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News
Lloyds' Stockton to join bosses at Countrywide
Nigel Stockton is leaving his position at Lloyds Banking Group to become financial services development director at Countrywide.
Analysis
Basel III set to fortify banks
The financial crisis has seen banks looking for handouts from government, but the upcoming Basel III proposals are designed to help banks withstand the shocks in the first place, says Eric Stoclet, CEO of Crown Mortgage Management
Make loans part of online process
Britain has warmly embraced online banking but is falling behind European counterparts on the more sophisticated web processes such as loan applications, says Mikael Krohn, vice president at EDB Business Partner
The properties of modern living
As co-habitation rises and the number of marriages fall, cases of separation have risen ; it’s an area of property law where judges have taken a pragmatic approach, says Paul Walshe, head of lender services at Moore Blatch
Finding the key to the right IT
The cost of new IT might be terrifying. but plodding on with outmoded legacy technology might be a disaster waiting to happen, some pragmatic thinking may be needed, says Dave Patel, managing director of DPR Consulting
Features
Existing loan books to reopen
Consider the divide between current lending volumes and the amount of existing loans and it’s apparent that those firms who get their legacy strategy right can expect returns, says Julian Wells, director of marketing, HML
Chatroom
The art of coalition leadership
It’s a remarkable coincidence but ministers in the new coalition government have selected paintings to adorn their offices from the government art collection to the value of £250,000 - that’s almost exactly the value of the Financial Service Authority’s art collection at Canary Wharf, when back in the noughties, Lending Strategy used the Freedom of Information Act to find out how much of readers’ money had been squandered on fripperies rather than on regulation or financial capability.
Just JM
Cooking up trouble on the regulatory front
I was either brave or foolish when, in 1969 at the tender age of 22, I bought a house with a mortgage despite the fact that there was no Lord Adair Turner or an industry of quangos to watch over me.
Comment
PPI may help with rescue planning
Payment Protection Insurance may have a greater role to play as a risk management device for distributors rather than merely a tool for consumers, says Martin Jenns, chief marketing officer Europe at Assurant Solutions
Give credit to people's industry
Albeit in support of the greater good, opportunities in microfinancing projects in poor-world countries may be a more accessible prospect than we would first think, says Paul Hunt, managing director, Phoebus Software
Why 'letting go' is the new control
As the marketplace hots up, outsourcing is experiencing near double-digit growth, with lenders looking to future-proof their firms and retain their competitive edge, says Geraint Chamberlain, head of consultancy at Target Group
