Mortgage Strategy
1 March 2010
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A&L unveils RMBS deal worth £1bn
1 March 2010
Alliance & Leicester has launched a residential mortgage-backed securi-tisation worth £1bn.
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It's disappointing that Clydesdale is cutting out brokers
1 March 2010
The last time I contacted Mortgage Strategy it was to heap praise on Accord Mortgages, which continues to provide excellent service.
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37% Of mortgage firm complaints are upheld
1 March 2010
The Financial Ombudsman Service upheld 37% of complaints against mortgage and home finance firms in the last six months of 2009, a fall of 4%compared with the first six months of the year.
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60 Seconds with...Charles Haresnape
1 March 2010
CHARLES HARESNAPE, GROUP MORTGAGE SERVICES DIRECTOR, CONNELLS
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AfI is only asking intermediaries to do the right thing
1 March 2010
I was interested to read your recent article headlined ’AfI gets tough on income proof for fast-track’ (Mortgage Strategy Online).
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Awards evening gets an '80s vibe with Boy George
1 March 2010
The great and the good of the industry gathered for the prestigious Mortgage Strategy Awards at the Gros- venor House Hotel last Wednesday
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Bankers' bonuses are good for us regular folks too
1 March 2010
Thanks to the taxman, bankers are some of society’s biggest givers, so stop criticising them for big payouts
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Buy-to-let cover is a growth market
1 March 2010
ANDY LEES, KEY ACCOUNT MANAGER, UINSURE
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CAN YOU HAVE A POP TO WIN THIS POSH MONTBLANC ROLLERBALL PEN?
1 March 2010
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Cast your net wider but mend holes first
1 March 2010
JEFF KNIGHT, CONSULTANT, TONIC MARKETING SOLUTIONS
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Clarification on value of Co-op RMBS deal
1 March 2010
In our leader last week we incorrectly stated that The Co-operative Bank had launched its first prime RMBS deal at £25bn. This should have read £2.5bn.
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Compared with US we're doing all right
1 March 2010
ALAN CLEARY, MANAGING DIRECTOR, EXACT
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Coreco links up with another estate agency chain
1 March 2010
Coreco Group has teamed up with London-based James Pendleton Estate Agents to offer prospective purchasers mortgage advice.
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Do not rely on the largesse of lenders
1 March 2010
JAMES WATSON, HEAD OF SALES AND MARKETING, PAYMENTSHIELD
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Ensure the safety of backed-up data
1 March 2010
MARK BLACKWELL, MANAGING DIRECTOR, XIT2
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FSA's actions are an emotive subject
1 March 2010
JOANNE SMITH, CHIEF EXECUTIVE AND CREATIVE OFFICER, THE CONSULTING CONSORTIUM
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Housing market is wilting under the Spanish sun
1 March 2010
If you think the UK property market is in bad shape spare a thought for developers and investors in Spain
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It's likely that fraud is rife as brokers try to boost income
1 March 2010
Am I alone in surmising that brokers must still be regularly perpetuating mortgage fraud by placing self-cert business through fast-track lenders?
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Last week's winner
1 March 2010
“Oh my god, it’s been years since one woman asked me upstairs, let alone three!”LAST WEEK’S WINNERMARC HARRISLLOYDS TSB
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Leader: Saved from jaws of disaster
1 March 2010
The news last week that Towergate had saved John Charcol at the 11th hour, taking the firm out of administration, was a shot in the arm for the industry.
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Lloyds blames fall in demand as it pulls the plug on guarantor deals
1 March 2010
JONATHAN CLARK HALIFAX HAD STRICT CRITERIA
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Lloyds pledges to stay true to broker market
1 March 2010
Nigel Stockton, sales director of mortgages at Lloyds Banking Group, has reaffirmed the lender’s commitment to intermediaries after its results showed it grew its mortgage business in 2009 by focussing on branches.
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Marketwatch
1 March 2010
It’s great that Portillion will be an intermediary-only lender and its experienced management is likely to spot lending opportunities - more competition is just what we need
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Media Spotlight: The Great Offices Of State
1 March 2010
Presented by Michael Cockerell, BBC4
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Metro Bank makes two top-level appointments
1 March 2010
Former Openwork chief executive Keith Carby has been appointed non-executive director at Metro Bank. The lender has also appointed Stuart Bernau, formerly retail director at Nationwide Building Society, to its board.
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MMR proposals will make us take a step backwards
1 March 2010
Banning self-cert and fast-track will lead to extra costs and hassle for consumers, which isn’t exactly non-controversial
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More insurance on pets than income
1 March 2010
ED STUART-BROWN, HEAD OF PROTECTION SALES, FRIENDS PROVIDENT
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Mutuals' results paint mixed picture of sector
1 March 2010
Building societies have reported a mixed bag of results for 2009, with Yorkshire Building Society seeing pre-tax losses of £12.5m.The result represents a dramatic fall from the Yorkshire’s position in 2008 when it recorded a pre-tax profit of £8.3m. Provisions on mortgage losses went from £25m in 2008 to £59m 2009.
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New-build valuers must change habit
1 March 2010
As part of a recovery in the housing market, we are seeing improvement in the new-build sector.
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Newcastle unveils two products at 90% LTV
1 March 2010
Newcastle Building Society has launched a two-year fixed rate and a two-year tracker at 90% LTV. The fixed rate is available at 5.95% with a £499 completion fee and a £195 reservation fee, while the tracker rate is available at 4.6%.
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Onslaught of banks threatens societies
1 March 2010
CHRISTOPHER TAYLOR, CHIEF EXECUTIVE OFFICER, LONDON + EUROPEAN
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Packaged deal
1 March 2010
Bundled deals pose a threat to brokers so they need to start thinking more like IFAs and brush up their knowledge of other products to compete
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Protect clients from losing their homes
1 March 2010
IAIN MALLON, DIRECTOR OF PROTECTION MARKETING, AXA
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Purchase approvals plummeted as buyers stayed at home in January
1 March 2010
A fall of more than 10,000 in house purchase loan approvals in January has been blamed on bad weather and a seasonal dip.
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Redstone rapped for client data leak
1 March 2010
The Information Commissioner’s Office has found London-based Redstone Mortgages in breach of the Data Protection Act after personal information relating to 15,333 mortgage accounts was emailed to a member of the public by mistake.
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Regulators and politicians should give self-employed the respect they deserve
1 March 2010
Star letter
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Rescued John Charcol to take on 20 advisers
1 March 2010
Robert Sinclair, Good thing that brand was saved
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Stricter regulation is the way to avoid problems in future
1 March 2010
If the FSA expected an easy ride following the publication of its MMR proposals it must have been sorely disappointed.
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Take a cool look at the MMR - it's not all bad news
1 March 2010
Brokers should consider the practical implications of the MMR rather than assume it spells the end of their sector
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the mortgage mole
1 March 2010
DIGGING THE DIRT IN THE MORTGAGE WORLD…
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This month's decision: hold
1 March 2010
With inflation on the up and growth still weak, raising the base rate this month could do more harm than good, according to Mortgage Strategy’s Monetary Policy Committee
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Time to get back to basics on buy-to-let
1 March 2010
ALISON BEECH, BUSINESS RELATIONSHIP DIRECTOR, SPICERHAART AND VALUNATION
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TMW gets back into niche sectors
1 March 2010
The Mortgage Works has launched buy-to-let products for houses in multiple occupation and limited companies.
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TMW's head office audits are unfair on its borrowers
1 March 2010
’You always want the best possible deal for your client but we believe the best possible service is just as important.’
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Turning a vulture fund into a cash cow
1 March 2010
What’s going on across the Pond
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Weathering a slow start to this year
1 March 2010
DAVID FINLAY, INTERMEDIARY BUSINESS DIRECTOR, BARCLAYS
