Mortgage Strategy
27 September 2010
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60 Seconds with...Colin Franklin
27 September 2010
Sales and Marketing Director, Coventry Building Society
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90% LTV deals may grab headlines but not many complete
27 September 2010
I was interested to read the letter in the September 13 issue titled ’HSBC’s latest rates are amazing, if only it dealt with brokers’ which praised the excellent rates from HSBC which are available up to 90% LTV.
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Advisers brought up in boom times lack the basic sales skills
27 September 2010
My company has been expanding in the mortgage and protection fields over the last year, but one major drawback to this has been the woeful lack of sales personnel with the right combination of sales skills and self-motivation.
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Aldermore launches two fixed rates from 3.49%
27 September 2010
Aldermore has launched two two-year fixed rate residential products. One is available at 3.49% up to 65% LTV and other at 3.99% up to 75% LTV.
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Apathy towards life and CI cover is crazy
27 September 2010
SOPHIE HALL, DIRECTOR OF DISTRIBUTION, INTELLIFLO
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Bank says lenders are not pricing mortgages in line with base rate
27 September 2010
Lenders are failing to price their mortgages in line with the low base rate, according to a report by the Bank of England.
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Brokers must be on guard against fraud or risk their careers
27 September 2010
Lenders will ban brokers and report them to the FSA if they feel they have been instrumental in attempted fraud
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Buy-to-let deals have rocketed since 2009
27 September 2010
Mortgages for Business says it has seen a 396% hike in the number of buy-to-let deals on its Mortgage Flow sourcing tool since May 2009.
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CAN YOU HAVE A POP TO WIN THIS BOTTLE OF MIGHTY FINE CHAMPAGNE?
27 September 2010
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Complex prime enquiries up at TMA
27 September 2010
The Mortgage Alliance has seen a rise in complex prime enquiries for a third straight month.
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Conveyancers set up trade body to strengthen sector
27 September 2010
Conveyancers are fighting back against lenders’ restricted panels by forming a trade body called the Conveyancing Association.
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Cooling-off period for deals may be on cards
27 September 2010
The European Commission could introduce a 10-day cooling-off period for all mortgage contracts, says the Council of Mortgage Lenders.
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Crown has been a model landlord in a city of rogues
27 September 2010
Tenants may be angry at Crown Estates’ decision to sell housing but at least it didn’t behave like Peter Rachman
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FSA taking stock of firms that are no longer lending
27 September 2010
The Financial Services Authority is scrutinising regulated lenders that have stopped lending due to funding issues.
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Get thoroughbreds in your stable today
27 September 2010
RICHARD SEXTON, BUSINESS DEVELOPMENT DIRECTOR, E.SURV
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Getting to grips with B2L market moves
27 September 2010
PAUL WALSHE, PARTNER AND HEAD OF LENDER SERVICES, MOORE BLATCH
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Good to see brokers making direct gains
27 September 2010
AARON STRUTT, PRODUCT AND COMMUNICATIONS DIRECTOR, TRINITY FINANCIAL GROUP
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Higher proc fees for lower LTV business may emerge
27 September 2010
Brokers could face lower proc fees for high LTV clients as lenders try to incentivise brokers into finding lower LTV borrowers, says the Association of Mortgage Intermediaries.
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Hints of LTV cap crop up again in FSA boss' speech
27 September 2010
The Financial Services Authority has once again suggested that a cap on higher LTVs could be imple-mented as part of wider regulatory reforms.
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Industry estimates put number of brokers in market at around 10,000
27 September 2010
ROBERT SINCLAIR BROKER NUMBER STILL IN DECLINE
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Interest-only moves may spark hardship
27 September 2010
IAIN MALLON, DIRECTOR OF PROTECTION MARKETING, AXA
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John Malone extends contract at PMS for two more years
27 September 2010
JOHN MALONE AT PMS FOR TWO MORE YEARS
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Landlords will have to react quickly as tenant arrears rise
27 September 2010
Sally Laker, managing director of Mortgage Intelligence Holdings, touched on several of the problems facing the buy-to-let sector in a recent issue (Mortgage Strategy September 13).
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LAST WEEK'S WINNER
27 September 2010
“Natalie was secretly choosing a young Jonathan Cornell lookalike.”ROBERT WINFIELDCHARTWELL HEALTHCARE
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Leader: Battle against MMR begins
27 September 2010
The fightback against the Mortgage Market Review began in earnest last week at the Council of Mortgage Lenders’ annual conference.
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Lenders bear brunt of Basel III burden
27 September 2010
GEMMA HARLE, MANAGING DIRECTOR, TENETLIME
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Lloyds' group boss plans to call it a day next year
27 September 2010
Eric Daniels, group chief executive of Lloyds Banking Group, is set to retire next year.
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Lloyds will chase half of B2L sector in 2011
27 September 2010
NIGEL STOCKTON SECTOR NEEDS MORE LENDERS
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Manager of the month - September
27 September 2010
Duncan Jones, Haybrook, Sales director
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Marketwatch
27 September 2010
JONATHAN CORNELL, HEAD OF COMMUNICATIONS, FIRST ACTION FINANCE
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Media Spotlight: Confessions Of An Entrepreneur
27 September 2010
By Chris Robson
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MMR is not the right medicine
27 September 2010
A Mortgage Strategy round table, sponsored by Abbey for Intermediaries, debated the Mortgage Market Review proposals and concluded that the abolition of fast-track and self-cert will cause the industry and consumers an almighty headache
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Mortgage Intelligence to use The Key system
27 September 2010
SALLY LAKER LISTENED TO WHAT MEMBERS WANT
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MPC minutes shows more QE likely
27 September 2010
Minutes for September’s Monetary Policy Committee meeting show some members felt that the proba-bility of further quantitative easing being used to stimulate the economy has increased.
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Networks told to ensure providers pay commission to them, not ARs
27 September 2010
Networks have been warned not to allow providers to pay appointed representatives direct, following the demise of another network.
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No sub-prime in Kensington RMBS
27 September 2010
Kensington’s parent Investec says its £200m securitisation deal will not include any sub-prime loans.
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Northern Rock does not rule out mortgage sell-off
27 September 2010
Northern Rock has refused to rule out selling its mortgage portfolios to repay government loans but says it has no current plans to do so.
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Permissions of brokerage withdrawn
27 September 2010
The Financial Services Authority has cancelled the permissions of Chioma Mortgages because it failed to inform the regulator of a change of address.
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Player of the month - September
27 September 2010
Wendy Whyte, FIrst Mortgage Direct, Regional manager
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Regulator needs to clear up confusion over CF31 proposal
27 September 2010
The FSA has applied its gift of making things complicated to rules behind the CF31 function, leaving lenders puzzled
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Sales consultants in mortgage sector not up to the mark, says Homebank
27 September 2010
Homebank Financial Services has hit out at the standard of sales consultants in the mortgage indus-try, saying there is a lack of talent.
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Secure platform will help conveyancing
27 September 2010
GUY GARRARD, HEAD OF BUSINESS DEVELOPMENT, TIUT
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Secured loans sector offers hope for some
27 September 2010
MARK BLACKWELL, MANAGING DIRECTOR, XIT2
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Setting the record straight on new entrants to market
27 September 2010
We have seen little interest from credible new lenders and make no apologies for stringent vetting processes
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Shave negotiated the storm skilfully and with minimum fuss
27 September 2010
I am not writing a valediction to GE Money Home Lending’s outgoing chief executive Colin Shave as he will be with us until the new year to ensure a smooth transition to his successor Duncan Berry.
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TBMC rebrands and unveils revamped site
27 September 2010
The Business Mortgage Company has rebranded as TBMC and launched a revamped website and logo.
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The latest rumour? Everyone gets rate cut
27 September 2010
What’s going on across the Pond
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The Mortgage Mole
27 September 2010
DIGGING THE DIRT IN THE MORTGAGE WORLD…
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There’s little evidence that lenders are meeting bailout promises to government
27 September 2010
STAR LETTER
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Try to win back all your lost customers
27 September 2010
JEFF KNIGHT, DIRECTOR, TONIC MARKETING
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US and UK regulators sign co-operation pact
27 September 2010
The Financial Services Authority and the US Financial Industry Regulatory Authority have entered into a memorandum of understanding for more robust cooperation.
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Winners named in second month of competition
27 September 2010
