Mortgage Strategy
Lending Strategy April 2010
-
A few simple words of warning
Lending Strategy April 2010
A mandatory repossession warning on all credit products would help level the playing field between mortgage lenders and consumer credit providers, says Paul Walshe, head of lender services at Moore Blatch
-
A rigged game of give and take
Lending Strategy April 2010
It’s pretty worrying if tinkering with Stamp Duty is the best Labour can come up with as the centrepiece of its pre-election Budget, says Sally Laker, managing director of Mortgage Intelligence Holdings
-
And officials have their eye on change in the buy-to-let sector too
Lending Strategy April 2010
Rethink: industry objections to Treasury’s original proposals for regulation in the private rented sector are being considered
-
Balance sheet balancing act
Lending Strategy April 2010
Balance sheet adjustments taking place now will have a notable effect on the size and growth of the mortgage sector in the recovery phase, says Gary Styles, risk and economics director at Hometrack
-
Child benefits for a glamorous widow
Lending Strategy April 2010
Restless spirit: the widow character has been wandering the TV hills since 1986
-
CHL recognised as one of the top firms to work for
Lending Strategy April 2010
Specialist lender CHL Mortgages achieved top 20 status at this year’s Sunday Times Best Companies Awards and managing director Bob Young attributes the achievement to the enthusiasm of his 112 staff.For the record, employees enjoy a benefits package that includes private healthcare, childcare vouchers, life assurance, optional dental cover and a free confidential helpline for the use of staff and their families.
-
Figuring out the truth behind the jobless statistics
Lending Strategy April 2010
Figures released by the Office for National Statistics in March show a surprising decline in claimant count un-employment, with the figure falling by 32,300 month-on-month in February.
-
Gender questions and the new penury
Lending Strategy April 2010
Meanwhile, research from Scottish Widows shows that when it comes to financial intelligence more men rate themselves as savvy than women.
-
House prices increased in March
Lending Strategy April 2010
Property prices rose by 0.7% in March, largely reversing the 0.8% drop recorded in February.
-
Irish crisis inquiry will name the guilty institutions
Lending Strategy April 2010
Anthony Garvey
-
Labour tries to buy a reprieve
Lending Strategy April 2010
In the second of our pre-election series of features Christine Toner looks at whether Labour initiatives such as raising the Stamp Duty threshold could lure back disenchanted floating voters or if it’s all too little, too late
-
Movers and shakers
Lending Strategy April 2010
-
Network Data flop drags down Manchester profits
Lending Strategy April 2010
Botleys Mansion: Network Data’s prestigious HQ building had to be sold when the firm went under in 2009, taking Manchester’s £2.5m shareholding with it
-
On track with retro lending
Lending Strategy April 2010
With so much innovation in the mortgage industry the diminutive Stafford Railway Building Society should have been shunted into the sidings of history long ago but under Mike Heenan’s leadership it’s well placed to steam into the future as a retro lender
-
Politicians must get serious about fixing the funding gap
Lending Strategy April 2010
John Murray: Consulting Editor, Lending Strategy just.murray@yahoo.com
-
Post Office plans to take banking to the heart of communities
Lending Strategy April 2010
Business secretary Lord Mandelson has announced an expansion of the financial services offered by the Post Office, including a range of mortgages.
-
Societies must keep it simple
Lending Strategy April 2010
According to some experts the troubled building society sector can emerge from the recession in good shape if it adheres to traditional values and methods, says Christine Toner
-
That Cable guy seems to know the score
Lending Strategy April 2010
Ashley Cole: Cable compares the crestfallen striker with the PM begging for another chance
-
The high price of procrastination
Lending Strategy April 2010
If lenders find themselves facing unpalatable regulatory changes soon they only have themselves to blame for not responding to the FSA’s consultation on the Mortgage Market Review, says Philip Tebbatt
-
The month at a glance
Lending Strategy April 2010
A self-serving Budget speech was a disappointing climax to March, with chancellor Alistair Darling’s belated attempt to help first-time buyers coming at the end of a period that contained a mixed bag of news for lenders
-
The pricing model must be right
Lending Strategy April 2010
The behaviour of consumers has changed in the downturn so insurers must adapt their pricing strategies and become more like solutions providers, says Ian Moffatt, president and chief executive officer for Europe, Assurant Solutions
-
Thoughts of home sweet home
Lending Strategy April 2010
Attitudes to housing tenure are changing, with a sharp fall in the number of households buying their home with a mortgage, says Adrian Coles,director-general, the Building Societies Association
-
Treasury consults on the way ahead for mutuals
Lending Strategy April 2010
Myners: government wants to ensure the future of mutuals because they add diversity and offer a strong business model
-
Win the emotional branding race
Lending Strategy April 2010
Lenders can learn from the Michelin marketing campaign which has seen the firm boost its US market share without cutting prices, says Jeff Knight, managing director of Tonic Marketing Solutions
-
Zombie bank sues former chairman for repayment of E70m loan
Lending Strategy April 2010
Anglo Irish Bank: lender dubbed a zombie by some has initiated legal proceedings against former chairman Sean FitzPatrick
