- Home
- Lending Strategy
Cover Story
Brand new plan
Rather than being compromised by a costly state rescue the Royal Bank of Scotland is doing pretty well on the mortgage front and now Graham Felstead, head of intermediary channel at the lender, has launched a rebrand under the NatWest banner
News
Mutual appreciation as two societies' profits soar
Ward: our lending policies continue to be prudent and all our mortgage lending is funded by retail savings
Analysis
Landlords set to take leading role
The downturn may result in a market shift away from home ownership and towards renting which would be a big opportunity for lenders, says Sally Laker, managing director of Mortgage Intelligence Holdings
Defeating the enemy within
Battling the internal monster of waste should be a strategic objective of any well drilled marketing department, says Jeff Knight, managing director of Tonic Marketing Solutions
Reasons to be gloomy in 2010
A recent survey shows that the outlook for repossessions is just one of several dark clouds hanging over the mortgage market, says Paul Walshe, head of lender services at Moore Blatch
Boost savings to save mutuals
The government should do more to encourage liquid savings as a way of boosting retail funding and supporting the beleaguered societies sector, says Gary Styles, risk and economics director at Hometrack
Features
Mutuals - talk about pressure
With the sector facing severe challenges on several fronts a line-up of speakers who won’t duck the issues is the order of the day at May’s Building Societies Association annual conference in Manchester, says Christine Toner
Chatroom
Small step for man, giant leap for bank
Money walks: Commerzbank sold this Giacometti sculpture for a record auction price of £65m
Just JM
Living on borrowed time
Government initiatives that saved UK banks and building societies from financial meltdown may well come back to haunt us and it will be interesting to see if Alistair Darling will have the balls to address the issue in his budget on March 24.
Comment
Getting match fit for recovery
Business rules management techniques could help lenders get in shape for the better times to come, says Geraint Chamberlain, head of consultancy at Target Group
A holistic approach to solvency
Sound risk management should form the bedrock of stability for lenders and insurers alike, especially with Solvency II on the horizon, says Ian Moffatt, president and chief executive officer for Europe of Assurant Solutions
