Mortgage Strategy
31 January 2011
-
Mortgage swindles make up 25% of finance frauds
31 January 2011
The National Fraud Authority’s annual indicator last week revealed mortgage fraud accounted for more than a quarter of all financial services scams in 2010.This figure dropped slightly from £3.8bn in 2009 to £3.6bn last year.
-
243 Is the unluckiest house number of all
31 January 2011
IAIN MALLON, DIRECTOR OF PROTECTION MARKETING, AXA
-
60 SECONDS WITH...ROBERT SINCLAIR
31 January 2011
ROBERT SINCLAIR, DIRECTOR, ASSOCIATION OF MORTGAGE INTERMEDIARIES
-
A company man
31 January 2011
One key thing Mike Jones brings to his role of mortgage sales director at Lloyds Banking Group is his long history of working at the lender. And although his background is in branch networks he understands the vital role of brokers in volume distribution
-
A flurry of activity on the product front
31 January 2011
AARON STRUTT, COMMUNICATIONS MANAGER, TRINITY FINANCIAL GROUP
-
A meeting of legends
31 January 2011
DAVID FINLAY, INTERMEDIARY BUSINESS, DIRECTOR AT BARCLAYS
-
B2L will be game of two halves this year
31 January 2011
RICHARD SEXTON, DIRECTOR OF BUSINESS DEVELOPMENT, E.SURV
-
Bank home loans slump by 10% to fewer than 400,000
31 January 2011
Approvals for house purchases by banks fell 10% in 2010, data from the British Bankers’ Association shows.
-
CAN YOU HAVE A POP TO WIN THIS BOTTLE OF MIGHTY FINE CHAMPAGNE?
31 January 2011
Tasmyn Strick, senior account manager at financial PR firm Votive, stands behind Lee Mack as an extra on comedy show Not Going Out.
-
CML backs call for a halt to EU's plans for revamp
31 January 2011
The Council of Mortgage Lenders is backing the Financial Services Authority’s call to stop Europe-wide mortgage regulation.
-
Compulsory MPPI will not be the right choice for everyone
31 January 2011
The case for compulsory insurance for home owners was recently mooted by the Building Society Association in calling for the government to do more to keep people in their homes.
-
CPMA must see ground realities of advice sector
31 January 2011
STAR LETTER
-
Don't allow directives to stifle ideas, FSA warned
31 January 2011
Industry experts are urging the Financial Services Authority not to stifle innovation in its review of product intervention.
-
Feeling the heat
31 January 2011
With swap rates volatile and no-one sure when the base rate will rise, lenders are under pressure when it comes to pricing products in the face of all the uncertainty in the financial markets. By Samuel Dale
-
Finding your way through headwinds
31 January 2011
ALAN CLEARY, MANAGING DIRECTOR, PRECISE MORTGAGES
-
Fixed mortgages go up as their popularity rockets
31 January 2011
Lenders continued to increase their fixed rates last week as demand for the products continued to soar.
-
Former Leadbay bosses launch tailor-made firm
31 January 2011
JONATHAN BARRET: AIMS TO CHERRY-PICK BEST CLIENTS
-
FSA reported to be putting pressure on some lenders to adopt draft MMR
31 January 2011
Some lenders have reported feeling pressured by the Financial Ser-vices Authority to adopt the draft proposals in the Mortgage Market Review.
-
GEMHL drops its igroup branding in product shuffle
31 January 2011
GE Money Home Lending revealed last week it would scrap its igroup brand on February 4 and all its products would come under the GE Money brand.
-
Help from your flexible friends
31 January 2011
With the mortgage market at a low ebb, firms large and small are busy reorganising their businesses. Third party servicers could offer them ’an office down the road’ which takes care of non-core activities, the outsourcing of which will free up resources
-
HMO sector starts a slow comeback
31 January 2011
GUY GARRARD, HEAD OF BUSINESS DEVELOPMENT, TIUTA
-
Hopes are high for B2L business, says Paragon research
31 January 2011
Nearly half of mortgage brokers expect to increase the amount of buy-to-let business they introduce during 2011, research from Paragon Mortgages shows.
-
It's lies, damned lies and rental statistics
31 January 2011
JOHN HERON, MANAGING DIRECTOR, PARAGON MORTGAGES
-
LAST WEEK'S WINNER
31 January 2011
“And at the table football pay-offs Barclays denies playing an ex-pro”KEN WILKINSON
-
Leader: MPC must keep its nerve
31 January 2011
With fewer than two weeks to go before the Bank of England’s Monetary Policy Committee meets there is increasing anticipation whether it will finally decide to increase rates.
-
Lloyds may give brokers chance to offer negative equity scheme
31 January 2011
Lloyds Banking Group says it will consider launching its negative equity deal through brokers if it proves a success.
-
Marketwatch
31 January 2011
There is a bright side for consumers among the poor economic figures in that a base rate rise looks further away. And though I have mixed feelings on product regulation, a panel to review deals sound sensible
-
Media Spotlight: Homes But No Loans
31 January 2011
BBC File on 4, presented by Michael Robinson
-
MPC edges closer to interest rate rise as two members vote for hike
31 January 2011
JULIEN HOLMES - INFLATION HAS TO BE TACKLED
-
Non-conforming RMBS portfolios fail to impress Moody's
31 January 2011
The performance of UK non-conforming residential mortgage-backed securities improved in 2010 but Moody’s is maintaining its negative outlook on the sector.
-
OFT compliance review catches 50 debt managers
31 January 2011
The Office of Fair Trading says 35 debt management firms have surrendered their consumer credit licences and at least 15 are facing licensing action after an OFT compliance review.
-
Precise aiming for clients shunned by high street lenders
31 January 2011
Precise Mortgages has launched 50 products for borrowers who are finding it difficult to get a mortgage on the high street.
-
Product access boosts confidence
31 January 2011
A boost in lending and access to products has led to an improvement in intermediary confidence for 2011, says Platform.
-
Regulation is the name of the game
31 January 2011
Welcome to the first issue of Lending Zone in 2011. The year may have only just started but it’s already shaping up to be as bumpy as 2010. With concerns about rising inflation, predictions at the beginning of the year that the Consumer Price Index would come close to hitting 4% are looking worryingly conservative.
-
Regulation of third parties has come three years too late
31 January 2011
Mark Hoban, financial secretary to the Treasury, last week announced a package of measures intended to improve consumer protection in the mortgage market.
-
Risks will expand as competition shrinks
31 January 2011
GEMMA HARLE, MANAGING DIRECTOR, TENETLIME
-
Some perspective on repossessions is vital
31 January 2011
MICHAEL COOGAN, DIRECTOR-GENERAL, COUNCIL OF MORTGAGE LENDERS
-
Tackling an age-old problem
31 January 2011
The UK’s aging population could be turning the Tory dream of universal home ownership into a nightmare. Individuals buying property later in life and longevity is ensuring that housing turnover in the private sector is slowing, which puts further pressure on the crisis-ridden market
-
The Mortgage Mole
31 January 2011
DIGGING THE DIRT IN THE MORTGAGE WORLD…
-
Top of the league
31 January 2011
This month we speak to Ossie Ardiles and Matt Le Tissier
-
Treasury stays silent on the rules regime it wants to govern market
31 January 2011
Firms selling secured loans may be governed by the same rules as first-charge mortgage providers under proposals put forward by the Treasury last week.
-
Watchdog bans five advisers and fines one £104,000 for fraudulent activities
31 January 2011
MARGARET COLE - BROKERS MUST FOLLOW RULES
-
You can't outsource responsibility
31 January 2011
Third party administrators have a regulatory responsibility towards the mortgage books they service and they should not lose sight of this, so the new legislation is to be welcomed
