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JULY ISSUE
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Proving that clarity and consistency are bestProving that clarity and consistency are best
I last interviewed Mark Parsons, managing director of home finance at Barclays, in April 2007. Northern Rock had still to fail and the world of banking and housing finance had yet to unravel.
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Bailouts and the blame game
Given that Dunfermline Building Society had just done a passable imitation of a failed mortgage bank and been swallowed up by the mighty Nationwide and the press was reporting the imminent demise of West Bromwich Building Society for similar afflictions, the mood of delegates at the Building Societies Association's annual conference at Harrogate in May was surprisingly upbeat.
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Tide may be starting to turn
The Lending Strategy round table discussion that took place following the Building Societies Association's annual conference in May provoked some interesting discussions.
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How the players were played
Twenty years ago this month building society Abbey National, as it was then known, converted into a mortgage bank having persuaded its members to vote for the move by promising them a big chunk of shares in the new company.
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Buy-to-let is ahead of the game
I don't think anyone could sensibly argue that the buy-to-let sector has not suffered to the same extent as the wider residential mortgage market as a result of the downturn. In fact, it's possible that it has suffered more.
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The month at a glance
As the first month of summer began the banking world was greeted with the news that the mighty Lloyds Banking Group was to streamline its broker offering by channelling all business via Birmingham Midshires, Cheltenham & Gloucester, Halifax and Scottish Widows Bank.
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