Mortgage Strategy
26 July 2010
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20% Of all fraud in first six months of 2010 was in the mortgage sector
26 July 2010
Mortgage fraud is showing no sign of diminishing, with latest figures revealing it accounted for 20% of all fraud in the first half of this year.
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60 Seconds with...John Fairhurst
26 July 2010
MANAGING DIRECTOR, PAYPLAN
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Affordability rules will leave lenders relying on guesses
26 July 2010
The affordability calculations required by the FSA are laughable and leave lenders wide open to manipulation.
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AToM is added to Bank of China's distributor panel
26 July 2010
All Types of Mortgages has become the latest recruit to Bank of China’s distributor panel.
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B2L potential clear to serious investors
26 July 2010
DAVID FINLAY, INTERMEDIARY BUSINESS DIRECTOR, BARCLAYS
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Banks say sorry for repayment calculation error
26 July 2010
STEVE REID, SORRY FOR THE INCONVENIENCE
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Bear traps in the newlending landscape
26 July 2010
The FSA’s latest consultation paper leaves many ambiguities that could lead to already besieged lenders moving even further away from lending and product innovation
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Brokers can boost confidence if they do the job properly
26 July 2010
A significant number of brokers have inflated income, entered incorrect details on application forms and generally abused self-cert and fast-track.
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Brokers know true meaning of stress
26 July 2010
GEMMA HARLE, MANAGING DIRECTOR, TENETLIME
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Calling on lenders to join fight for survival
26 July 2010
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CAN YOU HAVE A POP TO WIN THIS BOTTLE OF MIGHTY FINE CHAMPAGNE?
26 July 2010
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Cover guys
26 July 2010
Safe&Secure’s Chris Griffin and Jason Berry say their firm aims to make it easy for brokers to sell buildings and contents insurance
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Distributors have to add value for all
26 July 2010
JOHN COFFIELD, HEAD, PARADIGM MORTGAGE SERVICES
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Financial services in the vanguard as economic recovery gathers speed
26 July 2010
The UK economy grew by 1.1% in Q2 2010, twice the rate predicted by most economists, according to the Office of National Statistics.
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Five things to avoid in loan applications
26 July 2010
GRAHAM FELSTEAD, HEAD OF INTERMEDIARY CHANNEL, NATWEST INTERMEDIARY SOLUTIONS
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Focus on pensions could reduce stress
26 July 2010
MARK CLINTON, DIRECTOR, MD PENSION SOLUTIONS
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FOS could double client redress fine limit to £200,000
26 July 2010
The Financial Ombudsman Service may double the amount it can make a firm pay in client redress to £200,000, warns City law firm Reynolds Porter Chamberlain LLP.
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FSA ban on self-cert and fast-track will benefit RMBS, claims Moody's
26 July 2010
The Mortgage Market Review will have a positive effect on residential mortgage-backed securities, claims Moody’s.
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FTBs need cover as they build deposits
26 July 2010
IAIN MALLON, DIRECTOR OF PROTECTION MARKETING, AXA
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Future's bright as new brokers purchase leads
26 July 2010
Lead-buying trends along with a positive market mood show the industry may have finally shaken off the gloom
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Goldman and BP both pollute but one gets off lightly
26 July 2010
As we saw recently, US finance giant Goldman Sachs has been fined $550m for knowingly polluting the world with toxic debt.
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Hell of a time to be a mortgage banker
26 July 2010
Paul Muolo
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Helping landlords fill the housing gap
26 July 2010
ALAN CLEARY, MANAGING DIRECTOR, PRECISE MORTGAGES
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I welcome change if it means a better industry all round
26 July 2010
We can no longer rely on the old business models we have become comfortable with.
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Intermediaries are the best sales force lenders could have
26 July 2010
With its latest Mortgage Market Review paper the FSA seems to be suggesting that consumers should deal with call centres or find some way to take time off work to go into a branch and see a 19-year-old adviser who has just qualified.
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IP must be simpler and more flexible
26 July 2010
JAMES WATSON, SALES AND MARKETING DIRECTOR, PAYMENTSHIELD
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LAST WEEK’S WINNER
26 July 2010
“Harrison Ford relaunches his career with ’Indiana Jones And The Jog In The Park’.”DANNY O’SULLIVAN
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Leader: Still time to have your say
26 July 2010
In the first week of Mortgage Strategy’s Fight For Our Industry campaign, a whopping 738 of you have already put your names to our petition that we hope to take to the Treasury and the Financial Services Authority.
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Lenders should be left alone to mind their own business
26 July 2010
The FSA is telling lenders how they should and should not work. This is wrong - after all, it was banks that lost money due to irresponsible lending.
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Lending curbs may settle house prices
26 July 2010
BOB YOUNG, MANAGING DIRECTOR, CAPITAL HOME LOANS
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Lending up but CML urges caution
26 July 2010
Mortgage lending jumped 15% in June but hopes of a market pick-up have been downplayed by the Council of Mortgage Lenders, which says lending will remain constrained for the rest of the year.
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Let brokers qualify to use fast-tracking
26 July 2010
ROBERT WINFIELD, MANAGING DIRECTOR, CHARTWELL FUNDING
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Let's get off lenders' case - we need them to stay in business
26 July 2010
With regard to the error made at Yorkshire and Clydesdale banks, the fact is that mistakes happen.
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Low-cost schemes now help a wider pool of customers
26 July 2010
A new type of client is using government initiatives to buy homes - those with good jobs and strong incomes
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MAB brokers get access to plug-in sourcing system
26 July 2010
The Mortgage Advice Bureau is now using Mortgage 27 sourcing software.
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Marketwatch
26 July 2010
It seems that while fixed rates are continuing to creep downwards trackers are edging up, maybe because the latter were outselling the former and lenders are now trying to balance their books
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Media Spotlight: The Violence Of Financial Capitalism
26 July 2010
By Christian Marazzi
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Minister under fire as he plans a Mortgage Rescue Scheme refocus
26 July 2010
Mortgage companies have criticised the government for failing to back the disappointing Mortgage Rescue Scheme, which has helped just 629 households since its launch in April 2009.
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Moneyextra sold to debt specialist
26 July 2010
Uinsure chief executive Simon Taylor has sold price comparison website Moneyextra.com to debt solutions provider Fairpoint Group for an initial sum of £1.
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MPC rate rebel will get onside soon, says Boulger
26 July 2010
Monetary Policy Committee member Andrew Sentance will stop voting for a rise in interest rates in the coming months, John Charcol predicts.The minutes of the MPC’s July meeting show that Sentance voted to increase the Bank of England base rate for the second time running to 0.75% as inflation is not meeting the government’s 2% target.
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Network community is in better shape than ever
26 July 2010
Following the lead article in the July 12 issue of Mortgage Strategy on the loss of appointed representatives I would like to provide some balance, as readers may get the idea that the AR and network community is haemorrhaging.
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Planning to pay for a well-earned break
26 July 2010
ROGER EDWARDS, PROPOSITION DIRECTOR, BRIGHT GREY AND SCOTTISH PROVIDENT
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Raising a glass to the doctor who cleaned up water
26 July 2010
A Soho pub commemorates Dr John Snow, who traced the source of a cholera epidemic to the water supply
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Sales reshuffle heralds service blitz for Abbey
26 July 2010
Jeremy Duncombe, former director of sales at Advantage, has joined Abbey for Intermediaries as head of sales.
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Shortfall in funding could force Bank to extend liquidity scheme
26 July 2010
A £800bn funding gap could mean the Bank of England has to extend its Special Liquidity Scheme, according to the Association of Mortgage Intermediaries.
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TCF brokers will be paid commission, says buyer
26 July 2010
ANDY MOODY, NOT MOVING TO HAMILTON LOCKE
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The mortgage mole
26 July 2010
DIGGING THE DIRT IN THE MORTGAGE WORLD…
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TrigoldCrystal makes money but loses users
26 July 2010
DAVID AYLMER, THIS YEAR WILL SEE PROFITS INCREASE
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Valuation firms have to add value to remain in play
26 July 2010
Lenders want to work with valuation providers that offer a broad range of services and are financially robust
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Work can be found with local lawyers
26 July 2010
TIM JORDAN, EAD OF RESIDENTIAL PROPERTY, FORSHAWS DAVIES RIDGWAY
