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The human league

30 January 2012 | By Robert Thickett

Some specialist lenders are using the human touch when deciding cases, adding what they call intelligent underwriting to the process, but here our experts debate how effective this approach really is

Analysis

Uncertainty leaves economy in jeopardy

30 January 2012 | By Gary Styles, strategy, risk and economics director, Hometrack

The outlook for the mortgage market has deteriorated in recent months as the impact of the slower economic recovery and upheavals in Europe are taken fully into account. But this revision in expectations has been pretty modest so far compared to previous shifts in the market.

Features

MS Leader: Useless records on housing

30 January 2012

The Department for Communities and Local Government made an apt retort to Lord Beecham’s criticism of housing minister Grant Shapps in the House of Lords.

Top of the League

30 January 2012 | By David Finlay, Managing Director for mortgages, Barclays

Top Of The League - the competition that seeks to reward the best talent in the broker market - has returned for another season. Launched by Woolwich mortgages from Barclays in 2010, the aim is to offer intermediaries an opportunity to scoop fantastic prizes, such as the Barclays Premier League Player Of The Month trophy. But this season has an exciting twist. Working with Barclays and last season’s judges, who have signed on for another year, the competition will concentrate on networks ...

Dates for your DIARY...

30 January 2012

February 9CML data on arrears and repossessions for Q4 2011 publishedThe Council of Mortgage Lenders reveals its latest quarterly figures on arrears and repossessions. It will be interesting to see whether recent negative economic data has had an impact.

Last week's winner

30 January 2012

Richard Jenkinson, DPR“Is that a bottle of Chardonnay in your pocket George or do you have a Semillon?”

Caption Competition

30 January 2012

The Mortgage Mole

30 January 2012

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