Mortgage Strategy
15 February 2010
-
60 Seconds with...David Salusbury
15 February 2010
David Salusbury, chairman, National Landlords Association
-
Any chance of a worthwhile FSA boss now, Gordon?
15 February 2010
Hector Sants was the presentable face of the FSA, used by this government to head off criticism after the previous incumbent - Nero’s long-lost cousin - was dumped for being totally unaware of what was going on around him.
-
Be like an IFA and spread your wings
15 February 2010
STEPHEN JOHNSON, SALES AND MARKETING DIRECTOR, COMMERCIAL FIRST
-
Big banks fail to meet business lending targets
15 February 2010
The Royal Bank of Scotland and Lloyds Banking Group are failing to meet legally binding commitments to lend to businesses, agreed as part of government support for the two banks.
-
Boom in interest in rental properties
15 February 2010
Countrywide saw new enquiries for rental properties rise by a massive 94% in January compared with the previous month.
-
Brokers to pay price of FSA fraud clampdown
15 February 2010
REGULATOR HIGH NUMBER OF CASES IN SECTOR
-
BSA advises society bosses on how to respond to awkward questions
15 February 2010
The Building Societies Association has written to the chief executives of mutuals offering guidance on answering tricky questions about potential losses.
-
CAN YOU HAVE A POP TO WIN THIS POSH MONTBLANC ROLLERBALL PEN?
15 February 2010
-
CML ponders cutting repossessions forecast for 2010 to less than 53,000
15 February 2010
The Council of Mortgage Lenders has hinted that it might lower its repossession forecast for 2010 after seeing lower than expected reposs-essions in Q4 2009.
-
Committee to look into repayment difficulties
15 February 2010
The Treasury Committee is to carry out an inquiry following its Mortgage Arrears and Access to Mortgage Finance report, published last July. This will look into why borrowers are struggling with mortgage payments and what is being done to help them. The deadline for submissions is March 1, with oral evidence sessions planned for later that month.
-
Confusion surrounds ResCap’s destiny
15 February 2010
What’s going on across the Pond
-
Consequences of 2007 debts will be seen as rates rise
15 February 2010
Mortgage demand was weak in 2007 although approval levels were close to record highs. Meanwhile, demand was strong last March as many home owners wanted to remortgage, most without success.
-
Desperately seeking more lending funds
15 February 2010
ALAN CLEARY, MANAGING DIRECTOR, EXACT
-
Don't let clients go astray like Tiger
15 February 2010
ROGER EDWARDS, PROPOSITION DIRECTOR, BRIGHT GREY
-
End of liquidity scheme won't lead to mortgage rate hike, says lender
15 February 2010
MERVYN KING, SCHEME IS GENEROUS
-
Floatation may fund Santander’s bid for RBS branches
15 February 2010
Santander is thought to be consi-dering a floatation of its UK businesses as part of plans to buy up branches being sold by the Royal Bank of Scotland.
-
Funding shortage divides the market
15 February 2010
GILES SMITH, CHIEF SURVEYOR, SHEPHERD CHARTERED SURVEYORS
-
Government must help banks rather than hinder them
15 February 2010
Lenders need innovation in their approach to mortgages and the authorities should allow them to get on with it
-
Guildford retains its grip on reality
15 February 2010
One of the virtues of my job is the ability to dip into a huge pool of data on property price movements and related trends.
-
High SVRs are mad and mean lenders will lose business
15 February 2010
I was intrigued to read that Moneysupermarket.com’s research seems to show the majority of borrowers would be better off remortgaging.
-
Holding our breath as we await change
15 February 2010
ALISON BEECH, BUSINESS RELATIONSHIP DIRECTOR, SPICERHAART AND VALUNATION
-
Katie Tucker to take COO role at Private Finance
15 February 2010
Katie Tucker, technical manager at Mortgageforce, is leaving the firm to join specialist high net worth brokerage Private Finance as chief operating officer.
-
L&G director to cycle the extra mile
15 February 2010
Ben Thompson, director of mortgages at Legal & General, will be setting off for Spain on May 19 to raise money for housing charity Shelter.
-
Last week's winner
15 February 2010
“Despite only three people attending his leaving do Hector Sants finally proved he could organise a piss-up in a brewery.”
-
Lenders and borrowers are both paying a high price for bailing out failed banks
15 February 2010
I was incensed to read some of the comments made on Mortgage Strategy Online about Moneysupermarket’s research last week suggesting that the majority of borrowers would be better off remortgaging than staying on their lender’s SVR.
-
Lenders, not Labour, have kept repossession figures down
15 February 2010
Recent figures reveal that one of the government’s much heralded schemes to keep people in their homes - the Mortgage Rescue Scheme - has managed to help just 276 households since it was launched in January 2009.
-
LSL buys specialist surveying practice
15 February 2010
LSL Property Services has acquired Templeton LPA, a specialist practice of chartered surveyors based in Cardiff and Leeds.
-
Market watch
15 February 2010
The specialist sector is showing plenty of innovative thinking as usual, with Savills Lending Solutions launching an express bridging deal and AToM doing more non-standard prime cases
-
Media spotlight: Whoops!
15 February 2010
By John Lanchester
-
Money lessons may pay off for advisers
15 February 2010
IAIN MALLON, DIRECTOR OF PROTECTION MARKETING, AXA
-
Mortgage Mole
15 February 2010
DIGGING THE DIRT IN THE MORTGAGE WORLD…
-
Mortgage rescue plan fails to impress
15 February 2010
The government’s £285m Mortgage Rescue Scheme has come under fire after figures last week showed it has only helped 276 households since it was launched in January 2009.
-
Paying for our own noose
15 February 2010
The news that brokers will have to cough up a minimum of £1,000 to be regulated by the Financial Services Authority will do little to gladden the heart of an industry struggling to get back on its feet after the worst two years in living memory.
-
Press release about FSA CEO quitting was cringeworthy
15 February 2010
The nature of the announcement last week that Hector Sants is to step down from the top job at the regulator made me cringe. But then, it seems there is no shame at this level of politics.
-
RBS must see sense and avoid sparking a dual pricing row
15 February 2010
First, I’d like to make it clear that it is not my intention in this letter to have a go at the Royal Bank of Scotland - I just want it to see sense.
-
Regulate branch staff like brokers, says AMI
15 February 2010
The Association of Mortgage Intermediaries has called on the Finan-cial Services Authority to apply the same regulatory standards to in-branch advisers that mortgage brokers are subject to.
-
Regulator's record shows Sants has little to be proud of
15 February 2010
I was intrigued to hear the comments of Hector Sants, chief executive of the Financial Services Authority, in announcing his resignation last week, in particular that he is proud of the way the regulator had risen to the challenge of the financial crisis.
-
Remortgage products come back into vogue
15 February 2010
The remortgage market has started to make a comeback, as research reveals that most borrowers sitting on their lenders’ SVRs would be better off remortgaging.
-
Rightmove's share price jumps
15 February 2010
Rightmove saw its shares leap last week after increasing its profit forecast for 2010.
-
Savills gets into express bridging
15 February 2010
Savills Lending Solutions is laun-ching an express bridging product funded by Lowry Capital.
-
Setting a course for sustainable growth in 2010
15 February 2010
The Bank base rate must remain low and monetary policy loose to encourage strong economic recovery
-
Shining a light on the FSA’s dim ideas
15 February 2010
AMI’s response to the Mortgage Market Review effectively demonstrates potential dangers in the regulator’s nannying approach to the industry and its lack of market knowledge
-
Signs of life in the buy-to-let market
15 February 2010
There are signs of a modest reco-very in the buy-to-let sector despite last year being the worst for buy-to-let lending since 2001.
-
Sink or swim
15 February 2010
With property values starting to rise again we look at whether this is a good time to plunge into the buy-to-let market or if it would be wiser to stick to dry
-
Spread your net to catch new clients
15 February 2010
JEFF KNIGHT, CONSULTANT, TONIC MARKETING SOLUTION
-
SVR clients next in line to feel the pain
15 February 2010
JAMES WATSON, SALES AND MARKETING DIRECTOR, PAYMENTSHIELD
-
Take another look at bridging sector
15 February 2010
ROGER MORRIS, BDM, AFFIRMATIVE FINANCE
-
Take good care of client information
15 February 2010
IAN MERRIMAN, BUSINESS DEVELOPMENT MANAGER, INTELLIFLO
-
Telephone-qualified leads for brokers
15 February 2010
Brokers can now buy remortgage leads from Leadbay that have been telephone-qualified before being passed on.
-
The never-ending story of London's poshest precincts
15 February 2010
I like estate agents but some are brazen when it comes to expanding smart-sounding areas of the capital
-
The repossessions visionaries could be right about rise
15 February 2010
The story on Mortgage Strategy Online last week stating that 67% of lenders and repossession experts predict a rise in repossessions was astounding - these people must have psychic powers to see such a thing coming.
-
Top job at regulator may go to an industry insider
15 February 2010
HECTOR SANTS, PROUD OF THE FSA’S RECORD
-
We are too indebted to help first-timers
15 February 2010
PAUL HUNT, MANAGING DIRECTOR, PHOEBUS SOFTWARE
-
Why fair-weather brokers face the winds of change
15 February 2010
The downturn has provided a chance for advisers to focus on long-term client relationships and charge fees
-
Yorkshire launches two-year direct deal
15 February 2010
The Yorkshire Building Society has launched a two-year fixed rate mortgage at 3.09% that is only available direct.
