Mortgage Strategy
13 December 2010
-
60 seconds with...Andy Pratt
13 December 2010
Andy Pratt, Chief operating officer, Alexander Hall
-
A better year ahead beckons the savvy
13 December 2010
David Finlay Intermediary Business Director Barclays
-
A worrying message on buy-to-let sector
13 December 2010
Bob Young Managing Director Capital Home Loans
-
ASA tells Abbotts to withdraw ad's misleading claims
13 December 2010
The Advertising Standards Authority has upheld a complaint by Spicerhaart Group against Abbotts Estate Agents, part of Countrywide Group.
-
At last house prices leave the front page
13 December 2010
Robert Winfield Operations Director Chartwell Healthcare
-
Bank levy of 0.05% will raise £2.5bn a year, says Hoban
13 December 2010
Mark Hoban: ’Levy is fair contribution’
-
Benefit change will be testing, not fatal
13 December 2010
Paul Howard Head of Corporate Accounts Nationwide
-
Brokers need to drop all their negativity and look at market
13 December 2010
Letters to the editor
-
Brokers should not reward lenders for outdated systems
13 December 2010
Letters to the editor
-
Can you have a pop to win this bottle of mighty fine champagne?
13 December 2010
Housing minister Grant Shapps works his magic in the community
-
Challenges on all fronts give brokers a chance to shine
13 December 2010
House price uncertainty, unemployment and lending constraints will make advisers even more vital in 2011
-
Could be better
13 December 2010
We’ve had new lenders and products to raise our spirits this year, alongside big news like the MMR and the decision to scrap the FSA. It’s been busy, but substantial improvement in the mortgage market remains elusive
-
Disappointing that the best bit of MMR has been put back
13 December 2010
Letetrs to the editor
-
Don't let bad apples tarnish PPI barrel
13 December 2010
Geoff Hall Managing Director Berkeley Alexander
-
Flying freeholds get cold shoulder from high street
13 December 2010
Banks run a mile from the dreaded words flying freehold but luckily private banks take a more sensible approach
-
FSA must reconsider delay to individual registration
13 December 2010
Star Letter
-
FSA should think of what public needs, not just saving face
13 December 2010
Is the decision to delay the individual registration of brokers meant to be for the public’s benefit or just for the banks’ and FSA’s?
-
Gay sets out stall to create vision for future with trade body review
13 December 2010
Stephen Gay, the new director-general of the Association of Mort-gage Intermediaries, has called for a review of the trade body to examine whether it offers value for its members.
-
'I was misled', is Brown's defence of why reckless RBS caught him out
13 December 2010
Gordon Brown says he was misled about the extent of reckless lending at the Royal Bank of Scotland.
-
It's house prices not credit that's the real problem for buyers
13 December 2010
Letters to the editor
-
January offerings will be the real test
13 December 2010
Alan Cleary Managing Director Precise Mortgages
-
Labour slams Shapps for late action on MMR fears
13 December 2010
Housing minister Grant Shapps has come under fire from the Labour party for failing to respond quickly enough to the Mortgage Market Review.
-
Last week's winner
13 December 2010
Last week’s winnerDuncan Jones, Leicester HaartPictured at the X-Factor auditions is the latest man band No Direction
-
Leader: Brokers have adapted well
13 December 2010
This week’s issue of Mortgage Strategy takes a look back over the last 12 months which have been tumultuous.
-
Letter casting slurs on Gambians was an ill-informed one
13 December 2010
Letters to the editor
-
Long overdue end to enhanced proc fees no threat to brokers
13 December 2010
Letters to the editor
-
Majority will hike customers' fees
13 December 2010
Just over half of Mortgage Strategy Online readers say they would increase the fees they charge clients to compensate for any reduction in proc fees.Some 57% said they would be increasing fees compared with 43% who would not.It comes after three lenders revealed that they will reduce proc fees next year.This week Mortgage Strategy asks: “Would higher taxation of property be a good thing?”
-
Make an early start with income cover
13 December 2010
Graham Harvey Managing Director Individual Friends Provident
-
Marketwatch
13 December 2010
It’s clear the top end of the market is doing all right, with Investec launching a £1m mortgage. And Barclays is right to rationalise its proc fees - we were just lucky that it gave extra commission for offset
-
Media Spotlight: Beyond the crash by Gordon Brown
13 December 2010
-
Miss the boat with blinkered approach
13 December 2010
Jeff Knight Managing Director Tonic Marketing
-
Mortgage Options and estate agent in joint venture
13 December 2010
Andrews Estate Agency and Mortgage Options have jointly set up Mortgage Options (Partnership Division).
-
NAEA's licence plan will create false sense of competence
13 December 2010
The National Association of Estate Agents is launching a licencing system, presumably for its members.
-
New entrants should already be regulated
13 December 2010
George Patellis Chief Executive Officer Tiuta
-
No accountability makes bank probes a waste of money
13 December 2010
Letters to the editor
-
OECD calls for higher tax to prevent bubble
13 December 2010
A leading international body last week argued that higher property taxation could prevent a future housing bubble.
-
OFT raps firms for bankruptcy service failings
13 December 2010
The Office of Fair Trading has ordered broker Alpha Mortgages Manchester and two of its associated companies to improve their practices when offering bankruptcy annulment services to customers.
-
Platform claims interest-only cap is bid to stave off more regulation
13 December 2010
Platform says it is trying to prevent greater regulation being imposed on the industry by capping interest-only loans at 75% LTV and £500,000.
-
Plug the mortgage gap with protection
13 December 2010
Iain Mallon Director of Protection Marketing AXA
-
PM help on military deals is hypocrisy of the highest order
13 December 2010
Letters to the editor
-
Profits hit £257,000 at Mortgage Brain but turnover falls
13 December 2010
Mortgage Brain made a £257,000 profit in the year to March 2010, its annual accounts reveal.
-
Putting customers' legacy fears to rest
13 December 2010
Managing Director More2Life
-
QE2 forecast to set sail next year as fears over growth take hold
13 December 2010
Economists are predicting that the Bank of England will increase quantitative easing by at least £50bn in the new year.
-
Renting could be a permanent choice for next generation
13 December 2010
Graduate debt and the need for huge deposits may lead to a culture change, which will put the focus on B2L
-
RMBS losses likely to be worse than expected
13 December 2010
Securitisations from Bradford & Bingley and Northern Rock Asset Management will suffer greater losses than expected in 2010, says Moody’s Investor Services.
-
Set your sights on landlords' GI needs
13 December 2010
Jason Berry Head of Distribution and Strategy Safe & Secure
-
Slow recovery needs a flexible outlook
13 December 2010
Despite the scars of the recent past now is the time to prepare for the future, however uncertain it looks. So testing your business model against extreme scenarios will leave you in a strong position
-
Small steps en route to a brighter future
13 December 2010
Precedent tells us it could be 2017 before house prices match 2007 levels but don’t be too gloomy - higher interest rates may be round the corner which will have a positive impact on lending markets
-
Steady as she goes attitude will keep B2L on even keel
13 December 2010
A rise in confidence is good news, but it needs to turn into more enquiries and business to make a difference
-
The Mortgage Mole
13 December 2010
Digging the dirt in the mortgage world…
-
Top of the league: Shortlist for last competition of year is revealed
13 December 2010
The shortlist for the last Top Of The League of 2010 has been unveiled.
