Mortgage Strategy
Lending Strategy March 2010
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10,000 Irish banking jobs could go, warns union
Lending Strategy March 2010
Bank of Scotland (Ireland): a glamorous HQ building but lender is set to close its Halifax retail branch network, adding to job losses in the sector as a whole
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A holistic approach to solvency
Lending Strategy March 2010
Sound risk management should form the bedrock of stability for lenders and insurers alike, especially with Solvency II on the horizon, says Ian Moffatt, president and chief executive officer for Europe of Assurant Solutions
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A short, sharp Tory shock
Lending Strategy March 2010
In the first of a series of features on the main political parties in the run-up to the election Christine Toner looks at the Conservatives’ fast-track economic recovery plan and how this might affect the lending and housing sectors
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Boost savings to save mutuals
Lending Strategy March 2010
The government should do more to encourage liquid savings as a way of boosting retail funding and supporting the beleaguered societies sector, says Gary Styles, risk and economics director at Hometrack
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Brand new plan
Lending Strategy March 2010
Rather than being compromised by a costly state rescue the Royal Bank of Scotland is doing pretty well on the mortgage front and now Graham Felstead, head of intermediary channel at the lender, has launched a rebrand under the NatWest banner
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Buyers are left out in the cold as home purchase approvals plunge
Lending Strategy March 2010
Dooks: freezing weather may have deterred shoppers while businesses are still suffering the effects of the downturn
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Cheap point-scoring alive and well in the month of the dead
Lending Strategy March 2010
At the end of February my wife and I settled down to dinner and offered a toast to the month of the dead. And why not?
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Checkmate becomes Portillion and eyes retail deposit funding
Lending Strategy March 2010
Dearing: appointment as savings director suggests Portillion will target retail deposits
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Defeating the enemy within
Lending Strategy March 2010
Battling the internal monster of waste should be a strategic objective of any well drilled marketing department, says Jeff Knight, managing director of Tonic Marketing Solutions
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Getting match fit for recovery
Lending Strategy March 2010
Business rules management techniques could help lenders get in shape for the better times to come, says Geraint Chamberlain, head of consultancy at Target Group
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How distortion flourishes in our divided kingdom
Lending Strategy March 2010
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Landlords set to take leading role
Lending Strategy March 2010
The downturn may result in a market shift away from home ownership and towards renting which would be a big opportunity for lenders, says Sally Laker, managing director of Mortgage Intelligence Holdings
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Lending a hand in poor countries
Lending Strategy March 2010
Paul Hunt
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Movers and Shakers
Lending Strategy March 2010
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Mutual appreciation as two societies' profits soar
Lending Strategy March 2010
Ward: our lending policies continue to be prudent and all our mortgage lending is funded by retail savings
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Mutuals - talk about pressure
Lending Strategy March 2010
With the sector facing severe challenges on several fronts a line-up of speakers who won’t duck the issues is the order of the day at May’s Building Societies Association annual conference in Manchester, says Christine Toner
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Political pressure grows for Scottish-style mortgage rescue plan
Lending Strategy March 2010
The Irish government is under increasing pressure to produce a rescue plan for struggling mortgage holders as arrears mount and interest rates rise.
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Reasons to be gloomy in 2010
Lending Strategy March 2010
A recent survey shows that the outlook for repossessions is just one of several dark clouds hanging over the mortgage market, says Paul Walshe, head of lender services at Moore Blatch
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Regulating buy-to-let sector is pointless, says CML
Lending Strategy March 2010
Let it be: extending regulation could harm investment in buy-to-let, says trade body
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Small step for man, giant leap for bank
Lending Strategy March 2010
Money walks: Commerzbank sold this Giacometti sculpture for a record auction price of £65m
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Terry, Hoddle and the Nationwide line
Lending Strategy March 2010
Hot water: soccer scandal brings back memories for Kent Reliance boss Lazenby
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The month at a glance
Lending Strategy March 2010
With Valentine’s Day on the cards February was always likely to be an
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There's a hole in my safety net
Lending Strategy March 2010
A change in insurers’ approach could mean that residential conveyancing disappears as the main source of business for small and medium-sized law firms, says Philip Tebbatt
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Turner urges second thoughts on financial services freedom
Lending Strategy March 2010
Lord Turner: the concensus that liberalisation is beneficial in all circumstances is based on ideology rather than evidence
