Mortgage Strategy
20 September 2010
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iPhone app for London & Country mortgages
20 September 2010
London & Country has launched a mortgage application for the iPhone, which has so far received 4,000 downloads.
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£4.7Bn RBS securitisation nothing to get excited about, say pundits
20 September 2010
TONY WARD SUCH DEALS SEEN BEFORE
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60 seconds with...Chris Gardner
20 September 2010
CHRIS GARDNER FOUNDER OBLIGO
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Abbey makes online system easier to use
20 September 2010
Abbey for Intermediaries has improved its online system to make it easier for brokers to do business with it.
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Advisers should get a fair hearing before removal from panels
20 September 2010
Although this isn’t a new subject, the number of advisers being removed from lenders’ panels is growing and we should be concerned about this as an industry.
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B2L gains to be had from FTB shortage
20 September 2010
DAVID FINLAY INTERMEDIARY BUSINESS DIRECTOR BARCLAYS
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Broker petition handed to the FSA and Treasury
20 September 2010
MS REPORTER SAMUEL DALE TAKES PETITION TO THE TOP
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Brokers missing a trick when it comes to clients' pensions
20 September 2010
A recent report found that one in 10 adults stated that they had dropped plans to retire.
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Brokers well placed to detect fraud cases
20 September 2010
CHRISTIAN FAES MANAGING DIRECTOR MONTELLO PRIVATE FINANCE
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CAN YOU HAVE A POP TO WIN THIS BOTTLE OF MIGHTY FINE CHAMPAGNE?
20 September 2010
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Clients should put a value on themselves
20 September 2010
ROGER EDWARDS PROPOSITION DIRECTOR BRIGHT GREY AND SCOTTISH PROVIDENT
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Colin Shave calls it a day from GE after 35-year stint
20 September 2010
Colin Shave, chairman and chief executive officer of GE Money Home Lending, is to retire at the end of the year after a 35-year career at GE.
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Double income with bill protector cover
20 September 2010
ANDY LEES KEY ACCOUNT MANAGER UINSURE
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Educate graduates so they protect income
20 September 2010
ED STUART-BROWN HEAD OF PROTECTION FRIENDS PROVIDENT
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Former specialist lenders come out top for mortgage complaints
20 September 2010
Former specialist lenders fared badly in the Financial Ombudsman Service’s latest mortgage complaint figures.
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FSA should realise interest-only can be right for some
20 September 2010
Interest-only makes sense in certain situations so we shouldn’t get caught up in the ’one size fits all’ debate
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High LTVs take only 2% share of Q2 advances
20 September 2010
Financial Services Authority figures show the proportion of new lending done at an LTV of more than 90% accounted for just over 2% of new advances in Q2 2010.
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IHT referrals help brokers and clients
20 September 2010
TIM JORDAN HEAD OF RESIDENTIAL PROPERTY FORSHAWS DAVIES RIDGWAY
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In my opinion
20 September 2010
The government could afford to sell more of its property than planned to lessen the severity of public sector cuts - after all, when times are tough assets are there to be realised
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In my opinion
20 September 2010
The mortgage industry should take a leaf out of the music business and work hard to stamp out fraud by ensuring all players in the property market work closely and with the right IT infrastructure
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Independent advice firm bought by Openwork
20 September 2010
Openwork has acquired independent advice firm 2plan Wealth Management.
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It is a false economy not to use solicitors
20 September 2010
EDDIE GOLDSMITH SENIOR PARTNER GOLDSMITH WILLIAMS
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Keep clients online with tailored cover
20 September 2010
JAMES WATSON SALES AND MARKETING DIRECTOR PAYMENTSHIELD
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KFI could become history if EC plan gets green signal
20 September 2010
The European Commission is proposing scrapping Key Facts Illustrations in favour of a European Standardised Information Sheet.
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LAST WEEK’S WINNER
20 September 2010
“The team shouldn’t believe their own spin - not all men look good in spandex.” MAHESH PATELPRICAPITA
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Leader: True cost of FSA tampering
20 September 2010
One subject dominated the conversation at the Intermediary Mortgage Lenders Association’s 22nd annual dinner last week - regulation and the impact of the Mortgage Market Review.
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Lloyds announces major changes to buy-to-let policy
20 September 2010
Lloyds Banking Group will no longer offer buy-to-let via brokers through its Cheltenham & Glou-cester and Lloyds TSB Scotland brands.The move comes as part of a package of wider reforms to its buy-to-let offering.
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Marketwatch
20 September 2010
Banks are receiving a huge number of complaints but it’s so easy for consumers to express dissatisfaction these days, be it by text or Twitter. Of course, complaints data can lead to improvements in processes
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Media Spotlight - A Journey by Tony Blair
20 September 2010
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Mixed feelings on impact of Basel capital rules on mortgage lending
20 September 2010
ANGELA KNIGHT CHEAP MONEY ERA IS OVER
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Mortgage Times debt recovery hits £40,000
20 September 2010
The administrators for defunct network The Mortgage Times Group have revealed that £40,000 has been collected in commissions and pipe-line monies owed to the network.
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Mr Jobsworth will not make it easy to live on house boat
20 September 2010
Cruising through life on a house boat seems idyllic until you realise it’s not as simple as buying a map and a boat
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Northern Rock raises rates on tracker deals by up to 0.3%
20 September 2010
Northern Rock has hiked its tracker rates by up to 0.30%.
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North-South divide is alive and well in the housing market
20 September 2010
The biggest rises in property prices have been in the South, with smaller growth or decreases marking the North
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Offer protection now to cope with job cuts
20 September 2010
PAUL SHEARMAN MORTGAGE, GI AND PROPOSITION DIRECTOR OPENWORK
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Paymentshield ditches £200 excess on home insurance
20 September 2010
Paymentshield has removed the compulsory excess for accidental damage on its home insurance product.
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PMS panel will assist DA brokers with GI
20 September 2010
PMS has launched a general insurance panel to help directly authorised advisers diversify.
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Providers' success proves leads work
20 September 2010
JUSTIN REES DIRECTOR OF MARKETING AND PARTNERSHIPS LEADPOINT UK
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PTFS reveals it's on acquisition trail as part of growth strategy
20 September 2010
Personal Touch Financial Services has looked at four possible acquisi-tions since April, chief executive officer Doug Crawford has revealed.In an exclusive interview with Mortgage Strategy, Crawford, who joined the network in April, has outlined the network’s plans and says it is adopting a growth strategy.
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Rise in JSA claims prompts fears for unemployment
20 September 2010
The number of claimants for Job-seeker’s Allowance has risen by 2,300 since July, sparking fears of an increase in unemployment.
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Securitisation duo could mark revival
20 September 2010
ALAN CLEARY MANAGING DIRECTOR PRECISE MORTGAGES
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Shapps' age of aspiration defies reality, says IMLA
20 September 2010
GRANT SHAPPS PEOPLE WANT TO BUY A HOME
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Survey says consumers can't spot the difference
20 September 2010
Nine out of 10 consumers planning to take out a mortgage in the next 12 months do not know the difference between the main types of mortgages, a First Direct survey reveals.
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Take a chill pill - it's estate agents' job to protect their vendors
20 September 2010
In response to the letter from Brian Rossiter titled ’Action group needed to deal with agents’ unethical behaviour’ (Mortgage Strategy September 13), I hope he is not tarring all estate agents with the same brush.
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Ten nominees in the running for Barclays prizes
20 September 2010
The shortlist for Woolwich’s Top of the League Player of the Month and Manager of the Month for Septem-ber have been confirmed.
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Thank you to First Direct for promoting the need for brokers
20 September 2010
HSBC subsidiary First Direct last week revealed that 92% of borrowers did not know the difference between the types of mortgages available.It is kind of First Direct to publish research that highlights an excellent reason for people to use independent mortgage brokers.
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The mortgage Mole
20 September 2010
DIGGING THE DIRT IN THE MORTGAGE WORLD…
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Understanding the sensitivities of Islamic mortgages
20 September 2010
There is a loyal customers base waiting for brokers who embrace the needs of the Islamic mortgage sector
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Up close and personal
20 September 2010
The network landscape has changed over the last few years, with many firms falling by the wayside. But there is huge opportunity for those that stack up financially, says PTFS chief executive officer Doug Crawford and sales and marketing director Dev Malle
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Watch your step on interest-only deals
20 September 2010
BOB YOUNG MANAGING DIRECTOR CAPITAL HOME LOANS
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Your Shout
20 September 2010
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