Other products include a three-year fixed rate deal at 4.99% and a five-year fixed rate product at 5.29%.
Both deals are available at up to 75% LTV and carry a £599 fee.
Richard Taylor, head of mortgage products at A&L, says: “We have moved into the new year with a great set of deals, six of which are under 4%.
“Our mortgage portfolio is expanding and demonstrates that we are looking for new business in 2009.”