Mortgage Strategy
Lending Strategy Feb 2010

  • A brand new look for lenders

    Lending Strategy Feb 2010

    Lenders’ brand strategies may have to be adjusted to take account of the changing way the financial world is perceived by consumers, says Jeff Knight, managing director of Tonic Marketing Solutions

  • An outsourcer for all seasons

    Lending Strategy Feb 2010

    The benefits of lenders outsourcing non-core operations to specialist firms remain valid whatever the economic backdrop, says Jeff Quilter, director of strategy at HML

  • Analytical disorder grips the market

    Lending Strategy Feb 2010

    Evidence of compulsive predictive fallacy syndrome - otherwise known as CPFS - is growing, possibly in response to analysts suffering from post-credit crunch stress disorder (PCCSD).

  • Benny banks on the society model

    Lending Strategy Feb 2010

  • Flight to conveyancing quality

    Lending Strategy Feb 2010

    Opportunity knocks for conveyancing firms that are technologically astute and provide top quality service, says David Duckworth, head of residential conveyancing and HIPs at Optima Legal

  • Getting a grip on business risk

    Lending Strategy Feb 2010

    The need for financial firms to have risk management strategies in place has been all too clearly demonstrated in recent years, says Ian Moffatt, president and chief executive officer for Europe of Assurant Solutions

  • Health threat to minister - and a nation's economy

    Lending Strategy Feb 2010

  • King calls for a debate on liability reform in the banking sector

    Lending Strategy Feb 2010

  • Movers and Shakers

    Lending Strategy Feb 2010

  • On course for healthy growth

    Lending Strategy Feb 2010

    A combination of software and servicing means Target Group is in good shape whatever the economic climate James Snow, chief executive officer of Target Loan Servicing, tells Christine Toner

  • Optimism rather than greed caused the crunch, stupid

    Lending Strategy Feb 2010

  • Politicians urged to speak up on benefits of private rented sector

    Lending Strategy Feb 2010

  • Realistic goals

    Lending Strategy Feb 2010

    This time last year David Cutter had just started his new job as chief executive of Skipton Building Society - a big ask given the turmoil in the economy but maybe not so tough for a former international hockey player

  • Rebuild on strong foundations

    Lending Strategy Feb 2010

    Lenders must regain public confidence while getting themselves in shape to take advantage of the economic recovery, says Mikael Krohn, vice-president at IT specialist EDB Business Partner

  • Regulator must tread carefully

    Lending Strategy Feb 2010

    This year will be dominated by funding and regulation, and the FSA must not hinder competition which remains the key to recovery, says Peter Williams, executive chairman of Intermediary Mortgage Lenders Association

  • Relax - don't do it, says the FSA

    Lending Strategy Feb 2010

    Prepare for more worry and work in the lending sector as the regulator piles on the pressure with regard to stress testing in the wake of the banking crisis, says Philip Tebbatt

  • Seeds of stability and growth

    Lending Strategy Feb 2010

    Although the prospects for lending expansion are subdued this year could set a stable base for recovery if action is taken to curb public spending, says Gary Styles, strategy, risk and economics director at Hometrack

  • Signs of hope for landlord clients

    Lending Strategy Feb 2010

    This is a good time for lenders to support the increasingly confident buy-to-let sector if they have access to funding, says David Brown, commercial director at LSL Property Services

  • Skipton restructure puts 90 jobs in the firing line

    Lending Strategy Feb 2010

  • Spotlight on risk assessment

    Lending Strategy Feb 2010

    In the concluding part of his report from the US mortgage front line Craig Focardi say that servicers could better help borrowers in difficulty if they revamped their credit risk assessment techniques

  • Talks to forge third force in Irish lending

    Lending Strategy Feb 2010

    Merger talks are underway in Ireland between Educational Building Society and Irish Nationwide in a bid to create a force to compete with the country’s big two lenders, Allied Irish Bank and Bank of Ireland.

  • The month at a glance

    Lending Strategy Feb 2010

    A shiver ran down the spine of the lending sector in icy January as Prime Minister Gordon Brown pondered whether or not to copy President Obama’s clampdown on big banks in the US

  • This is the self-preservation society

    Lending Strategy Feb 2010

    Labour MPs Elliott Morley and David Chaytor - who are being investigated by police over Daily Telegraph allegations they spent taxpayers’ money on non-existent mortgages - and a third MP, Jim Devine, alleged to have submitted a claim for more than £2,000 for rewiring his flat using a bogus VAT number, are reported to have invoked the 1689 Bill of Rights.

  • Two cheers as figures highlight a modest economic rebound at last

    Lending Strategy Feb 2010

    The UK is officially on the road to recovery, according to figures released by the Office for National Statistics.

  • Watchdog bares its teeth on arrears management

    Lending Strategy Feb 2010

  • Winners and losers emerge in a changed lending landscape

    Lending Strategy Feb 2010

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