Mortgage Strategy
25 October 2010
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Blowing the trumpet for market survivors
25 October 2010
DAVID FINLAY INTERMEDIARY BUSINESS DIRECTOR BARCLAYS
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Exit strategies can be a necessary evil
25 October 2010
MARK CLINTON, DIRECTOR’ MD PENSION SOLUTIONS
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Illegal lenders force clients into crime
25 October 2010
People who borrow from illegal money lenders are being press-urised into committing mortgage fraud and other illegal activities, the Department of Business, Skills and Innovation reports.
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It's time to capitalise on commercial cover
25 October 2010
PAUL SHEARMAN, MORTGAGE, GI AND PROPOSITION DIRECTOR, OPENWORK
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LSL takes over Pink in £1.59m debt-free deal
25 October 2010
LSL Property Services completed its anticipated buyout of Pink Home Loans last week for £1.59m, but left debts behind with the latter’s former owner Skipton Building Society.
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October winners boost business and help charity
25 October 2010
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Sinclair urges FSA to heed industry's MMR concerns
25 October 2010
Robert Sinclair, director of the Association of Mortgage Intermediaries, has urged the regulator to listen to feedback about the Mortgage Market Review or risk protracted disagreements later on.
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Thumbs up if you are making most of opportunities
25 October 2010
Ignore the uncertainty in the market, get proactive and identify areas where demand for mortgages still exists
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Woolwich unveils restrictions to its interest-only deals
25 October 2010
Woolwich is the latest lender to restrict interest-only lending.
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60 Seconds with...Barry Markham
25 October 2010
Director for the regions, National landlords association
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Advisers should not have to bear solicitor due diligence costs
25 October 2010
In my response to John Malone’s passionate outcry for brokers to carry out due diligence on solicitors doing mortgage transactions, I feltstrongly at the time that this was a misplaced approach (Mortgage Strategy October 11).
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AMI may launch human rights challenge on MMR
25 October 2010
ROBERT SINCLAIR, DECLARATIONS ARE PERVERSE
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Avoid the rush and register online now
25 October 2010
ROBERT MCCOY PRODUCT AND COMMUNICATIONS MANAGER PMS
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B2L boost is vital for social sector reform
25 October 2010
ALAN CLEARY, MANAGING DIRECTOR, PRECISE MORTGAGES
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CAN YOU HAVE A POP TO WIN THIS BOTTLE OF MIGHTY FINE CHAMPAGNE?
25 October 2010
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Competition for low fixed rates hots up
25 October 2010
AARON STRUTT PRODUCT AND COMMUNICATIONS DIRECTOR TRINITY FINANCIAL GROUP
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Debating the issues
25 October 2010
A year on from the publication of the Mortgage Market Review and just days after the government announced its Spending Review, lenders are still facing a tough time.
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Embrace the power of social networks
25 October 2010
ROGER EDWARDS, PROPOSITION DIRECTOR, BRIGHT GREY AND SCOTTISH PROVIDENT
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FSA praises brokers in feedback to MS petition
25 October 2010
The Financial Services Authority has praised the role of intermediaries in its initial response to Mortgage Strategy’s Fighting For Our Industry petition.
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Funding boost will help Tiuta expand product range
25 October 2010
Tiuta has secured a major funding line that it says will enable it to broaden its range of specialist products.
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Interest-only is not toxic, it offers more consumer choice
25 October 2010
There has been much comment, sometimes pious, regarding restrictions on interest-only mortgages, with most commentators suggesting these are somehow toxic products.
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Interest-only plans may backfire
25 October 2010
While the FSA’s focus on interest-only is understandable, its proposed regulations are likely to stifle the first-time buyer market, driving home ownership aspirations into the ether
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Interest-only rules could kill industry
25 October 2010
DEAN JONES HEAD PAALEADS.COM
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ISMI cut gives rise to arrears fears
25 October 2010
It’s a case of wait and see regarding the fallout of ISMI being slashed but with many in the industry worried it may lead to further arrears and repossessions, there is a question mark over how lenders will cope if they do rise, says Christine Toner
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It makes sense for brokers to check out solicitors' abilities
25 October 2010
John Malone is right in recommending that brokers carry out due diligence on solicitors (Mortgage Strategy October 4), but the prevention of mortgage fraud is not the only reason for doing so.
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LAST WEEK’S WINNER
25 October 2010
“Kate and Vikki were unimpressed by the size of Craig’s helmet.”JOHN EMMETTINTERNATIONAL MORTGAGE PLANS
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Leader: Housing breakdown looms
25 October 2010
The Comprehensive Spending Review certainly didn’t surprise thanks to months of leaks in the media. But its expected horror did not disappoint. For the housing sector, it seems like it’s going to be a bumpy ride over the next four years.
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Manager of the month - October
25 October 2010
Mark Searle, London & Country, Senior sales manager
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Marketwatch
25 October 2010
There was a flurry of product launches, with Abbey, Accord, NatWest and Woolwich bringing out a variety of good deals. And the Treasury Select Committee seemed to be confusing ’nice’ with ’effective’
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Media Spotlight: Management? It's Not What You Think!
25 October 2010
By Henry Mintzberg, Bruce Ahlstrand and Joseph Lampel
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Mixed reaction to percentage fees on Abbey's products
25 October 2010
Abbey for Intermediaries has had a mixed response to the launch of its mortgages with percentage fees.
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Not so great expectations for next year
25 October 2010
GARY STYLES, STRATEGY, RISK AND ECONOMICS DIRECTOR, HOMETRACK
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Player of the month - October
25 October 2010
Nick Konkol, Sottsdale Consulting, Mortgage and insurance consultant
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Promote benefits of independent advice
25 October 2010
TIM JORDAN,HEAD OF RESIDENTIAL PROPERTY, FORSHAWS DAVIES RIDGWAY
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Redefining standards
25 October 2010
An increasing number of previously mainstream borrowers are now being relabelled non-standard due to tougher criteria, but it isn’t easy for specialist lenders to cater for such clients with funding still a major hurdle
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Regulation will rid us of the cowboys in debt management
25 October 2010
I would like to congratulate Michael Nicholls for joining the debate on the future of the debt advice industry in his letter (Mortgage Strategy October 18) in response to my concerns over the dangers of self-regulation.
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Reliability is crucial when it comes to IT
25 October 2010
SOPHIE HALL DISTRIBUTION DIRECTOR INTELLIFLO
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Sell homes to pay off debt, says CML
25 October 2010
The Council of Mortgage Lenders says the government should encourage those in financial difficulty to sell their property in a bid to avoid long-term arrears.
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Share your ideas on disclosure and distribution plans
25 October 2010
The FSA is hitting the road to consult on disclosure and distribution proposals, which will be of interest to brokers
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Social housing reform dangerous, say lenders
25 October 2010
Buy-to-let lenders have hit out at the government’s changes to social housing, revealed in the Spending Review last week.
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Something’s got to give – soon
25 October 2010
Smaller building societies need help to overcome the market constraints hindering their ability to offer creative products to the vital first-time buyer and buy-to-let sectors
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Stump up some cash and fund a campaign
25 October 2010
STAR LETTER
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The Mortgage Mole
25 October 2010
DIGGING THE DIRT IN THE MORTGAGE WORLD…
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The rise and fall of the housing market
25 October 2010
HARPAL SINGH, MANAGING DIRECTOR, CONVEYANCING ALLIANCE
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UK's headache will linger, warns King
25 October 2010
Bank of England governor Mervyn King warned last week that the UK faces a sobering decade and it will be some time before inflation re-turns to target.
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Wed or not, couples still need protection
25 October 2010
ED STUART-BROWN, HEAD OF PROTECTION SALES, FRIENDS PROVIDENT
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yourshout
25 October 2010
The best of the comments from Mortgage Strategy Online
