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Cover Story
Realistic goals
This time last year David Cutter had just started his new job as chief executive of Skipton Building Society - a big ask given the turmoil in the economy but maybe not so tough for a former international hockey player
News
Kent Reliance appoints new chairman
Malcolm McCaig has been appointed as the new chairman of Kent Reliance Building Society.
Analysis
An outsourcer for all seasons
The benefits of lenders outsourcing non-core operations to specialist firms remain valid whatever the economic backdrop, says Jeff Quilter, director of strategy at HML
Signs of hope for landlord clients
This is a good time for lenders to support the increasingly confident buy-to-let sector if they have access to funding, says David Brown, commercial director at LSL Property Services
Seeds of stability and growth
Although the prospects for lending expansion are subdued this year could set a stable base for recovery if action is taken to curb public spending, says Gary Styles, strategy, risk and economics director at Hometrack
Regulator must tread carefully
This year will be dominated by funding and regulation, and the FSA must not hinder competition which remains the key to recovery, says Peter Williams, executive chairman of Intermediary Mortgage Lenders Association
Features
On course for healthy growth
A combination of software and servicing means Target Group is in good shape whatever the economic climate James Snow, chief executive officer of Target Loan Servicing, tells Christine Toner
Just JM
The cost of regulation could be going up
The building societies lending and savings figures released by the Building Societies Association on Monday show that gross mortgage lending jumped 15% in December, compared with November.
Comment
A brand new look for lenders
Lenders’ brand strategies may have to be adjusted to take account of the changing way the financial world is perceived by consumers, says Jeff Knight, managing director of Tonic Marketing Solutions
Relax - don't do it, says the FSA
Prepare for more worry and work in the lending sector as the regulator piles on the pressure with regard to stress testing in the wake of the banking crisis, says Philip Tebbatt
