Mortgage Strategy
Lending Strategy 01 November 2009
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A bellwether for the industry
Lending Strategy 01 November 2009
Paul Hunt, managing director of Phoebus Software, tells John Murray his firm’s market fell away sharply when the Icelandic banks collapsed but lenders are now starting to do business with it again
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All eyes on the CML conference
Lending Strategy 01 November 2009
The media focus will be on the Council of Mortgage Lenders’ annual conference on November 13 as lenders branded guilty of causing the credit crunch debate the future of the industry, says Christine Toner
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Bank of China UK becomes latest lender to sign up with the CML
Lending Strategy 01 November 2009
Bank of China UK has become the latest lender to join the Council of Mortgage Lenders.
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BBC advice, Paxman and the taxman
Lending Strategy 01 November 2009
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Equity release in the balance
Lending Strategy 01 November 2009
Despite the recent withdrawal of several equity release providers, remaining players say there is still plenty of potential in the market if they can get their funding models right, says Christine Toner
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FOS takes pride in its wordy wisdom
Lending Strategy 01 November 2009
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FSA proposes international capital surcharge for important lenders
Lending Strategy 01 November 2009
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FSA urged to avoid a witch-hunt against non-banks
Lending Strategy 01 November 2009
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Irish rescue plan is a crime, says top economist
Lending Strategy 01 November 2009
Anthony Garvey
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IT will be key to success in 2010
Lending Strategy 01 November 2009
Getting the right IT strategy in place for next year’s upturn will be vital to lenders if they want to stay ahead of the pack and outsourcing could be one solution, says Brian Brodie, chief executive officer of HML
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Knowledge of the dark side for hire
Lending Strategy 01 November 2009
One of the most curious appointments of last month was that of Adam Applegarth as an adviser to the European fund of US private equity firm Apollo.
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London leads the price fightback
Lending Strategy 01 November 2009
House prices are rising with the capital leading the way, but there are still reasons to be cautious about proclaiming a general market recovery, says Sally Laker, managing director of Mortgage Intelligence Holdings
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Models adapt to new realities
Lending Strategy 01 November 2009
As the fundamentals of business life are changing so the nature of economic modelling and forecasting is in a period of flux, says Gary Styles, strategy, risk and economics director at Hometrack
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Movers and shakers
Lending Strategy 01 November 2009
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Mutuality as a means to an endMutuality as a means to an end
Lending Strategy 01 November 2009
By suerrimposing environmental ethics on the building society model Paul Ellis, chief executive of Ecology Building Society, and his team believe they have evolved a template for responsible and sustainable lending
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Mysterious faith in state benefits
Lending Strategy 01 November 2009
As many as 16.5 million Brits believe the state welfare system provides an adequate safety net to maintain an acceptable standard of living.
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Political frustration as probe fails to bring bankers to justice
Lending Strategy 01 November 2009
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Repossessions and delusions
Lending Strategy 01 November 2009
Relatively benign repossession figures could be lulling us into a false sense of security as the economy remains weak and unemployment continues to rise, says Paul Walshe, head of lender services at Moore Blatch
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Rock restructure gets go-ahead
Lending Strategy 01 November 2009
The European Commission has approved a state aid package for Northern Rock which will see the nationalised lender separate its assets into two companies.
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Spanish giant sees profits rise by 58% at its three UK brands
Lending Strategy 01 November 2009
Santander’s UK banking arm, which is made up of Abbey, Alliance & Leicester, and Bradford & Bingley, made a profit of £1.16bn in the first nine months of 2009.
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Structural change is needed, says MPC newcomer
Lending Strategy 01 November 2009
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The FSA - this time it's personal
Lending Strategy 01 November 2009
The regulator has decided to get its own back for all the nasty things Philip Tebbatt has written about it in the past - either that or it doesn’t understand the mortgage market, he says
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The month at a glance
Lending Strategy 01 November 2009
October was marked by the publication of the Financial Services Authority’s
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Too old to work but too much in debt to retire
Lending Strategy 01 November 2009
Following the failure of a High Court appeal against the mandatory retirement age debt management specialist EuroDebt is warning that older workers forced into retirement could face serious problems.
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Two cheers for our tenacious regulator... or maybe not
Lending Strategy 01 November 2009
I would like to propose a toast to celebrate the publication of the Financial Services Authority’s Mortgage Market Review. In fact, I’d like to propose a double toast because this month also marks the fifth anniversary of Mortgage Day when the FSA took over responsibility for the regulation of the market.









