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Lendingzone Magazine
The B2L challenge to pensions
With low interest rates affecting pension pots, there is an argument for buy-to-let to be marketed to clients as an alternative. John Greenwood examines the pension versus buy-to-let strategy
Safe as houses
The eurozone crisis, dwindling faith in unsecured lending and regulatory changes are prompting investors to view UK RMBS as a place of relative safety, says Samuel Dale
Cable's mansion tax fails to scare industry
The prospect of a tax being introduced on homes worth more than £2m is not being regarded as a threat to the housing market, with few predicting widespread destabilisation of prices or transactions, says Edmund Tirbutt
Now for the aftershock
The ring-fencing of retail banking to protect it from volatile investment arms was inevitable after the seismic events of the last few years, but the shake-up will be huge, says Samuel Dale
Contagion alert
Although still relatively unscathed from eurozone troubles and the US downgrade, the UK must be on its guard to prevent the debt virus coming our way, says Samuel Dale
Lendingzone - Opinion
Conveyancers face a rocky ride
Lenders’ panels lie behind one of the many challenges conveyancers will have to tackle in a year that looks like it will be the most demanding in a long time. And technology is another issue that could make or break solicitor firms
Side effects of MIG medicine
It’s no miracle cure but the MIG scheme could certainly ease the housing shortage pain and help credit-worthy buyers. But lenders will be concerned about the instant devaluation of new-builds so valuers will have to prove they have robust processes
Living in the age of less reason
If you care to believe recent evidence that our cognitive decline starts at 45, it raises all sorts of interesting questions about the performance of our financial sages over the last few years, from Mervyn King and John Tiner to Sir Callum McCarthy and Fred Goodwin
Time King had a modern court
As the Independent Banking Commission’s final report nears publication, there is evidence to suggest the multitude of problems with the UK’s banking system can be traced back to Threadneedle Street and the thorny question of who really calls the shots in a financial crisis
A dose of reality on house prices
If we compare conditions during the price boom between 2000 and 2007 to the current litany of economic challenges, we must accept that it will be a long, hard struggle to regain 2007 levels
Lenders Opinion
There's no room for inertia with key relationships
The market has been left with few big players so strategic relationship building is now more important than ever
