Mortgage Strategy
Christine Toner Editorial
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The mortgage broker's night before Christmas
20 December 2010
It was the night before Christmas, when all through the house,Not a creature was stirring, not even a mouse.The M&S stockings were hung by the chimney with care,In the hope that Santa Claus soon would be there.
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Could be better
13 December 2010
We’ve had new lenders and products to raise our spirits this year, alongside big news like the MMR and the decision to scrap the FSA. It’s been busy, but substantial improvement in the mortgage market remains elusive
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60 seconds with...Simon White
6 Dec 2010
SIMON WHITE, DIRECTOR, LONDON’S CHARTERED SURVEYORS
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60 Seconds With...Eddie Hooker
22 November 2010
EDDIE HOOKER, CHIEF EXECUTIVE, MYDEPOSITS
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Back for good
22 November 2010
John Heron, director of mortgages at Paragon, explains how the firm dealt with the fallout of its exit from the buy-to-let sector and why, despite the market turmoil, this is the right time for a comeback
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60 seconds with...David Whittaker
15 November 2010
DAVID WHITTAKER, MANAGING DIRECTOR, MORTGAGES FOR BUSINESS
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60 Seconds with...Julian Rance
08 November 2010
JULIAN RANCE DIRECTOR OF SALES PARAGON MORTGAGES
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European juggernaut
1 Nov 2010
While the FSA has been setting out its MMR proposals for the UK mortgage market, the European Commission has been devising its own rules for a Europe-wide directive which could steamroll over them
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60 seconds with...Martin Reynolds
01 November 2010
MARTIN REYNOLDS, DIRECTOR, AGENT TRACKER
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ISMI cut gives rise to arrears fears
25 October 2010
It’s a case of wait and see regarding the fallout of ISMI being slashed but with many in the industry worried it may lead to further arrears and repossessions, there is a question mark over how lenders will cope if they do rise, says Christine Toner
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Media Spotlight: Management? It's Not What You Think!
25 October 2010
By Henry Mintzberg, Bruce Ahlstrand and Joseph Lampel
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Redefining standards
25 October 2010
An increasing number of previously mainstream borrowers are now being relabelled non-standard due to tougher criteria, but it isn’t easy for specialist lenders to cater for such clients with funding still a major hurdle
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PTFS reveals it's on acquisition trail as part of growth strategy
20 September 2010
Personal Touch Financial Services has looked at four possible acquisi-tions since April, chief executive officer Doug Crawford has revealed.In an exclusive interview with Mortgage Strategy, Crawford, who joined the network in April, has outlined the network’s plans and says it is adopting a growth strategy.
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60 seconds with...Chris Gardner
20 September 2010
CHRIS GARDNER FOUNDER OBLIGO
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60 Seconds with...Simon Davies
6 September 2010
SIMON DAVIES, TECHNICAL DIRECTOR, VALUNATION
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Under fire
6 September 2010
The industry has been dodging LTV caps for a while, but the MPC’s Charles Bean has loaded the gun again, so one has to question for how long it can remain safe from this bullet
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Winners of first TOTL competition in August leave judges impressed
30 August 2010
FROM LEFT: DAVID FINLAY, JOHN BARTLEY AND PETER WILLIAMS AWARDS RECOGNISE EXCELLENCE AMONG BROKERS
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60 Seconds with...Ian Lonergan
30 August 2010
IAN LONERGAN CHIEF EXECUTIVE OFFICER EXACT AND PRECISE MORTGAGES
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GDP rises by 1.2%
27 Aug 2010
GDP increased by 1.2% in the second quarter of 2010, according to the Office for National Statistics.
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60 seconds with...Neil Warman
23 August 2010
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Causing confusion
23 August 2010
Statistics from house price indices vary widely, leaving consumers and professionals puzzled about the state of the property market and its future direction
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60 seconds with...Mark Posniak
16 August 2010
Head of business developmentDrawbridge Finance
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60 seconds with...Paul Smith
9 August 2010
CHIEF EXECUTIVE OFFICER, SPICERHAART
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Bridging barriers
9 August 2010
Although the drought in mainstream lending has thrown up opportunities for short-term finance providers, the sector remains constrained byfunding issues
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60 seconds with...Tim Jones
2 August 2010
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Forging a leads alliance
2 August 2010
Following the merger of their two firms under the Leadbay banner Rob Ridge (right) and Grant Stevens are hoping to make further inroads into the lead generation sector
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60 seconds with...Steve Olejink
19 July 2010
Head of sales, Mortgages for business
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The grip tightens
19 July 2010
The FSA’s responsible lending proposals will transform the mortgage industry, with brokers fearing it could be the beginning of the end for the advice sector
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Fresh start
12 July 2010
A month after LSL Property Services bought out Home of Choice and rebranded it as First Complete the network has a new duo at the helm - John Round (left) and Mark Graves. We spoke to the latter about the future of the company
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60 seconds with...John Mawdsley
5 July 2010
Chief executive officer, Omnii Solutions
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Gerry O’Brien leaves First Complete
30 Jun 2010
Gerry O’Brien, chief executive of First Complete, has left the network.
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John Ahmed leaves First Complete
28 Jun 2010
John Ahmed has left his job as commercial director at First Complete, the network formerly known as Home of Choice.
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Commercial boss quits role at First Complete
28 June 2010
John Ahmed has left his job as commercial director at First Complete, the network formerly known as Home of Choice.
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60 seconds with...Stephen Atkins
28 June 2010
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Regime change
28 June 2010
Scrapping the FSA is clearly an attempt to change the regulatory culture but whether this will succeed or not is anybody’s guess
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60 Seconds with.....Gary Little
21 June 2010
GARY LITTLE HEAD OF KEY ACCOUNTS, ASSURANT INTERMEDIARY
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Interest-only jitters
21 June 2010
Recent tightening of interest-only criteria has led some in the industry to fear that such deals are being weeded out
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60 seconds with...Eric Stoclet
14 June 2010
Chief executive, Crown mortgage management
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Deal dilemma
14 June 2010
With nobody willing to bet on the base rate’s next move, the jury is out on whether borrowers should take out fixed deals or trackers
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60 seconds with...Greg Woodhams
7 June 2010
Mortgage services sales director, Sequence
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Media Spotlight: Successful Property Letting
7 June 2010
By David Lawrenson
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Where there's a will...
7 June 2010
Offering a will writing service is seen by some as a natural extension of a broker’s role, whether you do it yourself or refer clients to specialists
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60 seconds with...Natalie Ceeney
24 May 2010
Chief executive, Financial Ombudsman Service
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Damp squib
17 May 2010
The general election campaign whipped up excitement across the country but in the end we were left without a winner, pondering a coalition future
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The consumer conundrum
19 April 2010
Financial services professionals have been heaped with blame for the credit crunch but the issues of consumer responsibility and education can no longer be ignored
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60 seconds with...Marcus Radcliffe
5 April 2010
Managing director, Gateway Surveyors
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Business boomer
5 April 2010
Growing businesses is what motivates Tim Johnson and he has no intention of changing his ways at Paymentshield
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Labour tries to buy a reprieve
Lending Strategy April 2010
In the second of our pre-election series of features Christine Toner looks at whether Labour initiatives such as raising the Stamp Duty threshold could lure back disenchanted floating voters or if it’s all too little, too late
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Societies must keep it simple
Lending Strategy April 2010
According to some experts the troubled building society sector can emerge from the recession in good shape if it adheres to traditional values and methods, says Christine Toner
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60 seconds with...Nel Mooy
29 March 2010
MANAGING DIRECTOR, BRITISH INSURANCE
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60 seconds with...Steve Barber
22 March 2010
Managing director, Bridging Finance (nw)
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Mutual appreciation
22 March 2010
After a period of hibernation to ride out the recession building societies can bounce back to prominence if they stick to their core values
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Right network partner can help you grow
22 March 2010
Recent high-profile network failures have highlighted just how important it is for broker firms to choose the right network to partner up with, say Christine Toner and Robert Thickett
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Abbey lowers product fee on 90% LTV deal
17 Mar 2010
Abbey for Intermediaries has lowered the product fee on its 90% LTV two-year tracker product from £995 to £195 and its rate had been increased from 5.49% to 5.79%.
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60 seconds with...Katie Tucker
15 March 2010
Chief operating officer, Private Finance
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The online challenge
15 March 2010
When Mortgage Strategy asked brokers about the future of insurance sales, price comparison websites and the threat posed by the internet ranked high on their list of concerns
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Mutuals - talk about pressure
Lending Strategy March 2010
With the sector facing severe challenges on several fronts a line-up of speakers who won’t duck the issues is the order of the day at May’s Building Societies Association annual conference in Manchester, says Christine Toner
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60 Seconds with...Charles Haresnape
1 March 2010
CHARLES HARESNAPE, GROUP MORTGAGE SERVICES DIRECTOR, CONNELLS
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60 seconds with...Paul Hunt
22 February 2010
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60 Seconds with...David Salusbury
15 February 2010
David Salusbury, chairman, National Landlords Association
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Sink or swim
15 February 2010
With property values starting to rise again we look at whether this is a good time to plunge into the buy-to-let market or if it would be wiser to stick to dry
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60 seconds with...Steve Walker
8 February 2010
STEVE WALKER, MANAGING DIRECTOR, PROMISE SOLUTIONS
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Political game
8 February 2010
The upcoming general election represents the biggest gamble for a generation so here we take a look at what the parties are offering to ensure our industry emerges a winner
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On course for healthy growth
Lending Strategy Feb 2010
A combination of software and servicing means Target Group is in good shape whatever the economic climate James Snow, chief executive officer of Target Loan Servicing, tells Christine Toner
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60 seconds with...Frank Eve
1 February 2010
FRANK EVE, MANAGING DIRECTOR FRANK EVE CONSULTING
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60 Seconds with: Simon Conn, Industry consultant
25 January 2010
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We’ve got it covered
25 January 2010
Mortgage stalwarts Kevin Paterson (left) and Nigel Payne have moved into the insurance world and have big plans for brokers
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60 Seconds with.....David Tweedy
18 January 2010
David Tweed, Managing director, Platform home loans
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AR jitters
18 January 2010
Recent network failures have focussed appointed representatives’ attention on the importance of scrutinising potential partners before signing on the line
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Employee of the month
18 January 2010
Employee of the month, Paul McCarthy
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60 Seconds with.....Geraint Chamberlain
11 January 2010
GERAINT CHAMBERLAIN, HEAD OF CONSULTANCY, TARGET GROUP
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Looking forward
11 January 2010
The industry is looking for a fresh start in 2010, with most sectors preparing to meet the changes and challenges in store with a positive attitude
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It's a wonderful life
21 Dec 2009
A dour Scot is having a hell of a Christmas until a strangely familiar figure pops up to restore his self-belief (with apologies to Frank Capra and Jimmy Stewart)
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Media Spotlight: Our favourite books of 2009
21 December 2009
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Tick tock tick tock
14 December 2009
With Stamp Duty reverting back to previous levels and VAT going back up too, the Pre-Budget Report held little cheer. The clock may be ticking for Labour…
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Annus horribilis
07 December 2009
As the chancellor prepares to deliver his Pre-Budget Report this week, we look back at a year that has changed the mortgage market beyond recognition
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In good shape
16 November 2009
Despite the withdrawal of some equity release lenders there’s still plenty of business to go round, but brokers may have to change their approach to cash in
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L&G Mortgage Club celebrates 15th anniversary
12 Nov 2009
Legal & General Mortgage Club, the UK mortgage market’s first mortgage club, is launching a campaign to celebrate its 15th anniversary.
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L&G Mortgage Club to offer Tiuta B2L loan via Omega
11 Nov 2009
Legal & General Mortgage Club is to offer its members Tiuta’s three-year, fixed rate, buy-to-let commercial loan through Omega, one of its commercial loan partners.
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TrigoldCrystal to launch integrated checks service
11 Nov 2009
TrigoldCrystal is to launch an anti-money laundering, valuation and credit check service in the New Year.
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All eyes on the CML conference
Lending Strategy 01 November 2009
The media focus will be on the Council of Mortgage Lenders’ annual conference on November 13 as lenders branded guilty of causing the credit crunch debate the future of the industry, says Christine Toner
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Bucking the trend
2 November 2009
The recession has resulted in huge demand for short-term funding and Eugene Esterkin, managing director of Affirmative Finance, says his firm is reaping the benefits
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Equity release in the balance
Lending Strategy 01 November 2009
Despite the recent withdrawal of several equity release providers, remaining players say there is still plenty of potential in the market if they can get their funding models right, says Christine Toner
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MMR up close
26 October 2009
Self-cert will be dead, buy-to-let will be regulated and for many the dream of owning a home will evaporate. This is the future for the industry if the FSA gets its way
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Tipping point
19 October 2009
If, as widely expected, the Mortgage Market Review proposes regulating buy-to-let the FSA must ensure it does not push the sector too far and endanger its survival
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Media Spotlight: Never Never By David Gaffney
10 Aug 2009
With the effects of the global financial downturn being felt in all walks of life it’s hardly surprising that authors are queuing up to turn the crisis into literary gold in the bookshop.
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Media Spotlight: Verdict on the crash Edited by Philip Booth
13 Jul 2009
When the credit crunch struck many were quick to lash out at regulators. There were widespread claims that regulation was too soft and tighter restrictions would have prevented some of the devastation. Verdict On A Crash: Causes and Policy Implications seeks to dispel this myth.
