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Cover Story

Making waves

6 February 2012 | By Tessa Norman

Charles Haresnape took Aldermore boldly where no other lender was going and launched a 100% LTV product. As managing director of residential mortgages, he has set his sights firmly on further innovation this year

Analysis

Nigel Stockton

FTB figures show remarkable resilience

6 February 2012 | By Nigel Stockton, financial services director at Countrywide

Welcome to 2012 and my first article of the year. This time I thought I’d have a look at some topics that have already caught my eye. Probably the biggest and most significant piece of news to affect the industry recently is Halifax’s decision to move the LTV for certain developers on new-build houses to 90%. The move is a major breakthrough for mortgage customers, brokers and developers.

Features

Mehrdad

Shadow MPC - February

6 February 2012

With the stage set for a further round of quantitative easing Mortgage Strategy’s shadow Monetary Policy Committee sticks with its vote to hold. But if it is to avoid inflation problems later the government must time its ending of QE carefully

Week in numbers

6 February 2012

7% - The amount Loughborough’s gross mortgage lending rose in 2011.

The Mortgage Mole

6 February 2012

Fees Faff The press office at the Financial Services Authority made a faux pas last week when deputy editor Natalie Thomas telephoned to ask about its funding requirement for 2012/13.

Caption Competition

6 February 2012

Coreco’s Andrew Montlake meets Sir Richard Branson

Last Week's Winner

6 February 2012

Fran Afonso, Brooks Macdonald Mortgage Finance

Why it's kicking off everywhere

6 February 2012 | By Samuel Dale

By Paul Mason

Poll

Do you think the FSA is good value for money?

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