Mortgage Strategy
22 March 2010
-
60 seconds with...Steve Barber
22 March 2010
Managing director, Bridging Finance (nw)
-
Advising on asset protection is easy
22 March 2010
JEFF SMITH: COMMERCIAL DIRECTOR, THE ASSET PROTECTION STRATEGY
-
As customers enter, show them the exit
22 March 2010
JON KING: MANAGING DIRECTOR, HODGE LIFETIME
-
B&B sets aside £388m for potential fraud loss
22 March 2010
Bradford & Bingley last week revealed it is setting aside £388.4m for potential losses on its mortgage book relating to fraud and professional negligence.
-
Brokers do a great job, so let's start shouting about it
22 March 2010
We are interested in backing an initiative to promote the benefits and importance of advice to the public
-
CAN YOU HAVE A POP TO WIN THIS POSH MONTBLANC ROLLERBALL PEN?
22 March 2010
-
Capital idea that makes mutuals appear clueless
22 March 2010
Proposing that societies raise capital plays into the hands of their enemies by making them seem weak
-
CFS saw pre-tax profits rise to £177m in 2009
22 March 2010
Co-operative Financial Services made a pre-tax profit of £177m in 2009, up from £147m the previous year.
-
Choosing a financially strong business
22 March 2010
Amidst some of the most challenging times for advisers, we ask John Cupis, PMS’s Managing Director, to share his thoughts on the coming year.
-
CML manifesto targets politicians
22 March 2010
The Council of Mortgage Lenders has compiled a post-credit crunch mortgage manifesto for the next parliament advising politicians to avoid knee-jerk reactions when it comes to regulation.
-
Committee will spot risks known to all but our regulators
22 March 2010
I was interested to read on Mortgage Strategy Online that the FSA, the Office of Fair Trading and the Financial Ombudsman Service want to create a consumer protection committee to identify risks.
-
Congratulations to Roger Morris as he moves up the ladder
22 March 2010
After reading about Roger Morris’ promotion from BDM to sales and marketing director at Affirmative Finance (Mortgage Strategy Online), I must say it’s great to see him succeeding although it comes as no surprise.At least the mortgage sector is not losing out. Morris is a straightforward person who I am sure will continue to progress and hopefully influence our industry.NAME AND ADDRESS SUPPLIED
-
Dancing with the interest rate devil
22 March 2010
PAUL HUNT: MANAGING DIRECTOR, PHOEBUS
-
employee of the month
22 March 2010
-
End of specialist lending could hit the housing sector
22 March 2010
Regarding your story headlined ’80% of borrowers face payment shock if interest rates increase’ (Mortgage Strategy Online), it does not matter if rates rise in 2010 or 2011 - either way thousands of customers will be in for rising repayments.
-
Estate agents can battle the Tesco giant
22 March 2010
Tesco’s move into estate agency is unlikely to sound the death knell for the sector but it will give existing players a kick up the backside and they will have to up their game to compete
-
Focus on fraud shifts to lenders
22 March 2010
The Financial Services Authority is to visit mortgage lenders in the next couple of months to check that their systems are robust enough to detect fraud.
-
Focus on landlords as buy-to-let grows
22 March 2010
DAVID FINLAY: INTERMEDIARY BUSINESS DIRECTOR BARCLAYS
-
FSA figures show repossessions at lowest since 2008
22 March 2010
Mortgage lending figures published by the Financial Services Authority last week reveal that new repossessions totalled 11,800 in Q4 2009, a decrease of 15% compared with Q3 2009 and the lowest figure since Q2 2008.
-
FSA's arrogance in wanting to regulate products is amazing
22 March 2010
I see the FSA is to move towards product regulation (Mortgage Strategy Online). The arrogance of our discredited regulator is amazing.
-
Getting back to the basics of insurance
22 March 2010
JAMES WATSON: HEAD OF SALES AND MARKETING, PAYMENTSHIELD
-
Guide to Networks - Introduction
22 March 2010
Robert Thickett, Editor, Mortgage Strategy
-
Helping borrowers as higher rates loom
22 March 2010
ALAN CLEARY: MANAGING DIRECTOR, EXACT
-
High LTV deals will result in a spike in repossessions soon
22 March 2010
Having read your article on borrowers facing a payment shock if interest rates rise, I believe high LTVs are the problem.Anyone who bought at 95% LTV in the past three years is probably facing negative equity now. They won’t be able to remortgage and if their payments rise and they realise their house is worth less than they are paying for it, they will simply walk away.That is when repossessions will ramp up and we run the risk of a flood of cheap property in the market.
-
High LTV lending plunged to just 2% of all new advances in Q4 2009
22 March 2010
New mortgage lending of more than 90% LTV accounted for less than 2% of new advances in Q4 2009, figures from the Financial Services Authority reveal.
-
How to choose your network properly
22 March 2010
Selecting a network can be time-consuming but research on things such as its finances and commission structure will help you assess the strengths and weaknesses of firms
-
Innovation is way ahead for brokers
22 March 2010
ALAN DRING: DIRECTOR, THE MAD APPROACH
-
Intrinsic
22 March 2010
Intrinsic ticks all the boxes when it comes to offering a range of propositions that allow advisers to be flexible about how they manage their businesses
-
Intrinsic scoops Best IFA Network award
22 March 2010
Intrinsic was named Best Mortgage IFA Network at the Mortgage Strategy Awards, beating the likes of Sesame, Personal Touch and Openwork to scoop the prize
-
IPhone mortgage application is a hit
22 March 2010
Up to 100 people an hour downloaded a mortgage comparison application when it launched on iPhone last Monday.
-
Keep all parties in the chain updated
22 March 2010
TIM JORDAN: HEAD OF RESIDENTIAL PROPERTY, FORSHAWS DAVIES RIDGWAY
-
LAST WEEK’S WINNER
22 March 2010
ANDREW COWELLMETROPOLITAN HOME OWNERSHIP“The lack of marketing budget was clear as Pink introduced the face of its equity release campaign.”
-
Leader: Drive for definition
22 March 2010
Today Mortgage Strategy is kickstarting a campaign to hammer out a definition of the advice process provided by brokers.
-
Legal and General
22 March 2010
Quality, security and support are the three vital things that firms benefit from when they join the Legal & General Network, says Gary Burchett
-
Legal companies will always be part of the fraud story
22 March 2010
Following on from your story about the Council of Mortgage Lenders calling for a comprehensive review of the way solicitors are regulated (Mortgage Strategy Online), there will always be a small minority of solicitors involved in fraudulent activity.
-
Lenders should see original documents to foil the fraudsters
22 March 2010
I read with interest that the National Fraud Authority and the Metropolitan Police have brought together all the key partners in the mortgage community to establish the Mortgage Fraud Forum (Mortgage Strategy Online).
-
Less is more when brokers sell cover
22 March 2010
ANDY LEES: KEY ACCOUNT MANAGER, UINSURE
-
Many borrowers set to face payment shock, says Moody's
22 March 2010
Moody’s has warned that 80% of UK mortgage holders could face a pay-ment shock if interest rates rise in 2010.
-
Marketwatch
22 March 2010
All of a sudden the FSA is getting active, even proposing to intervene in product design. Perhaps we’d all be better off now if it had shown a bit more interest a few years ago
-
Media Spotlight: The Unwritten Laws Of Business
22 March 2010
By WJ King
-
MoJ pulls the plug on Cartel Client Review
22 March 2010
The Ministry of Justice has sounded the death knell for claims management firm Cartel Client Review.
-
Mortgage fraud losses may total £1.2bn this year
22 March 2010
Experian last week predicted that mortgage fraud losses could hit £1.2bn in 2010.
-
Mortgage Intelligence
22 March 2010
The Mortgage Intelligence and Mortgage Next networks are strongly rooted in a simple ethos - we put members and their businesses first, so advisers can rest assured they are in safe hands
-
Mortgage lending rose in February
22 March 2010
The Council of Mortgage Lenders has revealed that gross mortgage lending hit £9.2bn in February, up from £8.7bn in January.
-
Mutual appreciation
22 March 2010
After a period of hibernation to ride out the recession building societies can bounce back to prominence if they stick to their core values
-
N&P made £1.3m profit before tax last year
22 March 2010
Norwich and Peterborough Building Society has reported a pre-tax profit of £1.3m for 2009, down from £5.9m in 2008.
-
New man at the top for Abbey after Okey walks
22 March 2010
ALAN MATHEWSON: WILL TAKE ON MD ROLE AT ABBEY
-
New national accounts director at Evaluate
22 March 2010
Evaluate Technologies has appointed Paul McGuirke, former sales director at The Mortgage Times Group, as national accounts director.
-
New-build sector can develop with the right backing
22 March 2010
Government support to help first-time buyers get into the new-build market could bring widespread benefits
-
Only privileged few will own property in five years' time
22 March 2010
In response to your story that mortgage products are up 70% year-on-year (Mortgage Strategy Online), it seems to me that lenders are very much closed for business.
-
Political instability could stifle market
22 March 2010
BOB HUNT: CHIEF EXECUTIVE, PARADIGM MORTGAGE SERVICES
-
Right network partner can help you grow
22 March 2010
Recent high-profile network failures have highlighted just how important it is for broker firms to choose the right network to partner up with, say Christine Toner and Robert Thickett
-
Roger Morris moves up at Affirmative Finance
22 March 2010
Affirmative Finance has promoted Roger Morris from BDM to sales and marketing director.
-
Savills Private Finance on track for 2010 profit
22 March 2010
Savills Private Finance broke even in the second half of 2009 and the brokerage says it is currently on track to post a small profit in 2010.
-
Sesame
22 March 2010
With a whole-of-market lending panel, attractive procuration fees and a host of technological solutions, Sesame is well placed to fulfil the business needs of firms
-
Shield clients from rent-back dangers
22 March 2010
DANIEL LOWERSON: PARTNER, DFB HOUSING SOLUTIONS
-
Small lenders begin to feel the squeeze
22 March 2010
What’s going on across the Pond
-
Spotting dodgy dealings in the mortgage chain
22 March 2010
The FSA’s scheme whereby lenders report fraud has been a success but brokers must remain vigilant too
-
Statistics on higher LTV products are misleading
22 March 2010
STAR LETTER
-
The changing view of home ownership
22 March 2010
GUY GARRARD: ,HEAD OF BUSINESS DEVELOPMENT, TIUTA
-
The Mortgage Mole
22 March 2010
DIGGING THE DIRT IN THE MORTGAGE WORLD…
-
Towergate will take British Insurance on to new heights
22 March 2010
In January 2008 my business, British Insurance, became part of the Towergate Partnership.
-
Watchdog plans to expand and hit the warpath
22 March 2010
The Financial Services Authority says that in the coming year it will become bigger, more aggressive and more expensive.
-
We may limit LTVs, says FSA boss
22 March 2010
Lord Adair Turner, chairman of the Financial Services Authority, says new macroprudential policy tools are needed to manage unstable cycles of credit, and these could include limits on LTVs.
-
Work starts to promote the benefits of brokers
22 March 2010
Platform Home Loans is spearheading a campaign to educate the public on the advantages of using brokers for mortgage advice.
