Mortgage Strategy
3 November 2008
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1.5 million small businesses at risk
4 Nov 2008
Figures from the Federation of Small Businesses reveal that almost 1.5million small businesses risk going bust with unemployment figures set to rise as a result.
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24 KFIs for one case is surely overkill by FSA
3 Nov 2008
Having some time on our hands right now we find ourselves involved in Treating Customers Fairly meetings discussing how to maintain compliant files in keeping with Financial Services Authority guidelines.
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A new generation...now for the hard work
5 Nov 2008
It was hard not to get dragged in to the emotional outpouring that the historic election of Barack Obama caused, not just in the US, but around the world.
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A&L withdraws trackers from its mortgage range
6 Nov 2008
Alliance & Leicester is the latest lender to withdraw tracker products from its mortgage range.
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Abbey set to increase trackers tomorrow by 0.5%
4 Nov 2008
Abbey has blamed competitors repricing for its decision to increase its tracker rates tomorrow by 0.5%.
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Advisers slammed for not doing enough to protect clients
7 Nov 2008
Burgesses has warned that financial advisers are not doing enough to protect their clients from the economic tsunami that is expected to lay waste to a swathe of the UK's workforce.
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Affirmative hires Roger Morris for development role
3 Nov 2008
Roger Morris, former managing director of em-financial, has been appointed to develop the Affirmative Finance brand.
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AIFA calls for higher standards
3 Nov 2008
The Association of Independent Financial Advisers is calling for standards to be raised in the advice sector in a bid to restore consumer trust.
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Alison Beech joins Countrywide
6 Nov 2008
Alison Beech, the former business development director of defunct lender Rooftop Mortgages, has joined Countrywide as its corporate development director.
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Alternative to merger was nationalisation of HBOS
4 Nov 2008
Bank of England governor Mervyn King has defended the merger between Lloyds TSB and HBOS, saying the alternative would have been a full-blown nationalisation of HBOS.
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AMI calls for 1% rate cut
4 Nov 2008
The Association of Mortgage Intermediaries today called on the Bank of England to cut interest rates by 1% to help ease the problems facing the economy as a whole and the mortgage industry in particular.
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AMI paints gloomy picture for 2009
4 Nov 2008
The Association of Mortgage Intermediaries Quarterly Economic Bulletin for 2008 has dashed all hopes of a market recovery in 2009.
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Assurant Solutions Intermediary boosts admin team
3 Nov 2008
Assurant Solutions Intermediary has boosted its admin team for buildings and contents insurance in order to manage increasing sales volumes.
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B&B to pass on rate cut to majority of customers
7 Nov 2008
Bradford & Bingley has revealed it will be passing on the base rate cut in full to the majority of its mortgage customers.
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Banks' two-finger salute to government
3 Nov 2008
The huge amount of capital that has been pumped into the money markets to prop up failing lenders seems to be doing little to loosen up liquidity, with the blame resting squarely on the shoulders of banks.
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Base rate down to 3%
6 Nov 2008
The Bank of England has slashed the interest rate by a whopping 1.5% bringing it down to just 3%.
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Base rate falls by a massive 1.5%
6 Nov 2008
The Bank of England has slashed the interest rate by a whopping 1.5% bringing it down to just 3%.
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Base rate slashed to 3%
6 Nov 2008
The Bank of England has slashed the interest rate by a whopping 1.5% bringing it down to just 3%.The cut from 4.5% is the largest cut by the Monetary Policy Committee since it was set up in 1997.
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Beckett admits HIP failings in Parliament
3 Nov 2008
Housing minister Margaret Beckett has acknowledged the weaknesses of Home Information Packs in the House of Commons.
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BM Solutions launches packager exclusives
5 Nov 2008
BM Solutions has launched its exclusive packager range.
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BM Solutions packager range arrives
5 Nov 2008
BM Solutions launched its exclusive packager range yesterday.
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Borrowers scramble to secure trackers
5 Nov 2008
Home owners rushed to secure tracker deals during October amid hopes of further rate cuts, reveals the latest monthly mortgage survey from Spicerhaart Financial Services.
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Borrowers told to fix up homes or no mortgage
5 Nov 2008
Lenders are telling borrowers to embark on basic repair work before they release mortgage funds, claims Lancashire solicitors Haworth & Nuttall.
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Braemar Financial Planning partners with EuroDebt
3 Nov 2008
Braemar Financial Planning has partnered with EuroDebt Financial Services to offer debt management alongside its equity release services.
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Brokers call for FSA to police seconds
4 Nov 2008
The Association of Finance Brokers White Paper about the future regulation of the secured loans sector has seen an overwhelming number of brokers vote in favour of Financial Services Authority regulation.
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Brokers' self-confidence on the up
3 Nov 2008
Brokers' faith in their ability to prosper in tough market conditions is rocketing despite them losing confidence in the mortgage industry as a whole.
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Building societies are vulnerable too
4 Nov 2008
While the demise of HBOS has made headlines because it represents failure on a spectacular scale the passing of five societies this year - another two have signed up for the history books - seems to have been hardly noted.
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Business as usual at HML following Skipton-Scarborough merger
3 Nov 2008
HML says it does not expect to experience any immediate changes as a result of the merger of the Skipton and Scarborough building societies announced earlier today.
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Buy-to-let must be efficiently financed
7 Nov 2008
Recently, the Financial Services Authority’s chief executive Hector Sants warned building societies with exposure to the buy-to-let, equity release, sub-prime and self-cert face the greatest risks in the current environment.
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C&G withdraws entire tracker range
5 Nov 2008
Cheltenham & Gloucester is temporarily withdrawing its entire tracker range with immediate effect.
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CML applauds strong and decisive rate cut
6 Nov 2008
The Council of Mortgage Lenders has welcomed today’s interest rate cut to 3%.
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CML lobbies for publication of Crosby report
3 Nov 2008
The Council of Mortgage Lenders is pressing the Treasury to publish the outcome of the Crosby report.
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Commercial finance comes to MBE London
3 Nov 2008
Brokers interested in the commercial property finance market will be able to speak to key providers at this year’s Mortgage Business Expo.
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Competent Adviser launches TCF toolbox
3 Nov 2008
Competent Adviser has launched a Treating Customers Fairly toolbox to help firms get up to speed with TCF principles.
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Countrywide Mortgage Centres joins AMPD
3 Nov 2008
Countrywide Mortgage Centres, part of the Countrywide Group has joined the Association of Mortgage Packagers and Distributors.
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Curriculumvitae: Dave Symondson
3 Nov 2008
Describe your current job: I am responsible for planning, strategy and marketing at Beacon Mortgage Packaging and mdnationwide.
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Darling unveils firm to manage taxpayers' stakes in UK banks
4 Nov 2008
Chancellor Alistair Darling has revealed the name of the firm set up to manage the investment stakes taxpayers will have in the UK's banking system.
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Debt advice could save insurance policies
3 Nov 2008
Andy Moody, managing director of TCF Debt Solutions says life assurance and other insurance policies could be saved by brokers if they offer debt solution advice.
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Declining prices encourage FTBs
3 Nov 2008
First-time buyers are returning to the market thanks to falling house prices, says the National Association of Estate Agents.
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Edge updates within 15 minutes of rate cut
7 Nov 2008
Enterprise Group has revealed that its Edge broker and consumer facing systems were updated, tested and posted to live within just 15 minutes of the Bank of England decision on the base rate cut.
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Empty properties see 9% decline in four years
3 Nov 2008
Last year there were 9% fewer empty properties in England than in 2003, Halifax's annual empty homes survey reveals.
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Equity release services the parts that other deals cannot reach
3 Nov 2008
In your October 20 issue a supporter of the Which? report on equity release wrote that such plans were "more akin to legalised financial mugging than decent financial provision".
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Equity release with house prices tumbling
7 Nov 2008
No doubt many elderly homeowners are postponing their entry into the equity release market because of the substantial reduction in property prices over the past year.
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Evaluate upgrades capital management facility
5 Nov 2008
Evaluate Technologies has upgraded its capital management facility to help lenders through the turmoil of current economic conditions.
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Evaluate upgrades lender systems
5 Nov 2008
Evaluate Technologies has upgraded its product suite to allow lenders to manage their lending volumes and avoid product withdrawal issues.
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Everyday banking could fall under FSA radar
4 Nov 2008
The Financial Services Authority has published a consultation paper proposing a new framework to regulate the way that banks treat their customers.
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Ex-John Charcol boss made Towergate chief
3 Nov 2008
Former John Charcol chairman Ian Darby has been appointed chief executive of Towergate Financial.
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Eyes wide shut
3 Nov 2008
One word is striking fear into the hearts and minds of mortgage firms at the moment and that's administration. It has been a taboo subject for a long time, with firms afraid to admit they are struggling and need help.
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First-time landlords at lowest level since 2001
5 Nov 2008
The number of first-time landlords entering the buy-to-let market has fallen to its lowest level since 2001, reveals a survey from Paragon Mortgages.
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Former Swift BDM joins Blu Finance Group
5 Nov 2008
James Briggs, former North-West BDM for the Swift Group has joined Blu Finance Group in Cheshire.
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FOS could double number of free cases
6 Nov 2008
The Financial Ombudsman Service is considering allowing brokers up to six free complaints.
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FSA bans brokers for advice failings
5 Nov 2008
The Financial Services Authority has banned two Tyne and Wear-based mortgage brokers for exposing clients to the risk of receiving unsuitable mortgages.
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FSA consults on retail banking regulation
4 Nov 2008
The Financial Services Authority has published a consultation paper proposing a new framework to regulate the way that banks treat their customers.
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FTBs struggle to save deposits
3 Nov 2008
More than half of all aspiring first-time buyers are unable to save and are being pushed even further from the property ladder.
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Gifted Group aims to recruit 50 brokers
3 Nov 2008
The Gifted Group, an independent brokerage and mortgage training firm, is aiming to recruit over 50 brokers by the end of 2008.
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Halifax calls for VAT cut on empty homes
3 Nov 2008
Halifax is calling for the government to extend its 5% VAT rate for renovating an empty home to all unoccupied properties not just those that have been unoccupied for more than two years.
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Halifax supports calls for sale-and-rent-back regulation
4 Nov 2008
Halifax has welcomed proposals by the Office of Fair Trading for the FSA to regulate the sale-and-rent-back industry.
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Haunted by ghost vacancy calls from headhunters
3 Nov 2008
There are a number of ghost vacancies around at the moment. For what seemed like the 20th time last week, my mobile burst into life and I answered to hear yet another recruitment consultant asking if I was looking for work.
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HBOS: We are not a political plaything
6 Nov 2008
HBOS has hit out at Scottish MP Alex Neil accusing the politician of treating the lender as a political plaything.
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Hodge Equity Release rebrands to Hodge Lifetime
3 Nov 2008
Hodge Equity Release has today rebranded to Hodge Lifetime.
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Hornby snags £60K-a-month consultancy deal with Lloyds
4 Nov 2008
Lloyds TSB has confirmed reports that HBOS' chief executive Andy Hornby has been employed as a consultant at Lloyds TSB on £60,000 a month.
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House prices fall by £30,000
6 Nov 2008
A whopping £30,000 has been wiped off the price of UK homes over the last year with the average house price falling from £197,000 in 2007 to £168,000 in 2008.
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Industry demands banks pass on 1.5% cut
6 Nov 2008
Pundits in the housing and mortgage markets have welcomed today's decision by the Bank of England to cut the interest rate by 1.5%, but they say its vital that banks pass it on to customers.
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Innovation award goes to Goldsmith Williams
3 Nov 2008
Goldsmith Williams has been named the most innovative and socially responsible law firm in research by Top legal employers.
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IVA figures shoot up
7 Nov 2008
Figures published today by the Insolvency Service show the number of personal insolvencies reached 27,807 in the third quarter of 2008, an increase of 8.8% on the previous quarter.
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Kids get help with money matters
3 Nov 2008
Nationwide has rolled out its financial education website for students aged between four and 11 to help ingrain basic financial understanding and responsibility using interactive games.
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L&G unveils exclusive deal with Connect
5 Nov 2008
Legal & General Mortgage Club has unveiled an exclusive partnership with mortgage administration firm Connect Mortgage Group.
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Landlords not benefitting from interest rate cut
6 Nov 2008
NLA Mortgages, a free sourcing and quotation system for landlords, has expressed doubt that today’s expected interest rate cut will encourage lenders to pass on the savings to landlords.
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Landlords' winter repair bill set to soar
4 Nov 2008
The National Landlords Association is warning landlords about the huge repair bills they face if their tenants do not know what to do in a winter property emergency.
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Legal & General teams up with Connect
5 Nov 2008
Legal & General Mortgage Club has launched an exclusive partnership with Connect Mortgage Group to provide directly authorised club members with an application processing and tracking service.
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Lenders bow to pressure and pass on rate cuts
7 Nov 2008
Many lenders have heeded the industry-wide call and are applying the full 1.5% rate cut to their SVRs.
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Lenders cannot restore market confidence, says B&W boss
3 Nov 2008
Roland McCormack, managing director of Bristol & West Mortgages, says lenders alone cannot restore confidence in the housing market and that the crisis has reached the point where further government intervention is needed.
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Lenders should give clear criteria and treat brokers fairly
3 Nov 2008
I am sick and tired of reading about TCF. I am not disagreeing with it and I know these are difficult times for lenders but what about treating brokers fairly?
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Lenders stuck in time warp of age-old problems
3 Nov 2008
Helen the happy broker in my office was not full of her usual joie de vivre last week.
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Lib Dems accuse chancellor of letting businesses bleed to death
7 Nov 2008
John Thurso, shadow business secretary for the Liberal Democrats has accused chancellor Alistair Darling of sitting idle and letting firms bleed to death.
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LIBOR must fall before borrowers see the benefits
3 Nov 2008
What's the capital of Iceland? About 2.50. I'm sure you have heard this joke by now but however absurd it would have sounded just a few weeks ago, that country is now effectively bust.
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Lloyds HBOS merger promises £1.5bn in cost savings
3 Nov 2008
Lloyds TSB claims that its proposed merger with HBOS will deliver pre-tax cost savings of at least £1.5bn by the end of 2011.
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Lloyds' takeover of HBOS branded dishonest
3 Nov 2008
Scottish MP Alex Neil has accused Lloyds TSB's takeover prospectus to shareholders for the proposed purchase of HBOS as being ''dishonest'' and omitting ''vital information''
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Lloyds/HBOS merger will prevent market return, warns Mform
5 Nov 2008
The Lloyds TSB takeover of HBOS will prevent the mortgage market making a comeback, warns mform.co.uk.
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Mandy to review HBOS takeover
3 Nov 2008
The Office of Fair Trading has confirmed it has sent its report on Lloyds TSB's takeover of HBOS for review by minister for business Lord Peter Mandelson.
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More write-downs for RBS
4 Nov 2008
Royal Bank of Scotland has revealed write-downs of £206m for Q3, on top of £5.9bn for the first half of 2008.
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Mortgage Next hosts self-build workshop
3 Nov 2008
Mortgage Next is hosting a workshop for brokers to explain the finance options involved in self-build mortgages.
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Mortgages.co.uk sees user numbers surge
7 Nov 2008
Mortgages.co.uk has seen the number of its users soar by 500% in the space of half a day following the surprise decision from the Bank of England to cut interest rates.
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Motor industry's bad omens for Brown's BMC
3 Nov 2008
Prime Minister Gordon Brown hasn't got a mandate from the public but if he had gone ahead with a general election during his honeymoon period in charge, would he have been elected on a manifesto that promised the virtual nationalisation of HBOS, Lloyds TSB and the Royal Bank of Scotland?
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MS crowned top mortgage mag by BDRC research
3 Nov 2008
Mortgage Strategy has been crowned the most read mortgage trade publication by brokers in the UK by BDRC.
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Mutual net lending rises to £314m in September
3 Nov 2008
Net mortgage lending by building societies rose to £314m in September, up from -£37m in August, but this was still 47% below the September 2007 figure.
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Network sector could shrivel up as cashflow problems mount
3 Nov 2008
A network heavyweight is warning that the sector could contract like the packager market as cashflow continues to shrink.
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Newcastle launches broker exclusives
6 Nov 2008
Newcastle has launched two mortgage products exclusively for brokers.
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Newcastle launches exclusives for brokers
7 Nov 2008
Newcastle has launched two mortgage products exclusively for brokers.
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Northen Rock follows suit and passes on rate cut
7 Nov 2008
Government-backed lender Northern Rock has echoed rival lenders and passed on the full base rate cut to its SVR borrowers.
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Northern Rock must help by passing on rate cut
3 Nov 2008
A solution to Northern Rock's repossession situation could be as simple as it passing on the full base rate cut to customers.
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OFT investigation into rent-back is a good thing
3 Nov 2008
As the director of an ethical home-buying company, I am delighted that the Office of Fair Trading is finally investigating our industry.
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OPINION: Less than 60 days to go for TCF deadline
3 Nov 2008
It only seems like yesterday that the FSA set the key deadlines for Treating Customers Fairly of March 2008 and December 2008.
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Paradigm celebrates first year of trading
4 Nov 2008
Paradigm Mortgage Services, the mortgage partnership proposition, is today celebrating one year of trading since its launch last year.
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Paragon Personal Finance cuts LTVs to 80%
4 Nov 2008
Paragon Personal Finance has cut its LTVs to 80% down from 85% and adjusted its commission structure.
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Pink extends open invite to seminars
7 Nov 2008
Pink Home Loans is inviting brokers to its final round of quarterly seminars, regardless of whether brokers are attached to the network or not.
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Pink issues open invite to seminars
7 Nov 2008
Pink Home Loans is inviting brokers to its final round of quarterly seminars, regardless of whether brokers are attached to the network or not.
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Professional landlords' optimism is on the up
3 Nov 2008
Optimism among experienced landlords is growing in the face of market turmoil, research from BDRC reveals.
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Promise upgrades technology
5 Nov 2008
Promise Solutions has rewritten its technology platform Promise Quote, after a recent surge in business.
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Pundits predict big base rate cut ahead of official MPC meeting
3 Nov 2008
Industry experts predict a 0.5% base rate cut and say it may happen before this week's official decision.
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Questions of compliance that need answers
3 Nov 2008
We are starting to see a steady rise in the number of brokers on the receiving end of Financial Services Authority enforcement action and last month was no exception, with two firms - Orchid and Abbey Mortgages - being punished by the regulator.
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Rate cut call to save small businesses
4 Nov 2008
The Federation of Small Businesses is calling for an interest rate cut to save millions of small businesses across the country as the Bank of England’s Monetary Policy Committee starts its meeting tomorrow.
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Rate cut is phenomenal step, says AMI
6 Nov 2008
The Association of Mortgage Intermediaries has welcomed the rate cut of 1.5% but argues that further intervention is needed.
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Ratings agencies will be regulated, says Darling
4 Nov 2008
Chancellor Alistair Darling has revealed that credit rating agencies will be regulated in future in the wake of their role in the current financial crisis.
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RBS Intermediary Partners appoints corporate account head
7 Nov 2008
Steve Carruthers has been appointed as head of corporate accounts at RBS Intermediary Partners.
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RBS Intermediary Partners appoints head of corporate accounts
6 Nov 2008
Steve Carruthers has been appointed as head of corporate accounts at RBS Intermediary Partners.
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RBS reveals write-downs of £206m
4 Nov 2008
Royal Bank of Scotland has revealed write-downs of £206m for Q3, on top of £5.9bn for the first half of 2008.
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Red tape has not helped
3 Nov 2008
It's eight years since the government decided it wanted to regulate the mortgage market and four years since that fateful day on October 31 2004.
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Redundancies could be on the cards at GE
7 Nov 2008
A number of staff have been placed into consultation today at GE Money Home Lending due to ongoing worsening market conditions.
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Saving firms and protecting clients costs money
3 Nov 2008
The recent move by Yvette Cooper, chief secretary to the Treasury, to reaffirm repossession as the last resort was a welcome one.
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Sector split over FSA regulation
3 Nov 2008
The Association of Finance Brokers' White Paper on the future of secured loans is understood to have split brokers and associations.
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Securing a better future
7 Nov 2008
The great and the good of the secured loan market joined together this week to discuss the past, present and the future of the secured loan market.
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Self-employed clients need more protection
3 Nov 2008
Self-cert customers are some of the most vulnerable in the market and this is an area where the principles of Treating Customers Fairly must come to the fore.
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Sellers dispute paying for HIPs, says OEA
3 Nov 2008
The Ombudsman for Estate Agents is warning there is an obvious lack of understanding among sellers when it comes to paying for Home Information Packs.
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Senior management merger at AfI and A&L
5 Nov 2008
Senior management teams at Abbey for Intermediaries and Alliance & Leicester Intermediary sales are to merge into a single broker-facing division.
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Skipton and Scarborough to merge
3 Nov 2008
Mutuals Skipton and Scarborough have revealed this afternoon that they are set to merge.
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Skipton comes to the rescue of Scarborough
4 Nov 2008
Mutuals Skipton and Scarborough are set to merge.
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SMS saved by Phoenix
3 Nov 2008
Solent Mortgage Services was dramatically rescued last week after long-term venture capital company The Phoenix Group snapped up the packager, retaining sales and marketing director Ian Balfour as managing director plus six other members of staff.
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Staff enter into consultation at GE
6 Nov 2008
A number of staff have been placed into consultation today at GE Money Home Lending due to ongoing worsening market conditions.
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Star Loans joins forces with high street lender
5 Nov 2008
Star Loans and Finance has teamed up with a high street lender to offer unsecured and secured products at a rate of 3.75% above base rate.
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The New Frontier
3 Nov 2008
I woke up later than usual this morning as I have a week off trying toremind my son what I look like.
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The nostalgic romance of London's mews
3 Nov 2008
I'm an incurable romantic. That's why I love mews houses because they evoke a bygone era of horse-drawn hansom cabs and fog-bound cobbled streets with Sherlock Holmes and Doctor Watson on the scent.
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Three-month LIBOR drops 1%
7 Nov 2008
Three-month LIBOR has fallen by over 1% to 4.49% on the back of the Bank of England's decision to reduce the interest rate to 3% yesterday.
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Three-month LIBOR falls 1%
7 Nov 2008
Three-month LIBOR has fallen by over 1% to 4.49% on the back of the Bank of England's decision to reduce the interest rate to 3% yesterday.
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TMA urges brokers to ensure ‘every client interaction counts’
4 Nov 2008
The Mortgage Alliance is urging brokers to make every client interaction count by ensuring they go back to basics to ensure a robust sales/referral process is in place and is evident at each client appointment.
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TMW deserves this week's taking the biscuit award
3 Nov 2008
I would like to propose an award for the lender that still manages to amaze even cynical brokers because of the audacity of a gesture or announcement. To keep things polite I would like to call it the "taking the biscuit award".
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Treasury consults on Banking Bill powers
7 Nov 2008
The Treasury has launched a consultation on safeguards to help split up banks that get into severe financial difficulty.
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Treasury launches consultation into safeguarding banks
7 Nov 2008
The Treasury has launched a consultation on safeguards to help split up banks that get into severe financial difficulty.
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Trigold quizzes broker about equity release
7 Nov 2008
Trigold is conducting to research among brokers to see what their attitude is to the future of equity release.
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TV chefs are linked to Network Data HQ sale
3 Nov 2008
A celebrity chef thought to be either Gordon Ramsay or Jamie Oliver could be serving up a treat to Network Data members following the acquisition of the firm's Surrey head office, Botleys Mansion.
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Unsecured Credit Company teams up with pancredit
3 Nov 2008
The Unsecured Credit Company has implemented an automated sourcing and decisioning service from pancredit.
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Vision explains payment delays to members
3 Nov 2008
An extensive commissions system upgrade at Vision Network has led to delays in the firm's payments to members.
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Vote Obama
4 Nov 2008
Here we are on November 4th, a day that could be historic not just in the eyes of the US, but in the eyes of the world.
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We need less red tape and more common sense
3 Nov 2008
I find myself in a more reflective mood than usual this week. This is a result not only of the prevailing financial turmoil but also of the social landscape in which we operate.
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Website to rank mortgage brokers
5 Nov 2008
Website Rubii.co.uk has been launched to help advisers to attract new business and promote themselves directly to the UK public.
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What lenders did next...
7 Nov 2008
Wow. What a day yesterday. The biggest cut in rates since 1981 and the lowest rate since the 1950's took everyone by surprise even though we knew it was needed.
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World's gone mad reason 4,537:
3 Nov 2008
Mole's beloved Liverpool finally managed to end four years of torment at Stamford Bridge with a convincing 1-0 win over Chelsea, ending the club's unbeaten Premiership home record of 86 games.
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World's gone mad reason 4,538:
3 Nov 2008
It snowed in central London last Tuesday. The last time Mole had his paws frozen by the white stuff this early in the year the Great Depression was only five years in the past.
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World's gone mad reason 4,539:
3 Nov 2008
The economy is in meltdown and we need billions of pounds to bail us out.
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World's gone mad reason 4,540:
3 Nov 2008
When it was published it was described as the longest suicide note in history but the Labour Party manifesto in 1983 called for bank nationalisation.
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World's gone mad reason 4,541:
3 Nov 2008
What's the difference between BBC business editor Robert Peston and God? God doesn't think he's Robert Peston.
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World's gone mad reason 4,542:
3 Nov 2008
Mortgage Strategy editor Robyn Hall finally broke the silence with ageing John Malone, managing director of Premier Mortgage Service.
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World's gone mad reason 4,543:
3 Nov 2008
Gordon Brown, Alistair Darling and minister for business Lord Peter Mandelson are flying to a summit.
