Mortgage Strategy
23 November 2009
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60 Seconds With.....Mark Harris
23 November 2009
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Anger over Law Society proposal to kill off solicitor referral fees
23 November 2009
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B2L deals rise but 25% deposits still required
23 November 2009
The number of buy-to-let deals available has risen 34% since September but landlords still need a deposit of 25%, says Moneyfacts.co.uk.
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Bang on
23 November 2009
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Banning referral fees would be bad news for solicitors
23 November 2009
I was interested to read the story last week about The Law Society looking to ban referral fees (Mortgage Strategy Online).
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Big future in a smaller pond
23 November 2009
The Council of Mortgage Lenders last week revealed that it estimates gross lending rose 5% in October to £13.5bn, up from £12.9bn the month before.
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Borrowers are more likely to pay for advice
23 November 2009
From order-takers to trusted advisers would be my summary of the progress of the broker market as we enter the third year of the recession, and there are plenty of indicators to back this up.
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CAN YOU HAVE A POP TO WIN THIS POSH MONT BLANC ROLLERBALL PEN?
23 November 2009
Matthew Wyles, David Copland, John Malone and Nigel Stockton in good spirits at a recent industry event
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Cancelling cover is a dangerous game
23 Nov 2009
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Capitalism is the market's only hope
23 Nov 2009
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Change the FSA's opinion of brokers
23 Nov 2009
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Clifford launches concierge website
23 November 2009
Consumers will be able to rate their advisers as part of Mortgageforce founder Rob Clifford’s online financial concierge service If I Were You, that launches today.
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Competition creep is good for brokers
23 Nov 2009
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Conversion rate is not the whole story
23 Nov 2009
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Coventry frees home owners caught in equity trap
23 November 2009
Coventry Building Society is allowing borrowers restricted by a lack of equity the opportunity to move house at up to 125% LTV.
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Cutting B2L tax breaks would be short-sighted
23 November 2009
If the Treasury is eyeing buy-to-let as an extra income stream it could end up with fewer landlords to tax
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Economic tracker
23 November 2009
Our monthly economic tracker, in association with Platform, provides data on the key indicators of the health of the economy and expert commentary
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Economy heads for recovery mode
23 November 2009
The economy is moving out of recession and into a recovery phase, according to Andrew Sentance, a member of the Monetary Policy Committee.
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Fair advice fees may put clients off using brokers
23 November 2009
Charging by the hour would be the best way for brokers to earn their crust but customers may not see it that way
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Fighting the FSA's time-warp review
23 Nov 2009
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FSA personnel are like dim officers hunting scapegoats
23 November 2009
Before I became an IFA 18 years ago I had two careers in the RAF, spending the first nine years as a non-commissioned technician and the second nine as a commissioned officer.
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Give clients peace of mind at Xmas
23 Nov 2009
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Hanging on
23 November 2009
Although enquiries are climbing, regulatory uncertainty and the funding drought are testing the resilience of the secured loans sector
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Hear hear to Wyles' comments on our woeful watchdog
23 November 2009
With regard to the comment made by Nationwide group distribution director Matthew Wyles recently that the FSA treats brokers and lenders like drug dealers, all I can say is - well said.
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Horror story
23 November 2009
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Industry bodies come together to campaign for Stamp Duty reform
23 November 2009
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Ipswich unveils 85% LTV fixed product at 5.64%
23 November 2009
Ipswich Building Society has launched an 85% LTV two-year fixed rate at 5.64%.
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Labour should help us as it has a motor industry
23 November 2009
I read with some amusement the recent news that the scrappage scheme for the motor industry has been hailed a great success and that car sales went up last month.
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LAST WEEK'S WINNER
23 November 2009
“Geoffrey Boycott got ready for the safari after he was told there would be Rhinos”Olivier Sandri Yorkshire Building Society
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Leads provider leaves broker £450 out of pocket
23 November 2009
A broker who paid £450 for leads that never materialised is still waiting for a refund two months after signing up with the supplier.
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Lenders are losing their grip on fraud, says police
23 November 2009
Some lenders have taken their eye off the ball when it comes to detecting mortgage fraud, a top detective has warned.
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Lenders turn up the heat on their standby servicing
23 November 2009
The increased focus on lenders in the recession means they are having to warm up their servicing provisions
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London & European names sales manager
23 November 2009
Insurance and property services firm London & European has appointed Parveen Kumari as group sales manager.
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Marketwatch 23.11.09
23 Nov 2009
Coventry is bound to take some flak for its facility that allows borrowers needing a maximum of 125% LTV to move but if lenders don’t do this people will be imprisoned in their homes
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Media Spotlight: The Trouble with Markets By Roger Bootle
23 November 2009
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More debate needed on self-cert policy
23 Nov 2009
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Nanny's drugs are even more dangerous
23 November 2009
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Networks exclude Bank of China products for ARs
23 November 2009
Some networks are forbidding the sale of Bank of China (UK)’s products because of the way its Key Facts Illustrations are generated.
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October gross lending estimated at £13.5bn
23 November 2009
Gross mortgage lending in October is estimated at £13.5bn, a 5% rise from September but down 27% on October 2008, according to the Council of Mortgage Lenders.
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Politicians need a dose of Darwinism
23 Nov 2009
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Price is right
23 November 2009
Research by the Lombard Street Research consultancy shows that the affordability index -which tracks house prices relative to affordability - was at its lowest since the mid-1990s in Q2 2009 but is now on the up.
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Property prices will fall further, says Rightmove
23 November 2009
House prices are expected to fall for the next three months as new sellers drop their asking prices, says Rightmove.
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PTFS chairman believed to have been suspended
23 November 2009
Mortgage Strategy understands that Personal Touch Financial Services’ chairman Martin Wilson has been suspended pending the result of an internal investigation.
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Remembering the good times, pooey underpants and all
23 November 2009
I recently read an article by Robyn Hall headlined ‘Marking five wasted years of FSA rule’ (Mortgage Strategy October 19).
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Rent-back company gets interim authorisation
23 November 2009
Residential Property Solutions has become one of the first rent-back firms to receive Financial Services Authority authorisation under its interim regime.
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Risks of penalising innocent borrowers
23 Nov 2009
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Screen grabbed
23 November 2009
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Sleep on it
23 November 2009
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Strange buyers who are happy to pay more for less
23 November 2009
Brutalist architecture, as seen in London’s Barbican, is like Manchester United - you either love it or you hate it
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Taking the FSA's slow road to recovery
23 November 2009
Kevin Paterson sales and marketing director assurant intermediary
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The greatest thing about this year's Expo was the exit
23 November 2009
This year’s Mortgage Business Expo saw a disappointing turnout of lenders. In fact, I couldn’t speak to most of those we use as they did not have stands at the show.
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The money-making machine must go on
23 Nov 2009
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Uinsure streamlines online system
23 November 2009
Uinsure has redesigned its website to make online processes easier, in response to broker feedback.
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Value of valuers is in their knowledge
23 Nov 2009
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Woolwich to switch to online fund booking
23 November 2009
