its brands.
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The low base rate is symptomatic of an unhealthy economy
2 August 2010
An interest rate of 0.5% is a clear signal of a bust and unhealthy economy, and should be seen as an emergency measure.
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The mortgage Mole
2 August 2010
DIGGING THE DIRT IN THE MORTGAGE WORLD…
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This month's decision: Hold
2 August 2010
Mortgage Strategy’s shadow Monetary Policy Committee chairman says the base rate has been too low for too long but the other members vote for a hold again
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Time for lenders to give FTBs a chance
2 August 2010
AARON STRUTT PRODUCT AND COMMUNICATIONS DIRECTOR TRINITY FINANCIAL GROUP
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Use technology to rebuild the market
2 August 2010
ALAN CLEARY MANAGING DIRECTOR PRECISE MORTGAGES
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Websites outflank brokers in battle for cover business
2 August 2010
Brokers are being bypassed by price comparison websites as the internet continues to dominate the market, says Deloitte.
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Woolwich cuts rates by up to 0.21%
2 August 2010
Woolwich has cut rates on its 80% LTV mortgages by up to 0.21% and introduced a drop lock facility.
