Mortgage Strategy
28 February 2011
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Don't consider FTB crisis in a vacuum
28 February 2011
PAUL BROADHEAD, HEAD OF MORTGAGE POLICY, BUILDING SOCIETIES ASSOCIATION
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£1m-plus home sales were up 58% last year
28 February 2011
Sales of properties worth £1m or more increased by 58% last year, analysis from Largemortgageloans. com shows.
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60 seconds with...Nigel Payne
28 February 2011
Nigel Payne, Managing Director, Assurant Intermediary
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Affordability now highest for 10 years
28 February 2011
Mortgage affordability has hit its best level for 10 years, says Barclays.
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AMI fears Europe will axe broker commission
28 February 2011
ROBERT SINCLAIR: RDR-STYLE RULES FOR MORTGAGES
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Another big lender that is so out of touch with market
28 February 2011
I was surprised to read the comments by Nationwide on how brokers are forcing consumers on to fixed rates.
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Another two get prizes and praise for sterling work
28 February 2011
The two winners of this month’s Top Of The League competition have been announced.
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Banks embrace social networks
28 Feb 2011
The future of banking is one of the key topics of this month’s Lending Zone round table discussion. Social networking is increasingly changing the way that we live our lives and carry out business transactions. Nowhere is this more apparent that in the business of banking.
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Boost in mortgage funds proves mutual sector still keen to lend
28 February 2011
Leeds, Skipton and Yorkshire building societies boosted their mortgage lending in 2010, proving that the mutual sector still has an appetite for lending.
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Brokers report boost in buy-to-let business
28 February 2011
Buy-to-let business made up 21% of brokers’ business in Q4 2010, up from 17% in Q3 and the highest figure since Q3 2007, says Paragon Mortgages.
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CAN YOU HAVE A POP TO WIN THIS BOTTLE OF MIGHTY FINE CHAMPAGNE?
28 February 2011
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Check your websites comply with ad rules
28 February 2011
ALAN CLEARY, MANAGING DIRECTOR, PRECISE MORTGAGES
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Countrywide on hunt for high net worth brokerage
28 February 2011
Rumours are rife that Countrywide is in the market for a high net worth broker as it prepares to expand further into the sector.
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Dates for your DIARY...
28 February 2011
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DB Mortgages fine could be first of many for irresponsible lending
28 February 2011
FAHIM ANTONIADES: MORE LENDERS WILL BE IN FIRING LINE
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Drawbridge wins extra £250m from Octopus
28 February 2011
JONATHAN SAMUELS: INVESTOR APPETITE FOR THE SECTOR
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Gender pricing ban will effect premiums
28 February 2011
JON KING, MANAGING DIRECTOR, MORE2LIFE
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Growing B2L sector gives brokers chance to boost their income
28 February 2011
The publication of LSL’s buy-to-let index for February highlights a couple of emerging opportunities for brokers in the sector.
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Halifax to pay £500m price for confusing customers
28 February 2011
Confusing wording regarding Hali-fax’s SVR in up to 300,000 mortgage contracts could cost it £500m in customer redress.
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Help for first-time buyers helps us all
28 February 2011
IAIN MALLON, DIRECTOR OF PROTECTION MARKETING, FRIENDS PROVIDENT
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House sellers increase asking prices by 3.1%
28 February 2011
New house sellers in February raised asking prices by 3.1% to an average of £230,030, Rightmove’s house price index shows.
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Industry offers messages of support to Stephen Knight
28 February 2011
The mortgage industry has rallied in support of Stephen Knight, chief executive officer of Portillion, after he left his role due to a brain tumour.
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It's wrong to treat underwriters as clerical positions
28 February 2011
Perhaps I can shed some light on James Lindon-Travers’ star letter entitled ’Lack of underwriting expertise results in applications being denied by lenders’ in the February 21 issue of Mortgage Strategy.
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Killing Fannie and Freddie will be hard
28 February 2011
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LAST WEEK'S WINNER
28 February 2011
“Clare: How does the song go Aaron?”“Clowns to the left of me…RICHARD LAWTON, PRICAPITA
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Leader: Advice comes with a price
28 February 2011
The debate over advised and non-advised sales rumbled on last week as the major trade bodies responded to the Financial Services Authority’s latest Mortgage Market Review paper on distribution, published in November.
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Lenders must offer more interest-only
28 February 2011
AARON STRUTT, HEAD OF COMMUNICATIONS, TRINITY FINANCIAL SERVICES,
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Letters to the editor
28 February 2011
STAR LETTER
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Lloyds sees £2.2bn profits in 2010 but market share falls
28 February 2011
Lloyds Banking Group last week revealed pre-tax profits of £2.2bn for 2010 compared with a loss of £6.3bn in 2009, but the lender’s share of the mortgage market has shrunk by 2%.
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Manager of the month - February
28 February 2011
John Hassall, Mortgage Talk, Chief executive
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Marketwatch
28 February 2011
With a base rate rise looming, fixed rate mortgages are likely to get more expensive until it appears inflation is under control. And Halifax’s rates are looking better than they have for a couple of years
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Media Spotlight: Selling With NLP
28 February 2011
By Kerry Johnson
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Mike Lazenby calls it a day at OneSavings Bank
28 February 2011
Mike Lazenby has stepped down as chief executive officer of OneSavings Bank. Lazenby was chief executive officer of Kent Reliance Building Society before JC Flowers bought a 49% stake in the society in return for a £50m capital injection - creating OneSavings Bank.
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More than mortgages
28 February 2011
Since being bought out by Towergate, John Charcol is moving beyond mortgages and aims to take advantage of all its parent has to offer to broaden its services. Managing director Walter Avrili and marketing director Drew Wotherspoon reveal their plans for the new John Charcol
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Mortgage Business Expo plans Manchester return in May
28 February 2011
The Mortgage Business Expo is returning to Manchester for the first time since 2008.
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Mortgage rescue less attractive for lenders
28 February 2011
MICHAEL COOGAN, DIRECTOR GENERAL, COUNCIL OF MORTGAGE LENDERS
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Mortgages and the art of illusion
28 February 2011
For all the money the government has spent on quantitative easing and all the money savers have lost due to the low base rate, the only thing we seem to have gained is time, with inflation as a by-product. Any other achievement in the mortgage industry is an illusion
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MPC voting pattern to get closer
28 February 2011
An industry expert says that the Monetary Policy Committee will face a period of close votes after a third member voted for a rate rise in February.
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Nationwide backs down on claim that brokers push fixes for fees
28 February 2011
ROB ROBERTS: THINGS HAVE CHANGED
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Nationwide should formally apologise to intermediaries
28 February 2011
After reading Nationwide’s comments claiming that brokers are encouraging clients on to fixed rates, I noticed another story on Mortgage Strategy Online where the lender has increased the price of its fixed rates.
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New kids on the block plan to shape future
28 February 2011
New lenders attending our HML-sponsored round table earlier this month believe that opportunity knocks in the mortgage market and they hope to play a vital role in the industry going forward. By John Murray
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Now we'll have to pick up the pieces left by charlatans
28 February 2011
After reading the article about DB Mortgages being fined £840,000 by the Financial Services Authority for irresponsible lending, I was left thinking about how many borrowers given fast-track mortgages between 2003 and 2008 are now finding that no lender will touch them.
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Player of the month - February
28 February 2011
Mark Hubby, Total Finance Options, Director
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Prepare for more repossessions
28 February 2011
Although the first half of this year will see a lower level of repossessions, affordability pressures and a potential fall in house prices will see them rise in the second half and into next year, according to data collated using our survival analysis technique
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Royal wedding may spur feel-good sales
28 February 2011
RICHARD SEXTON, DIRECTOR OF BUSINESS DEVELOPMENT, E.SURV
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Speculators are the cause of inflation - not consumers
28 February 2011
In response to Andrew Sentance’s decision to vote for a 0.5% rate rise in the February Monetary Policy Committee meeting, I agree rates need to rise over time and I’m sure he has a lot of data to back up his case.
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Spending cuts may hit mortgage fraud probes
28 February 2011
Several figures in the mortgage market have raised concerns about the effect government budget cuts may have on the police’s capacity to investigate mortgage fraud.
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Squeeze on funds here to stay
28 February 2011
Mortgage lending is set to remain depressed this year as house prices tread water and banks struggle to repay their loans. Meanwhile, a rate rise would do more harm than good
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The Mortgage Mole
28 February 2011
DIGGING THE DIRT IN THE MORTGAGE WORLD
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The real magic will be affordable loans
28 February 2011
GUY GARRARD, HEAD OF BUSINESS DEVELOPMENT, TIUTA
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Tiuta CEO leaves firm for personal reasons
28 February 2011
George Patellis has left his role as chief executive officer of Tiuta due to personal reasons. Steven Nicholas will assume the role of interim CEO.
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United front benefits customers
28 February 2011
Brokers and lenders are working more closely together and this increased knowledge of each other’s businesses is leading to faster decisions that help hard-pressed borrowers
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Which? uncovers poor advice given by rent-back firms
28 February 2011
PETE THOMSON: FSA IS DOINGA GOOD JOB
